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Elisa Maser

COVERAGE: Women Pay More, Get Less, in Health Care | New America Blogs - 0 views

  • In some states, women can also be denied coverage if they have been victims of  domestic violence. In total, about 21 million women and girls are uninsured.
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    New Health Dialogue - logo Health Policy Facts February 27, 2008 - 1:57pm - admin "We're raising the first generation of children who may live sicker and die younger than their parents." --Risa Lavizzo-Mourey, president of the Robert Wood Johnson Foundation Upcoming Events February 27, 2008 - 2:11pm - Paul Testa Upcoming Events Obama and Health Care Reform Wednesday, September 23, 2009 12:00pm - 1:30pm American University Washington College of Law 4801 Massachusetts Avenue, NW Room 603 RSVP here Recent Events: Health CEOs for Health Reform To see a webcast of this event click here The Wireless Future of Health IT For a summary of this event click here New Health Insurance Marketplace For a summary of this event click here CEOs for Health Reform To see a webcast of this event click here For previous events click here Health Policy Links February 27, 2008 - 2:17pm - Joanne Kenen * Who We Are * NEW SITE: The State of State Health * Health Policy Program Website * Guide for Journalists * Guide for Hill Staff New America Blogs * The American Strategist * Blockbuster Democracy * Climate Action * Ed Policy Watch o Early Ed Watch o Ed Money Watch o Higher Ed Watch * The Ladder * New America Voices * New Health Dialogue * Political Reform * The Religious Center * US Budget Watch * Wireless Future * The New America Network Topics Ambulance Diversion California California Cancer Chronic Disease Comparative Effectiveness Comparative Effectiveness Congress Cost Cost Coverage Disparities Emergency Rooms Employer Burden Global Health Good News HC4HR Health Care Health Insurance Health Insurance Health IT Health Politics Health Reform Health Reform Hospitals Hospitals Individual Mandate In the News In the States Lessons of 93 Mandate Massachusetts Medicaid Medical Errors Medical Homes Medicare Nurses Obama palliative care Payment Policy Payment Reform Prevent
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    New Health Dialogue - logo Health Policy Facts February 27, 2008 - 1:57pm - admin "We're raising the first generation of children who may live sicker and die younger than their parents." --Risa Lavizzo-Mourey, president of the Robert Wood Johnson Foundation Upcoming Events February 27, 2008 - 2:11pm - Paul Testa Upcoming Events Obama and Health Care Reform Wednesday, September 23, 2009 12:00pm - 1:30pm American University Washington College of Law 4801 Massachusetts Avenue, NW Room 603 RSVP here Recent Events: Health CEOs for Health Reform To see a webcast of this event click here The Wireless Future of Health IT For a summary of this event click here New Health Insurance Marketplace For a summary of this event click here CEOs for Health Reform To see a webcast of this event click here For previous events click here Health Policy Links February 27, 2008 - 2:17pm - Joanne Kenen * Who We Are * NEW SITE: The State of State Health * Health Policy Program Website * Guide for Journalists * Guide for Hill Staff New America Blogs * The American Strategist * Blockbuster Democracy * Climate Action * Ed Policy Watch o Early Ed Watch o Ed Money Watch o Higher Ed Watch * The Ladder * New America Voices * New Health Dialogue * Political Reform * The Religious Center * US Budget Watch * Wireless Future * The New America Network Topics Ambulance Diversion California California Cancer Chronic Disease Comparative Effectiveness Comparative Effectiveness Congress Cost Cost Coverage Disparities Emergency Rooms Employer Burden Global Health Good News HC4HR Health Care Health Insurance Health Insurance Health IT Health Politics Health Reform Health Reform Hospitals Hospitals Individual Mandate In the News In the States Lessons of 93 Mandate Massachusetts Medicaid Medical Errors Medical Homes Medicare Nurses Obama palliative care Payment Policy Payment Reform Prevent
Elisa Maser

Disruptive Women in Health Care » Cost - 0 views

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    Earning less, paying more for health care: fighting a battle on two fronts By Hygeia | Tuesday, April 28th, 2009 Today, April 28th, is Blog for Fair Pay Day. In recognition of this important day, our guest post by Lisa Codispoti, Senior Counsel for Health and Reproductive Rights, National Women's Law Center, relates to health care and equal pay. Between 2000 and 2006, health insurance premiums increased 87.5 percent-4 times more than wages. In addition to the burden of inflated health care costs, women are still paid only 78 cents for every dollar earned by men-with women of color earning even less. In a world where women are earning significantly less than men for comparable work, how can they also afford health care? Pay inequity for women compounds the issues that already exist with our broken health care system. This is a system that makes unfair practices by insurance companies flourish, such as allowing health to be more expensive for women. For example, women pay higher premiums than men when they try to buy health insurance directly from an insurance company through the individual health insurance market (a practice known as gender rating.) Even worse is that many of these health plans do not cover maternity care or expect women to pay an additional fee (what is called a rider) to gain maternity coverage. Women are then left trying to stretch their already smaller paycheck for a much larger health care bill. (more…)
Elisa Maser

Women Pay The Price For Health Insurance : NPR - 0 views

shared by Elisa Maser on 01 Sep 09 - Cached
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    Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c
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    Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c
Elisa Maser

Gender can cost you in individual health insurance - Los Angeles Times - 0 views

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    Gender can cost you in individual health insurance June 22, 2008 When it comes to health insurance, Valencia resident Tova Hack's first problem is that she works part time and thus needs an individual policy for medical coverage because her employer doesn't offer one. Her second problem is that she's a woman. Ads by Google / Ad Feedback * Blue Cross Blue ShieldHealth insurance plans as low as $4/day. Call 1-8... FREE! www.Vimo.com * Individual BlueSave Big on Health Insurance Rates- Get Affordable Brand Name Care Now! www.YourFreeQuotes.com * Nevada Health PlansFree health insurance quotes! Find the right plan and apply online. www.GoHealthInsurance.com * Blue Cross Short Term InsHealth Insurance Quotes Online from Blue Cross. Plans from $50 month. www.healthinsurancesort.com Hack, 22, a grad student at Cal State Northridge, is insured by Blue Shield of California. She just found out that the cost of her bare-bones, high-deductible insurance plan is going up 20%, to $119 a month from $99. But the real surprise -- which Blue Shield neglected to point out in its recent letters to individual policyholders but which was apparent from a close reading of an accompanying chart -- is that men and women will now be charged different rates. The change takes effect July 1. "I don't think it's fair at all," said Hack. "I'm in perfectly fine health." That may be. But as far as Blue Shield is concerned, Hack and all other women are somehow more accident-prone, or more likely to break a bone, or more susceptible to costly ailments. Why? Because they're women. "Our egghead actuaries crunched the numbers based on all the data we have about healthcare," explained Tom Epstein, a Blue Shield spokesman. "This is what they found." That women get sicker than men? "It's all about the statistics," Epstein said. It's not about pregnancy, though. Hack's policy doesn't even cover pregnancy and maternity care. No, this is purely a matter of Blue Shield deciding t
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    Gender can cost you in individual health insurance June 22, 2008 When it comes to health insurance, Valencia resident Tova Hack's first problem is that she works part time and thus needs an individual policy for medical coverage because her employer doesn't offer one. Her second problem is that she's a woman. Ads by Google / Ad Feedback * Blue Cross Blue ShieldHealth insurance plans as low as $4/day. Call 1-8... FREE! www.Vimo.com * Individual BlueSave Big on Health Insurance Rates- Get Affordable Brand Name Care Now! www.YourFreeQuotes.com * Nevada Health PlansFree health insurance quotes! Find the right plan and apply online. www.GoHealthInsurance.com * Blue Cross Short Term InsHealth Insurance Quotes Online from Blue Cross. Plans from $50 month. www.healthinsurancesort.com Hack, 22, a grad student at Cal State Northridge, is insured by Blue Shield of California. She just found out that the cost of her bare-bones, high-deductible insurance plan is going up 20%, to $119 a month from $99. But the real surprise -- which Blue Shield neglected to point out in its recent letters to individual policyholders but which was apparent from a close reading of an accompanying chart -- is that men and women will now be charged different rates. The change takes effect July 1. "I don't think it's fair at all," said Hack. "I'm in perfectly fine health." That may be. But as far as Blue Shield is concerned, Hack and all other women are somehow more accident-prone, or more likely to break a bone, or more susceptible to costly ailments. Why? Because they're women. "Our egghead actuaries crunched the numbers based on all the data we have about healthcare," explained Tom Epstein, a Blue Shield spokesman. "This is what they found." That women get sicker than men? "It's all about the statistics," Epstein said. It's not about pregnancy, though. Hack's policy doesn't even cover pregnancy and maternity care. No, this is purely a matter of Blue Shield deciding t
Elisa Maser

Daily Dose - Report: Cost of Health Care Affects Women More than Men - 0 views

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    women's health care versus health care for men
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    Report: Cost of Health Care Affects Women More than Men Women are more likely than men to see cost as a barrier to accessing health care services, including filling prescriptions, seeing a doctor and getting medical tests, according to a study conducted by a health-care research group.
Elisa Maser

The Politics of Women's Health - Women and Health Care Reform - Our Bodies Ourselves - 0 views

  • Women have greater annual health care expenses than men ($2,453 vs. $2,316), and a greater proportion of their health care expenses are paid out of pocket (19% vs. 16%). 
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    Women are more likely than men to need medical services. Nationally, women make 58% more visits each year to primary care physicians than do men and are more likely to take at least one prescription drug on a daily basis. Women have greater annual health care expenses than men ($2,453 vs. $2,316), and a greater proportion of their health care expenses are paid out of pocket (19% vs. 16%).
Sonia B

Walking for Better Health - Daily Exercises for Staying Healthy - 0 views

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    Walking Daily Helps Boost Your Metabolism and Can Reduce Anxiety and Depression. Simple Exercises for Promoting Better Mental and Physical Health.
Elisa Maser

High Health Care Costs Hurt Women More Than Men: New Report Finds Females Lack Health I... - 1 views

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    The Commonwealth Fund released Women at Risk: Why Many Women Are Forgoing Needed Health Care, a report by Sheila Rustgi, Michelle Doty and Sara Collins, on May 7, 2009. The authors reported that about half of working-age women said they have problems accessing needed care because of costs. About 40 percent of men responded they have problems accessing care. Women who have insurance but are not fully covered are at the most risk of not getting the necessary care, Rustgi said. About two-thirds of underinsured women have problems accessing care compared to about half for men. According to the report, about 64 million women or 70 percent of Americans have no health insurance coverage
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    If serious diseases are not taken into account, women have to pay more for their health, it's true. Let's take birth control for instance. All methods are pretty expensive, not everyone can afford some of them. If you are interested, check https://birthcontrol.com/ for more information.
Robin Fenti

Determining Where to Take Your Health Concerns - 0 views

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    Life is great when you can do the things you enjoy. Walking, swimming, taking vacations and being with family are all ways life can be enjoyed. Having health concerns can place a lot of stress and a dark cloud over your life. Feeling unhealthy or worried about health issues can greatly affect your quality of life and well-being. Here are a few places where you can take your health concerns to help you maintain your quality of life.
Elisa Maser

Women Buying Health Policies Pay a Penalty - NYTimes.com - 0 views

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    Women Buying Health Policies Pay a Penalty * Sign in to Recommend * comments * Sign In to E-Mail * Print * Single Page * Reprints * ShareClose o Linkedin o Digg o Facebook o Mixx o MySpace o Yahoo! Buzz o Permalink o Article Tools Sponsored By By ROBERT PEAR Published: October 29, 2008 WASHINGTON - Striking new evidence has emerged of a widespread gap in the cost of health insurance, as women pay much more than men of the same age for individual insurance policies providing identical coverage, according to new data from insurance companies and online brokers.
Jerod Billings

Vaginal Health: It's a Real Thing! - 0 views

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    For women, it's not uncommon to discuss with one another annual check-ups, periodic mammograms and reproductive issues. When it comes to health concerns, there is honesty amongst us that are close friends, making us unafraid to discuss what the rest of society might deem 'over-sharing'. So, why exactly is it still so uncommon for us to address the importance of our vaginal health?
Trevor Turay

Caring For Your Intimate Health - 0 views

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    Intimate health includes caring for the vulva, which consists of the external genital organs including the pubic mound, labia, clitoris and the opening of the vagina. The vulva serves as protection for the uterus and also as the focus of sexual pleasure with stimulation of the many nerve endings located in these external organs. Secretions and odors are a normal aspect of the vulva and help to protect the vagina and the sensitive skin.
Justin Broods

Excellent And Professional Medical Call Center Service Provider - 1 views

I am one of those medical director out there who hired a Nurse Call Center to take some of my patient's calls. As a director, taking calls is not my  duty, I have to give my attention also to ...

started by Justin Broods on 08 Aug 13 no follow-up yet
phoenixpads

Vaginal pH Balance: Why It's Important For Your Health - 1 views

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    Learn how vaginal pH affects your health and how to bring it back to balance. We're going to help you better understand the vaginal pH and why it's important to keep it.
exercise physiologist adelaide

Primary Health Enhancer - 1 views

As I aged I begin to feel pain in my chest. It was just recently that I have figured out that I have Ischaemic Heart Disease. There are various treatments that I could do to cure my ailment but I c...

womenshealth exercise physiologist adelaide health care

started by exercise physiologist adelaide on 26 Apr 12 no follow-up yet
teremoso

To Maintain Body Fit, Used Fitness Equipment in Toronto - 1 views

While many of us are still experiencing economic challenges now, it's important to re-commit to health now more than ever. With Keystone Company raising premiums right and left, why not invest in t...

used fitness equipment toronto

started by teremoso on 21 May 12 no follow-up yet
teremoso

Best Health and Fitness Exercise in Toronto - 0 views

In case you're fitness fanatic, when you consider with regards to relocating you are most likely to want a fitness friendly community. Because of this increase in popularity of getting a lot even m...

Fitness Equipment Toronto

started by teremoso on 21 May 12 no follow-up yet
Lucas Oster

Look and Feel Your Best, Vaginal Rejuvenation - 0 views

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    It's actually a combination of two surgeries, a labiaplasty and vaginoplasty, which can be performed during a single surgical visit. A labiaplasty is a cosmetic surgery to alter the size of a woman's labia (the lips on the outside of the vagina), usually the goal is to minimize their size and make them more symmetrical (most women are not born with symmetrical labia). A vaginoplasty is a surgery which tightens the vagina by removing excess from the vaginal lining which will tighten the tissues and muscles in surrounding areas.
Morgan Quinn

Spring Forward into Fitness - 0 views

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    Spring is the perfect time to start our new healthy habits and enjoy the effects of sunshine to our energy level as we try to execute our fitness plans to achieve better health.
Neil jO

MTP kit- A perfect choice for complete abortion | Buy Abortion Pills - Meds247Online - 0 views

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    The most common question arises in mind while taking a decision for abortion, should I go for abortion or not? And this question makes her concern every instance. It is a very bad and tough decision for the lady. However, abortion is the process in which the termination of undesirable pregnancy is done as per the choice of lady. It is difficult to declare that whether this decision is right or wrong because some conditions force them to do abortion. If it is related to the health of the mother and fetus, then abortion is the right decision. MTP kit is now to help you in your tough circumstances. This kit helps in the finishing of undesirable pregnancy.
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