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Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c

Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c

New Health Dialogue - logo Health Policy Facts February 27, 2008 - 1:57pm - admin "We're raising the first generation of children who may live sicker and die younger than their parents." --Risa Lavizzo-Mourey, president of the Robert Wood Johnson Foundation Upcoming Events February 27, 2008 - 2:11pm - Paul Testa Upcoming Events Obama and Health Care Reform Wednesday, September 23, 2009 12:00pm - 1:30pm American University Washington College of Law 4801 Massachusetts Avenue, NW Room 603 RSVP here Recent Events: Health CEOs for Health Reform To see a webcast of this event click here The Wireless Future of Health IT For a summary of this event click here New Health Insurance Marketplace For a summary of this event click here CEOs for Health Reform To see a webcast of this event click here For previous events click here Health Policy Links February 27, 2008 - 2:17pm - Joanne Kenen * Who We Are * NEW SITE: The State of State Health * Health Policy Program Website * Guide for Journalists * Guide for Hill Staff New America Blogs * The American Strategist * Blockbuster Democracy * Climate Action * Ed Policy Watch o Early Ed Watch o Ed Money Watch o Higher Ed Watch * The Ladder * New America Voices * New Health Dialogue * Political Reform * The Religious Center * US Budget Watch * Wireless Future * The New America Network Topics Ambulance Diversion California California Cancer Chronic Disease Comparative Effectiveness Comparative Effectiveness Congress Cost Cost Coverage Disparities Emergency Rooms Employer Burden Global Health Good News HC4HR Health Care Health Insurance Health Insurance Health IT Health Politics Health Reform Health Reform Hospitals Hospitals Individual Mandate In the News In the States Lessons of 93 Mandate Massachusetts Medicaid Medical Errors Medical Homes Medicare Nurses Obama palliative care Payment Policy Payment Reform Prevent

New Health Dialogue - logo Health Policy Facts February 27, 2008 - 1:57pm - admin "We're raising the first generation of children who may live sicker and die younger than their parents." --Risa Lavizzo-Mourey, president of the Robert Wood Johnson Foundation Upcoming Events February 27, 2008 - 2:11pm - Paul Testa Upcoming Events Obama and Health Care Reform Wednesday, September 23, 2009 12:00pm - 1:30pm American University Washington College of Law 4801 Massachusetts Avenue, NW Room 603 RSVP here Recent Events: Health CEOs for Health Reform To see a webcast of this event click here The Wireless Future of Health IT For a summary of this event click here New Health Insurance Marketplace For a summary of this event click here CEOs for Health Reform To see a webcast of this event click here For previous events click here Health Policy Links February 27, 2008 - 2:17pm - Joanne Kenen * Who We Are * NEW SITE: The State of State Health * Health Policy Program Website * Guide for Journalists * Guide for Hill Staff New America Blogs * The American Strategist * Blockbuster Democracy * Climate Action * Ed Policy Watch o Early Ed Watch o Ed Money Watch o Higher Ed Watch * The Ladder * New America Voices * New Health Dialogue * Political Reform * The Religious Center * US Budget Watch * Wireless Future * The New America Network Topics Ambulance Diversion California California Cancer Chronic Disease Comparative Effectiveness Comparative Effectiveness Congress Cost Cost Coverage Disparities Emergency Rooms Employer Burden Global Health Good News HC4HR Health Care Health Insurance Health Insurance Health IT Health Politics Health Reform Health Reform Hospitals Hospitals Individual Mandate In the News In the States Lessons of 93 Mandate Massachusetts Medicaid Medical Errors Medical Homes Medicare Nurses Obama palliative care Payment Policy Payment Reform Prevent

There is a great deal of information about abortion online. Multiple websites with any number of affiliations post information both helpful and harmful to women seeking accurate abortion facts. Not all the information online, however, is reliable or discusses the medical nature of abortion procedures.

Menstrual cramps (or dysmenorrhea) is a medical condition characterized by severe uterine pain during menstruation. While most women experience minor pain during menstruation, dysmenorrhea is diagnosed when the pain is so severe as to limit normal activities, or require medication. Dysmenorrhea can feature different kinds of pain, including sharp, throbbing, dull, nauseating, burning, or shooting pain. Dysmenorrhea may precede menstruation by several days or may accompany it, and it usually subsides as menstruation tapers off.

Gender can cost you in individual health insurance June 22, 2008 When it comes to health insurance, Valencia resident Tova Hack's first problem is that she works part time and thus needs an individual policy for medical coverage because her employer doesn't offer one. Her second problem is that she's a woman. Ads by Google / Ad Feedback * Blue Cross Blue ShieldHealth insurance plans as low as $4/day. Call 1-8... FREE! www.Vimo.com * Individual BlueSave Big on Health Insurance Rates- Get Affordable Brand Name Care Now! www.YourFreeQuotes.com * Nevada Health PlansFree health insurance quotes! Find the right plan and apply online. www.GoHealthInsurance.com * Blue Cross Short Term InsHealth Insurance Quotes Online from Blue Cross. Plans from $50 month. www.healthinsurancesort.com Hack, 22, a grad student at Cal State Northridge, is insured by Blue Shield of California. She just found out that the cost of her bare-bones, high-deductible insurance plan is going up 20%, to $119 a month from $99. But the real surprise -- which Blue Shield neglected to point out in its recent letters to individual policyholders but which was apparent from a close reading of an accompanying chart -- is that men and women will now be charged different rates. The change takes effect July 1. "I don't think it's fair at all," said Hack. "I'm in perfectly fine health." That may be. But as far as Blue Shield is concerned, Hack and all other women are somehow more accident-prone, or more likely to break a bone, or more susceptible to costly ailments. Why? Because they're women. "Our egghead actuaries crunched the numbers based on all the data we have about healthcare," explained Tom Epstein, a Blue Shield spokesman. "This is what they found." That women get sicker than men? "It's all about the statistics," Epstein said. It's not about pregnancy, though. Hack's policy doesn't even cover pregnancy and maternity care. No, this is purely a matter of Blue Shield deciding t

Gender can cost you in individual health insurance June 22, 2008 When it comes to health insurance, Valencia resident Tova Hack's first problem is that she works part time and thus needs an individual policy for medical coverage because her employer doesn't offer one. Her second problem is that she's a woman. Ads by Google / Ad Feedback * Blue Cross Blue ShieldHealth insurance plans as low as $4/day. Call 1-8... FREE! www.Vimo.com * Individual BlueSave Big on Health Insurance Rates- Get Affordable Brand Name Care Now! www.YourFreeQuotes.com * Nevada Health PlansFree health insurance quotes! Find the right plan and apply online. www.GoHealthInsurance.com * Blue Cross Short Term InsHealth Insurance Quotes Online from Blue Cross. Plans from $50 month. www.healthinsurancesort.com Hack, 22, a grad student at Cal State Northridge, is insured by Blue Shield of California. She just found out that the cost of her bare-bones, high-deductible insurance plan is going up 20%, to $119 a month from $99. But the real surprise -- which Blue Shield neglected to point out in its recent letters to individual policyholders but which was apparent from a close reading of an accompanying chart -- is that men and women will now be charged different rates. The change takes effect July 1. "I don't think it's fair at all," said Hack. "I'm in perfectly fine health." That may be. But as far as Blue Shield is concerned, Hack and all other women are somehow more accident-prone, or more likely to break a bone, or more susceptible to costly ailments. Why? Because they're women. "Our egghead actuaries crunched the numbers based on all the data we have about healthcare," explained Tom Epstein, a Blue Shield spokesman. "This is what they found." That women get sicker than men? "It's all about the statistics," Epstein said. It's not about pregnancy, though. Hack's policy doesn't even cover pregnancy and maternity care. No, this is purely a matter of Blue Shield deciding t

Isis Hospital's embryology program is world-renowned. Our brand new facilities are equipped with the latest in medical equipment, and our embryology staff has decades of experience. This translates into higher than average success rates for our patients. http://isisivfhospital.com

In-vitro fertilization for self transfer SCI Healthcare offers a full range of infertility treatment to women including sono-hysteroscopy, IUI, IVF, abdominal oocyte collection, and embryo transfer to patients using embryos created with their own eggs or donor eggs. IVF/embryology Isis Hospital's embryology program is world-renowned. Our brand new facilities are equipped with the latest in medical equipment, and our embryology staff has decades of experience. This translates into higher than average success rates for our patients.

Dostinex is an ideal medication for the hyperprolactinemia. It is used to decrease the prolactin hormone in females. Generic Cabergoline is a main active constituent available in the Dostinex.

Now don't worry about female sexual dysfunction, because our medical science discovered a new formulation known as Womenra. It is intended to enhance the sexual satisfaction in women at the time of lovemaking with your partner. It always provides ultimate and intense sexual pleasure in females. You can buy cheap Womenra 100mg online at affordable ranges.

Buy mifepristone and misoprostol pills for Medical Termination of Pregnancy. MTP (mifepristone and misoprostol) kit is a complete abortion kit. Mifekit or Mifepristone with Misoprostol Kit (MTP Kit) kit is used as contraceptive method.

Every lady wants best and effective birth control pill that will help them to prevent the pregnancy. There are different types of birth control methods are available in the market like contraceptive pills, condoms, patches, intrauterine devices (IUD's), tubectomy and vasectomy. Contraceptive tablets normally made the female free from the fear of unplanned pregnancy. Thus, it is very essential to choose the best contraceptive method. It provides the freedom to make the decision when she wants a baby or not. So, don't be panic and lose your hope about the unplanned pregnancy because medical science invents a new oral contraceptive pill- Dianette.

omen pay roughly 68 percent more in out-of-pocket medical expenses than men

Prevention First: Policy Initiatives Insurance coverage for birth control While most insurers generally cover prescription drugs, not all are required to cover prescription birth control. Women pay roughly 68 percent more in out-of-pocket medical expenses than men, mostly due to their reproductive health care needs. We have made some progress on this issue: today, 24 states have laws that require insurance companies to cover birth control. Despite this advancement, nearly 17 million women - most of whom are young, low-income or women of color - do not even have private insurance or Medicaid coverage and cannot benefit from these state mandates.

Women are more likely than men to need medical services. Nationally, women make 58% more visits each year to primary care physicians than do men and are more likely to take at least one prescription drug on a daily basis. Women have greater annual health care expenses than men ($2,453 vs. $2,316), and a greater proportion of their health care expenses are paid out of pocket (19% vs. 16%).

women's health care versus health care for men

Report: Cost of Health Care Affects Women More than Men Women are more likely than men to see cost as a barrier to accessing health care services, including filling prescriptions, seeing a doctor and getting medical tests, according to a study conducted by a health-care research group.

Fernandez Stork Home is the top natural birth hospital in Hyderabad, supports natural birth to the fullest, unless there is any emergency medical complication. Natural childbirth allows you to remain in control of your body as much as possible. If you choose natural labour, you accept the potential for pain and discomfort as part of giving birth. With the right preparation (childbirth classes) and support (especially of a professional midwife) you will be confident and empowered to make decisions. Stork Home, the best natural birth hospital in Hyderabad, offers you different types of preparations and motivation needed for natural childbirth.

The cost of IVF in Patna varies depending on several factors, including the clinic's reputation, the experience of the medical team, and the treatment plan tailored to individual needs. On average, IVF in Patna may range from INR 1,00,000 to INR 2,50,000 per cycle. It is essential for patients to inquire about any additional costs and available packages to make an informed decision that suits their budget and preferences.

This educational program for clinicians provides information about the Agency for Healthcare Research and Quality's (AHRQ's) systematic review of the comparative effectiveness and safety of tamoxifen, raloxifene, and tibolone for reducing the risk of primary breast cancer in women.