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Women and older individuals are more likely to have high out-of-pocket costs. Individuals in high-cost households are, on average, 8 years older than those in lower-cost households. In addition, women represent 55 percent of individuals in high-cost households, compared with 50 percent of those in families without high out-of-pocket costs.7

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Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c

Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c

Gender can cost you in individual health insurance June 22, 2008 When it comes to health insurance, Valencia resident Tova Hack's first problem is that she works part time and thus needs an individual policy for medical coverage because her employer doesn't offer one. Her second problem is that she's a woman. Ads by Google / Ad Feedback * Blue Cross Blue ShieldHealth insurance plans as low as $4/day. Call 1-8... FREE! www.Vimo.com * Individual BlueSave Big on Health Insurance Rates- Get Affordable Brand Name Care Now! www.YourFreeQuotes.com * Nevada Health PlansFree health insurance quotes! Find the right plan and apply online. www.GoHealthInsurance.com * Blue Cross Short Term InsHealth Insurance Quotes Online from Blue Cross. Plans from $50 month. www.healthinsurancesort.com Hack, 22, a grad student at Cal State Northridge, is insured by Blue Shield of California. She just found out that the cost of her bare-bones, high-deductible insurance plan is going up 20%, to $119 a month from $99. But the real surprise -- which Blue Shield neglected to point out in its recent letters to individual policyholders but which was apparent from a close reading of an accompanying chart -- is that men and women will now be charged different rates. The change takes effect July 1. "I don't think it's fair at all," said Hack. "I'm in perfectly fine health." That may be. But as far as Blue Shield is concerned, Hack and all other women are somehow more accident-prone, or more likely to break a bone, or more susceptible to costly ailments. Why? Because they're women. "Our egghead actuaries crunched the numbers based on all the data we have about healthcare," explained Tom Epstein, a Blue Shield spokesman. "This is what they found." That women get sicker than men? "It's all about the statistics," Epstein said. It's not about pregnancy, though. Hack's policy doesn't even cover pregnancy and maternity care. No, this is purely a matter of Blue Shield deciding t

Gender can cost you in individual health insurance June 22, 2008 When it comes to health insurance, Valencia resident Tova Hack's first problem is that she works part time and thus needs an individual policy for medical coverage because her employer doesn't offer one. Her second problem is that she's a woman. Ads by Google / Ad Feedback * Blue Cross Blue ShieldHealth insurance plans as low as $4/day. Call 1-8... FREE! www.Vimo.com * Individual BlueSave Big on Health Insurance Rates- Get Affordable Brand Name Care Now! www.YourFreeQuotes.com * Nevada Health PlansFree health insurance quotes! Find the right plan and apply online. www.GoHealthInsurance.com * Blue Cross Short Term InsHealth Insurance Quotes Online from Blue Cross. Plans from $50 month. www.healthinsurancesort.com Hack, 22, a grad student at Cal State Northridge, is insured by Blue Shield of California. She just found out that the cost of her bare-bones, high-deductible insurance plan is going up 20%, to $119 a month from $99. But the real surprise -- which Blue Shield neglected to point out in its recent letters to individual policyholders but which was apparent from a close reading of an accompanying chart -- is that men and women will now be charged different rates. The change takes effect July 1. "I don't think it's fair at all," said Hack. "I'm in perfectly fine health." That may be. But as far as Blue Shield is concerned, Hack and all other women are somehow more accident-prone, or more likely to break a bone, or more susceptible to costly ailments. Why? Because they're women. "Our egghead actuaries crunched the numbers based on all the data we have about healthcare," explained Tom Epstein, a Blue Shield spokesman. "This is what they found." That women get sicker than men? "It's all about the statistics," Epstein said. It's not about pregnancy, though. Hack's policy doesn't even cover pregnancy and maternity care. No, this is purely a matter of Blue Shield deciding t

A hemorrhagic cyst is definitely known as blood cyst. This happens because the blood transport possesses a blend of essential liquids and also blood. Hemorrhagic ovarian cysts may perhaps be really dangerous. Hemorrhagic cysts could quite possibly be extremely high risk. Hemorrhagic Ovarian Cyst is essentially more high risk compared to general cysts.

If you are previously a sexually active female, but nowadays, you lost the interest of sex on a regular basis with your husband or boyfriend and you want to get you healthy sexual life back on track, then you can easily take Womenra it will definitely restore your sex drive, so that you can easily enjoy a high level of lovemaking with your partner and experience the joy of intimacy act.

Can Your Car Last 1 Million Miles? by Lauren DeAngelis | USNews.RankingsAndReviews.com Posted: May, 01 2009 With HP wireless printers, you could have printed this from any room in the house. Live wirelessly. Print wirelessly. Print | Email More Text Size A A A More Autos Stories Other auto articles from U.S. News & World Report: * 2009 Car Rankings * Best Cars for the Money * More Cars That Could Be Killed This Year * 6 Myths About GM, Ford, and Chrysler Americans are keeping their cars on the road longer than ever before. According to a March 2009 study released by R.L. Polk & Co., the median age of passenger cars in operation was 9.4 years in 2008 - a record high. That means that, assuming a car is bought new and driven 12,000 miles per year (which is about average), many Americans are logging 112,800 miles before selling or trading in their car.

Period cramps or menstrual cramps are often described as a constant ache in the abdominal part or lower back. They are completely natural and normal, the intensity of the pain varies from person to person, in some women it can be a mild pain or some won't even experience them at all but most of the women does go through high-intensity painful cramps that effect their normal day to day activities, but it doesn't mean we should accept the fact and let ourselves suffer in silence!

Period pain or menstrual cramps is now a common phenomenon across all the women around the world. But why do we ignore or underestimate it? Why do we not get it checked when it hit us with the high intensity during 2-3 cycles when even doctors have described period cramps to be as bad as having a heart attack? But first, we look at why period pain happens and what are its major symptoms.

One of the most common gynecologic diseases is Ovarian Cancer or Epithelial carcinoma of the ovary. This disease is serious. It has a very high mortality rate. This disease is the fifth most frequent cause of cancer death in women. Ovarian cancer is most common in women above fifty years of age.

SCI Healthcare offers a full-service surrogacy program to Indian national and international clients. We currently have more than 600 successful surrogacy births with babies safely home with their families, and more than 100 pregnant surrogates for international clients. We cater to single men and women, and married and de facto couples.

We are proven SCI Healthcare's surrogacy program is proven, many times over! With one more than 600 babies now home with their families, and another 100 on the way, it's clear SCI Healthcare is doing a lot right! We can provide you with references from past and present clients, better still, read about our client satisfaction first-hand from the numerous online blogs praising our service. High success rates Dr Shivani Sachdev Gour and her team are one of the largest and most experienced IVF/surrogacy providers in India. Dr Shivani is "hands-on" - she performs all donor/client scans, egg collections and embryo transfers - she does not outsource this vital work to less experienced doctors. SCI Healthcare's embryology team is experienced and sought after by IVF and surrogacy centres across India. We enjoy a higher than normal positive pregnancy results with 75 per cent of donor egg/surrogacy clients achieving pregnancy on their first try. Ninety per cent of clients are pregnant on their second try, very few clients need to try a third time. Our miscarriage rate is lower than national and international averages. http://surrogacycentreindia.com

Surrogacy Centre India and Isis Hospital, where life begins. We are the leading provider of IVF and surrogacy services in India. Our sole aim is to create families.

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The Commonwealth Fund released Women at Risk: Why Many Women Are Forgoing Needed Health Care, a report by Sheila Rustgi, Michelle Doty and Sara Collins, on May 7, 2009. The authors reported that about half of working-age women said they have problems accessing needed care because of costs. About 40 percent of men responded they have problems accessing care. Women who have insurance but are not fully covered are at the most risk of not getting the necessary care, Rustgi said. About two-thirds of underinsured women have problems accessing care compared to about half for men. According to the report, about 64 million women or 70 percent of Americans have no health insurance coverage

If serious diseases are not taken into account, women have to pay more for their health, it's true. Let's take birth control for instance. All methods are pretty expensive, not everyone can afford some of them. If you are interested, check https://birthcontrol.com/ for more information.

Gestational diabetes is characterized by high blood sugar levels first recognized during pregnancy in otherwise non-diabetic women. Normally the disease appears around 24th week of pregnancy. Diabetes during pregnancy can lead to various complications like Macrosomia, which gives rise to an increased risk of injury to perineum and excessive bleeding, if the baby is delivered vaginally. Other risks involve - increased chances of women with gestational diabetes to develop Type 2 Diabetes in the future. Gestational Diabetes holds various risks to both mother and the foetus which is why - timely detection and treatment is necessary.