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Each year, when tax season rolls around, you're bound to hear people talk about all of the things they're going to "write-off" on their taxes. While write-offs are a great tool for independent adjusters who want to minimize tax liability and maximize the money in their pocket, it is important to understand the basics of tax deductions. Keys to success include understanding what a write-off is, how it affects tax liability and, most importantly, what exactly can be written off.

The goal of the insurance company is to settle a claim for as little money as possible. It's why insurance policies are laden with legal terms and doublespeak to the point that policyholders really have no idea what their policy does and doesn't cover. This confusion may prompt policyholders to hire a public adjuster unnecessarily. The truth is, many public adjusters don't review every detail of a policy and may even, occasionally, represent a claim that is not even covered.

As an independent adjuster, clothing is an important piece of your role. The field requires adjusters to present themselves professionally in various climates and disaster areas, requiring one's clothing to possess durability and be adjustable for a diverse set of elements. While adjusters travel to flooded areas, climb roofs with abrasive material, or undergo prolonged periods in the sun, they also need to maintain a professional appearance. Below, we have found a few of the top performing brands for the most industrious adjuster.

Being classified as an independent contractor (or a small business enterprise), rather than an employee, has its pros and cons. Having the power to negotiate and charge what you think is fair for your services, deciding what hours you will work, and flexibility of work location are all great features of working as an independent contractor. When it comes time to file your taxes each year, however, the cons rise to the surface and make themselves apparent.

If you are anything like me who has one of those jobs that require travel, you're in this business - first and foremost - to make money and secure your financial future; everything after that comes in second. Traveling around the country is great, helping others in times of need is fantastic, even being able to attend this conference and write it off as a taxable expense is a beneficial experience. All of these wonderful perks are nothing more than that: perks.

Errors and Omissions ("E/O") Liability Insurance is a must-have for independent adjusters. No matter how good you are at your job, and no matter how meticulous your records, you can't escape the fact that you're still human and bound to make a mistake every now and again. To protect yourself and your company from financial disaster it is incredibly important to be prepared with E/O Liability Insurance.

When it comes to getting a job as an independent claims adjuster, the resume is an important part of the process. It seems, however, that resumes are going out of style. What does that mean for you? Social media and blogs are starting to replace the traditional resumes, so you may need to start rethinking and revamping your social media presence.

Independent adjusters are sometimes required to meet with a contractor to review damages. An adjuster's goal is to reach an agreement with the contractor and work toward a speedy claim closure. Many contractors are reasonable professionals but, sometimes their goal is to increase their profit margin. In this article, you will learn a few tips to improve contractor inspections.

"Many areas in the United States are affected by natural disasters at various times of the year. However, there are a few states where natural disasters seem to occur more often. These areas have higher insurance premiums as a result of more claims and increased risk for loss. Considering the number of disasters that occur, there is a higher need for adjusters in the following areas."

As an independent adjuster, you may be called into an immediate investigation or situation. As a private contractor, there are no set office hours or scheduled work days. If you are called to investigate a claim, you should be prepared.

As a self-employed, independent adjuster, one of the first things to do for your business should be setting up a bank account. Most people already have a personal checking account but you should establish yourself the right way with the right checking account. There are a lot of benefits to having a business account but here are some of the top reasons you must have a separate account for your adjusting business.

It happens more often than you may think - a brick chimney suddenly collapses, resulting in thousands of dollars in repair and cleanup costs. As an independent adjuster, you may find yourself face to face with a distraught homeowner. What will you tell them?

As an independent adjuster, you want to work for the best companies. It can be difficult to find great places to work so we've put together a list or resources for you to use in your job search. These are some of the top sites to use when you are job hunting as an independent adjuster.

The life of an independent adjuster can be chaotic. Every day there are hundreds of emails to prioritize and many appointments or conference calls to schedule. How do you keep it all organized and maximize your time? One way is to master a tool most of us already have: Microsoft Outlook. Microsoft Outlook is a great email platform that offers folders, calendars, task lists and other great scheduling tools.

Most people love the idea of working from home. When you do work from home, you cut out commute time, you can stay in your pajamas and you can walk right into your own kitchen for lunch. It seems like working from home, in an isolated environment, would be ideal for productivity but working at home does come with its own set of challenges.

Empathy is perhaps the most important characteristic when it comes to being an insurance adjuster. As you navigate the delicate path of professionalism, you need to take the time to connect with your client, on a personal level.

If you want your friends to be spammed.. Terms of use: "Scrubly shall own all right, title and interest in and to all derivative works and compilations of User Content that are created by Scrubly, including all worldwide intellectual property rights therein... "

Shingles, like many other products on the open market, are often sold with warranties. These warranties help to comfort buyers and provide a guarantee for their large investment. Shingle manufacturers often offer extremely appealing warranties, sometimes offering their customers protection for up to 50 years after the purchase is made. Are these warranties helpful or simply too good to be true?

An estimated 13% of the American workforce consists of independent contractors, including many independent adjusters. Being self-employed, and/or working under the protection of a business entity such as a Limited Liability Company (LLC), means that you aren't privy to benefits that W2 employees may have. Retirement planning - including employer contributions and the ability to defer your own pay, tax-free - is one of those major benefits. You'll be happy to know, however, that there are retirement planning opportunities for the self-employed (including independent adjusters) that offer similar - if not superior - opportunities.