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Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c

Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c

In the United States, the average age is 12. This does not mean that all girls start at the same age. A girl can start her period anytime between the ages of eight and 15. Usually, the first period starts about two years after breasts first start to grow. If a girl has not had her first period by age 15, or if it has been more than two to three years since breast growth started, she should see a doctor.

women's health care versus health care for men

Report: Cost of Health Care Affects Women More than Men Women are more likely than men to see cost as a barrier to accessing health care services, including filling prescriptions, seeing a doctor and getting medical tests, according to a study conducted by a health-care research group.

Period pain or menstrual cramps is now a common phenomenon across all the women around the world. But why do we ignore or underestimate it? Why do we not get it checked when it hit us with the high intensity during 2-3 cycles when even doctors have described period cramps to be as bad as having a heart attack? But first, we look at why period pain happens and what are its major symptoms.

When it comes down to an aspiration abortion procedure, there are two different methods available. These methods are a manual aspiration and a machine vacuum aspiration method. When considering an abortion, it is important for the expectant female to know the different procedures and what to expect from both options. Although it often comes down to the overall expertise of the doctor, knowing the difference between the two procedures is necessary, as it helps the female make the best decision for herself.

SCI Healthcare offers a full-service surrogacy program to Indian national and international clients. We currently have more than 600 successful surrogacy births with babies safely home with their families, and more than 100 pregnant surrogates for international clients. We cater to single men and women, and married and de facto couples.

We are proven SCI Healthcare's surrogacy program is proven, many times over! With one more than 600 babies now home with their families, and another 100 on the way, it's clear SCI Healthcare is doing a lot right! We can provide you with references from past and present clients, better still, read about our client satisfaction first-hand from the numerous online blogs praising our service. High success rates Dr Shivani Sachdev Gour and her team are one of the largest and most experienced IVF/surrogacy providers in India. Dr Shivani is "hands-on" - she performs all donor/client scans, egg collections and embryo transfers - she does not outsource this vital work to less experienced doctors. SCI Healthcare's embryology team is experienced and sought after by IVF and surrogacy centres across India. We enjoy a higher than normal positive pregnancy results with 75 per cent of donor egg/surrogacy clients achieving pregnancy on their first try. Ninety per cent of clients are pregnant on their second try, very few clients need to try a third time. Our miscarriage rate is lower than national and international averages. http://surrogacycentreindia.com

Surrogacy Centre India and Isis Hospital, where life begins. We are the leading provider of IVF and surrogacy services in India. Our sole aim is to create families.

There are several types of birth control available to women, from reversible contraception that releases or suppresses hormones to irreversible methods that include permanently plugging or tying the fallopian tubes. For women who are certain that pregnancy is not an option - now and in the future - the most effective birth control is one that is permanent. These methods also have an extraordinarily low failure rate. While reversible methods also have a very low failure rate, those procedures require seeing a doctor regularly for prescription refills, pills or patches.

Life is great when you can do the things you enjoy. Walking, swimming, taking vacations and being with family are all ways life can be enjoyed. Having health concerns can place a lot of stress and a dark cloud over your life. Feeling unhealthy or worried about health issues can greatly affect your quality of life and well-being. Here are a few places where you can take your health concerns to help you maintain your quality of life.