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An Independent Adjuster's Guide to Write-Offs - Adjusting to 6 Figures - 0 views

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    Each year, when tax season rolls around, you're bound to hear people talk about all of the things they're going to "write-off" on their taxes. While write-offs are a great tool for independent adjusters who want to minimize tax liability and maximize the money in their pocket, it is important to understand the basics of tax deductions. Keys to success include understanding what a write-off is, how it affects tax liability and, most importantly, what exactly can be written off.
adjustingto6figu

Independent Adjuster: What to Wear - 0 views

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    As an independent adjuster, clothing is an important piece of your role. The field requires adjusters to present themselves professionally in various climates and disaster areas, requiring one's clothing to possess durability and be adjustable for a diverse set of elements. While adjusters travel to flooded areas, climb roofs with abrasive material, or undergo prolonged periods in the sun, they also need to maintain a professional appearance. Below, we have found a few of the top performing brands for the most industrious adjuster.
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Benefits of Operating Under a Business Entity - 0 views

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    Being classified as an independent contractor (or a small business enterprise), rather than an employee, has its pros and cons. Having the power to negotiate and charge what you think is fair for your services, deciding what hours you will work, and flexibility of work location are all great features of working as an independent contractor. When it comes time to file your taxes each year, however, the cons rise to the surface and make themselves apparent.
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Juggling Multiple Independent Adjusting Firms - Adjusting to 6 Figures - 0 views

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    If you are anything like me who has one of those jobs that require travel, you're in this business - first and foremost - to make money and secure your financial future; everything after that comes in second. Traveling around the country is great, helping others in times of need is fantastic, even being able to attend this conference and write it off as a taxable expense is a beneficial experience. All of these wonderful perks are nothing more than that: perks.
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Don't Adjust Without E/O Liability Insurance - 0 views

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    Errors and Omissions ("E/O") Liability Insurance is a must-have for independent adjusters. No matter how good you are at your job, and no matter how meticulous your records, you can't escape the fact that you're still human and bound to make a mistake every now and again. To protect yourself and your company from financial disaster it is incredibly important to be prepared with E/O Liability Insurance.
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Protect Your Business with the Right Checking Account - 0 views

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    As a self-employed, independent adjuster, one of the first things to do for your business should be setting up a bank account. Most people already have a personal checking account but you should establish yourself the right way with the right checking account. There are a lot of benefits to having a business account but here are some of the top reasons you must have a separate account for your adjusting business.
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Policyholder Education: Why Did My Chimney Crumble? - 0 views

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    It happens more often than you may think - a brick chimney suddenly collapses, resulting in thousands of dollars in repair and cleanup costs. As an independent adjuster, you may find yourself face to face with a distraught homeowner. What will you tell them?
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Job Searching as an Independent Adjuster - 0 views

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    As an independent adjuster, you want to work for the best companies. It can be difficult to find great places to work so we've put together a list or resources for you to use in your job search. These are some of the top sites to use when you are job hunting as an independent adjuster.
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5 Ways to Master Microsoft Outlook and Save Time - 0 views

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    The life of an independent adjuster can be chaotic. Every day there are hundreds of emails to prioritize and many appointments or conference calls to schedule. How do you keep it all organized and maximize your time? One way is to master a tool most of us already have: Microsoft Outlook. Microsoft Outlook is a great email platform that offers folders, calendars, task lists and other great scheduling tools.
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10 Biggest Work from Home Distractions - Adjusting to 6 Figures - 0 views

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    Most people love the idea of working from home. When you do work from home, you cut out commute time, you can stay in your pajamas and you can walk right into your own kitchen for lunch. It seems like working from home, in an isolated environment, would be ideal for productivity but working at home does come with its own set of challenges.
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Empathy in the face of Devastation: Connecting with Clients - 0 views

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    Empathy is perhaps the most important characteristic when it comes to being an insurance adjuster. As you navigate the delicate path of professionalism, you need to take the time to connect with your client, on a personal level.
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Career Advice for IAs: Should You Work with Insurance Mentor or Coach? - 0 views

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    Those who get career advice from a mentor or coach are in an even better position. For that reason, career advice for IAs is growing.
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Independent Insurance Adjusting for Underwriting Inspections - Adjusting to 6 Figures - 0 views

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    This post gives an overview of underwriting inspections, especially as a potential career option for independent insurance adjusters.
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Staying Focused While Self-Employed: 4 Tips for Independent Adjusters - 0 views

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    The freedom of self employment is a perk of being an IA, but there are also challenges. This post gives tips for staying focused while self-employed.
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Insurance Adjuster Work From Home: Setting Up Your Home Office - 1 views

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    Insurance adjuster work from home is a major perk of being an IA. This post gives tips for setting up the perfect home office for your IA work.
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Self Care Importance: Maintaining Self Care During Heavy Work Loads - 0 views

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    Independent insurance adjusters go through periods of heavy work loads and need to practice self care to stay healthy and calm.
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The Truth About Shingle Warranties - 0 views

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    Shingles, like many other products on the open market, are often sold with warranties. These warranties help to comfort buyers and provide a guarantee for their large investment. Shingle manufacturers often offer extremely appealing warranties, sometimes offering their customers protection for up to 50 years after the purchase is made. Are these warranties helpful or simply too good to be true?
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Planning for Retirement as an Independent Adjuster - Adjusting to 6 Figures - 0 views

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    An estimated 13% of the American workforce consists of independent contractors, including many independent adjusters. Being self-employed, and/or working under the protection of a business entity such as a Limited Liability Company (LLC), means that you aren't privy to benefits that W2 employees may have. Retirement planning - including employer contributions and the ability to defer your own pay, tax-free - is one of those major benefits. You'll be happy to know, however, that there are retirement planning opportunities for the self-employed (including independent adjusters) that offer similar - if not superior - opportunities.
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Piercing the Single Member LLC (Limited Liability Company) - Adjusting to 6 Figures - 0 views

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    Limited Liability Companies ("LLCs") are great vehicles for individuals and groups of people who are interested in protecting their personal assets from business liabilities while keeping their corporate tax return preparations fairly simple. Single Member LLCs ("SMLLCs") - LLCs containing only one individual - are fairly new in the world of business entities. Their use has proven to be quite popular, but their existence has also posed some fundamental legal questions.
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Why You Should Use Social Media as an Independent Adjuster - 0 views

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    Social media has opened up the world of networking and influencing for independent adjusters. It is now easier to find like-minded people, as well as clients, once you start engaging and using social media on a regular basis. The three biggest sites to think about using are Facebook, LinkedIn, and Quora - which we will go over in this article so you can understand how to use them for your benefit as an independent adjuster.
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