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Shopping on price alone. Comparing insurance policies can be confusing, but resist the urge to simply choose the policy with the lowest premium. Consider the company's reputation and the coverage you'd get for that premium. "As a general rule with health insurance, the higher the premium, the lower the amount you pay when you go to the doctor," Quincy says. Private health insurance plans must provide coverage examples showing what your estimated out-of-pocket costs would be for, say, having a baby or managing Type 2 diabetes. Some examples might not apply to you, but they can help you compare plans and see how much you might pay in coinsurance and copays. "Make sure you're shopping apples to apples and getting quotes based on the same coverage that you have," says Lori Conarton, a spokeswoman for the Insurance Institute of Michigan. Your property and casualty insurance may not cover things like food spoilage in the event of a power outage or stolen electronics worth more than $1,000, so you may want to purchase extra endorsements to cover those possibilities, she adds. >>>> LINK SOURCE http://marina2zimmer.skyrock.com/3205822323-5-Insurance-Buying-Mistakes-to-Avoid.html >>>>FOR MORE INFORMATION http://westhillconsulting.info/about.html http://westhillconsulting.info/blog/

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Every industry has its own "best practices" -- proven rules and standards that guide the industry. Travel is no different. There are many rules to live by that help us navigate the unknown world with fewer costly mistakes and help quicken the pace in which we melt into the local culture. They make travel easier, better, and less stressful. I have my own rules. Below are my 27 golden rules for travel. If you follow them, you'll be a master traveler, able to travel the world with swashbuckling zeal and expert ninja-like knowledge... all without breaking the bank so you can keep cutting a path forward through the world for longer: Get a no-fee ATM card: Why give your money to the banks? Get an ATM card that doesn't charge any fees and use that extra money for more traveling. Over the long term those $2-5 charges really add up. I use Charles Schwab as my bank but you can also find many others that offer no-fee accounts -- or use a one that is part of the Global ATM alliance, and pay no fees within that network. There is never a reason to pay a bank fee. Site Related: https://www.facebook.com/pages/Westhill-Consulting-Travel-TOURS-INC/577899938919864 http://www.goodreads.com/group/show/108506-westhill-consulting-travel-tours-inc

 Keep all your receipts and examine all of them. Then once the trip is over check your bank statement. Transaction mistakes are more likely to happen in a checking account than on a charge card. So if you won't double check it, an accidental overcharge can be a disaster and potentially lead to overdraft charges, bounced checks or insufficient-funds charges. Because resolving it will take a while and you don't want that so better read your receipts carefully before leaving your hotel. Related Sites: http://westhillconsulting.info/ http://westhillconsulting.info/blog/

BOOK A BUDGET GORILLA TREKKING SAFARI IN UGANDA With Uganda Budget Safaris, you may embark on an inner trip to see mountain gorillas in the wild and take part in wildlife safaris that include the Big Five creatures in several Uganda national parks. Uganda safaris to national parks, such as Kidepo Valley National Park, the only place in Uganda to see the cheetah, Bwindi Impenetrable National Park, known for gorilla trekking, the historic Rwenzori Mountains, a World Heritage Site, etc. Welcome to Dav Safaris, a leading provider of safari vacations in East Africa. Private safaris planned by our knowledgeable team will be led by top-notch local tour guides. Our safaris showcase the best activities in Uganda, such as gorilla trekking, untamed life safaris, mountaineering, and more. Due to our extensive experience, we have selected a good selection of camping and safari lodge locations where you may have an overnight stay during your Uganda Safari Tours.When booking an Affordable Uganda Safari, there are not many variables to take into account. Below, we've covered some of the things to think about when scheduling a Uganda Budget Safari. What To Consider When Booking A Budget Uganda Safari Tour Operator Going with a high profile companies or using a travel agent is a mistake you should never make. High-profile travel companies will always charge you an absurd price for a tour since they have built a brand. On the other side, a travel agent will likewise want to earn from your safari. Online operator searches are your best option. Alternatively, you can make a reservation with one of these suggested trekking companies. Choose a company that is established in Rwanda or Uganda if you plan to make a reservation. Any business outside of Rwanda and Uganda, including those in Kenya and Tanzania, should not be used to arrange your gorilla safari. The best price will be provided by the local tour operators because they typically have low overhead costs. Destination If you want t

What is a fair rate for 5-days gorilla and chimpanzee safari in Uganda? One of the most interesting and unforgettable safaris you will ever do is a 5-day trip to Uganda to see gorillas and chimpanzees. The Uganda primate safari is another name for it. You will visit Bwindi Impenetrable National Park and Kibale Forest National Park during this safari with Dav Safaris. The fair price is inclusive of permits for gorillas and chimpanzees, transportation, lodging, and service fees, and it is transparent. The prices to estimate the cost of a 5-day gorilla and chimpanzee safari in Uganda are broken down below. How much will the 5 day gorilla and chimpanzee trekking safari in Uganda cost? Gorilla Trekking in Bwind impenetrable Forest National Park One of the highlights of a 5-day gorilla and chimpanzee safari in Uganda is gorilla trekking. Gorilla tracking involves going through the bush to locate and observe a specific habituated mountain gorilla family. Prior to gorilla trekking, gorilla trackers, advanced teams, and rangers employ a variety of indicators and tactics to locate these gorillas. The trackers get up very early every morning and explore the jungle for these mountain gorillas. In order to be found, they make raucous noises like clapping. Once they've located them, the trackers will inform the park headquarters, and the guides will then instruct the tourists on what to do and what not to do before directing them as they walk and trek through the forest. This increases your chances of sighting gorillas in the Nkuringo, Buhoma, Rushaga, or Ruhija gorilla zones by 99 percent. Depending on the availability of permits, you can choose to embark on a gorilla trek either at the beginning or conclusion of your safari. During your excursion on a 5-day gorilla and chimpanzee safari, gorilla permits are mandatory. The price of the gorilla permits varies depending on whether gorilla trekking or gorilla habituation is selected as the activity. The cost of a gorilla trekk