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Elisa Maser

Women Pay The Price For Health Insurance : NPR - 0 views

shared by Elisa Maser on 01 Sep 09 - Cached
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    Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c
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    Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c
Franklin Aguas

Straightforward Abortion Facts - 0 views

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    Over the past few years abortion rights have been a hot topic in the U.S., leading to clinic closures all over the country. The fact remains, however, that in the United States, abortion is not only legal, but a right. Deciding to have an abortion is very difficult. Here are some abortion facts that a woman can consider in order to make an informed decision.
mrs scholar

when pregnant myth or fact - 0 views

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    when pregnant myth or fact
Marco Verdi

Medical Abortion Facts - 0 views

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    There is a great deal of information about abortion online. Multiple websites with any number of affiliations post information both helpful and harmful to women seeking accurate abortion facts. Not all the information online, however, is reliable or discusses the medical nature of abortion procedures.
Isabella Bird

3 Need-To-Know Abortion Facts - 0 views

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    3 Need-To-Know Abortion Facts by Health , Research While many pregnancies are planned and very much wanted, one out of every three pregnancies are not planned. Of those unintended pregnancies, nearly half of those women will make the decision to have an abortion; this is not an easy decision.
Elisa Maser

COVERAGE: Women Pay More, Get Less, in Health Care | New America Blogs - 0 views

  • In some states, women can also be denied coverage if they have been victims of  domestic violence. In total, about 21 million women and girls are uninsured.
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    New Health Dialogue - logo Health Policy Facts February 27, 2008 - 1:57pm - admin "We're raising the first generation of children who may live sicker and die younger than their parents." --Risa Lavizzo-Mourey, president of the Robert Wood Johnson Foundation Upcoming Events February 27, 2008 - 2:11pm - Paul Testa Upcoming Events Obama and Health Care Reform Wednesday, September 23, 2009 12:00pm - 1:30pm American University Washington College of Law 4801 Massachusetts Avenue, NW Room 603 RSVP here Recent Events: Health CEOs for Health Reform To see a webcast of this event click here The Wireless Future of Health IT For a summary of this event click here New Health Insurance Marketplace For a summary of this event click here CEOs for Health Reform To see a webcast of this event click here For previous events click here Health Policy Links February 27, 2008 - 2:17pm - Joanne Kenen * Who We Are * NEW SITE: The State of State Health * Health Policy Program Website * Guide for Journalists * Guide for Hill Staff New America Blogs * The American Strategist * Blockbuster Democracy * Climate Action * Ed Policy Watch o Early Ed Watch o Ed Money Watch o Higher Ed Watch * The Ladder * New America Voices * New Health Dialogue * Political Reform * The Religious Center * US Budget Watch * Wireless Future * The New America Network Topics Ambulance Diversion California California Cancer Chronic Disease Comparative Effectiveness Comparative Effectiveness Congress Cost Cost Coverage Disparities Emergency Rooms Employer Burden Global Health Good News HC4HR Health Care Health Insurance Health Insurance Health IT Health Politics Health Reform Health Reform Hospitals Hospitals Individual Mandate In the News In the States Lessons of 93 Mandate Massachusetts Medicaid Medical Errors Medical Homes Medicare Nurses Obama palliative care Payment Policy Payment Reform Prevent
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    New Health Dialogue - logo Health Policy Facts February 27, 2008 - 1:57pm - admin "We're raising the first generation of children who may live sicker and die younger than their parents." --Risa Lavizzo-Mourey, president of the Robert Wood Johnson Foundation Upcoming Events February 27, 2008 - 2:11pm - Paul Testa Upcoming Events Obama and Health Care Reform Wednesday, September 23, 2009 12:00pm - 1:30pm American University Washington College of Law 4801 Massachusetts Avenue, NW Room 603 RSVP here Recent Events: Health CEOs for Health Reform To see a webcast of this event click here The Wireless Future of Health IT For a summary of this event click here New Health Insurance Marketplace For a summary of this event click here CEOs for Health Reform To see a webcast of this event click here For previous events click here Health Policy Links February 27, 2008 - 2:17pm - Joanne Kenen * Who We Are * NEW SITE: The State of State Health * Health Policy Program Website * Guide for Journalists * Guide for Hill Staff New America Blogs * The American Strategist * Blockbuster Democracy * Climate Action * Ed Policy Watch o Early Ed Watch o Ed Money Watch o Higher Ed Watch * The Ladder * New America Voices * New Health Dialogue * Political Reform * The Religious Center * US Budget Watch * Wireless Future * The New America Network Topics Ambulance Diversion California California Cancer Chronic Disease Comparative Effectiveness Comparative Effectiveness Congress Cost Cost Coverage Disparities Emergency Rooms Employer Burden Global Health Good News HC4HR Health Care Health Insurance Health Insurance Health IT Health Politics Health Reform Health Reform Hospitals Hospitals Individual Mandate In the News In the States Lessons of 93 Mandate Massachusetts Medicaid Medical Errors Medical Homes Medicare Nurses Obama palliative care Payment Policy Payment Reform Prevent
Isabella Bird

The Facts About Aspiration Abortion - 0 views

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    Manual Vacuum This procedure can be used approximately 5 to 12 weeks after a woman's last menstruation or early first trimester. The method consists of using a specially created syringe to apply suction. This type of Aspiration Abortion is not widely available, but it might be more accessible in some regions.
Robin Fenti

The Facts About Vaginal Surgery - 0 views

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    Whether for cosmetic reasons, increased confidence, supplementing sexual satisfaction, religious reasons or more, there are a variety of discreet vaginal surgery procedures.
sanfe007

5 Best Way to Get Rid of Your Menstrual Cramps | Sanfe - 0 views

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    Period cramps or menstrual cramps are often described as a constant ache in the abdominal part or lower back. They are completely natural and normal, the intensity of the pain varies from person to person, in some women it can be a mild pain or some won't even experience them at all but most of the women does go through high-intensity painful cramps that effect their normal day to day activities, but it doesn't mean we should accept the fact and let ourselves suffer in silence!
lifeshierarchy

WHY IS EVERYONE SO HUNG UP ABOUT SEX? - Life's Hierarchy - 0 views

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    Have you ever wondered why there are so many hang-ups about sex in the Catholic Church? Sex is an important part of our lives and so are relationships, passion, emotions. Sexuality in the world is a big deal because our bodies are hard-wired to want sex. We are fully prepared to develop into sexual beings who use sex not only for procreation but also for coming closer to a spouse and having great fun doing it. A D/s-M Lifestyle is a lifestyle in which submissive men and women and slaves of any gender are engaging in all or Dominance and submission lifestyle. Life's Hierarchy is considering sex because our evolution needs us to pass on our genetic knowledge to keep the species alive. How are we listening to religious nutcases and encouraging them to manipulate habits that don't concern them and have no facts to prove their God's impact.
Edgar Anderson

Losing Weight The Healthy Way - 1 views

I admit it was not that easy for me to lose weight. In fact, I have used a lot of products that did not work and I have spent a long period of time in the gym, yet nothing happened. I was about to ...

started by Edgar Anderson on 28 Nov 12 no follow-up yet
Edgar Anderson

Highly Competent Dietitian - 1 views

started by Edgar Anderson on 18 Apr 13 no follow-up yet
Rachel Renner

You Can Stop Snoring Now! - 1 views

I have been looking for the best solution on How to Stop Snoring. In fact I have tried a number of anti-snoring products that all claimed to be effective yet, nothing happened. But when I tried Noi...

started by Rachel Renner on 13 Dec 12 no follow-up yet
susan damayanti

Looking for TREATMENT FOR OVARIAN CYSTS? Yes, TREATMENT FOR OVARIAN CYSTS. It's all her... - 0 views

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    Treatment For Ovarian Cysts . Ovarian cysts tend to be very well-known. Most ladies don't realize the fact that they have even ovarian cysts. In most situations the cysts tend to be harmless. Ovarian cysts are actually fluid stuffed sacs which develop within the ovaries.
susan damayanti

PCOS TREATMENT OPTIONS - 0 views

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    Unique of most frequent female endocrine illnesses is polycystic ovary syndrome (PCOS). Polycystic ovary syndrome is heterogeneous disorders of unsure etiology. This syndrome is a complex disorders too. However, there are strong facts that it is able to a big grade be classed as a genetical health problem.
Nora Lee

Aspiration Abortion Procedures - 0 views

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    There is a lot of misinformation about abortions that can skew the facts. The main abortion method, aspiration abortion, is a very easy, non-surgical procedure that is done on an outpatient basis.
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