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Every industry has its own "best practices" -- proven rules and standards that guide the industry. Travel is no different. There are many rules to live by that help us navigate the unknown world with fewer costly mistakes and help quicken the pace in which we melt into the local culture. They make travel easier, better, and less stressful. I have my own rules. Below are my 27 golden rules for travel. If you follow them, you'll be a master traveler, able to travel the world with swashbuckling zeal and expert ninja-like knowledge... all without breaking the bank so you can keep cutting a path forward through the world for longer: Get a no-fee ATM card: Why give your money to the banks? Get an ATM card that doesn't charge any fees and use that extra money for more traveling. Over the long term those $2-5 charges really add up. I use Charles Schwab as my bank but you can also find many others that offer no-fee accounts -- or use a one that is part of the Global ATM alliance, and pay no fees within that network. There is never a reason to pay a bank fee. Site Related: https://www.facebook.com/pages/Westhill-Consulting-Travel-TOURS-INC/577899938919864 http://www.goodreads.com/group/show/108506-westhill-consulting-travel-tours-inc