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Hi. Vince Oldre, certified financial planner here to talk to you about the differences between if you're working with an investment advisor, insurance agent, or a financial advisor. Now, the hard part with our industry is that most of us call ourselves, "Financial advisors," so how can you determine which one is better for you? How do you know when you're looking online, are you working with a financial advisor, or if you're working with an investment advisor, or a insurance agent?

I want to talk to you about a recent article I just read about a financial advisor stealing their client's money. I want to make sure that you can avoid those same problems. We already know about Bernie Madoff and the issues that he's caused through all the ponzi schemes but they still exist today and you really do have to watch out for yourself. There's a recent article talking about a gentleman in Minnesota that stole about a million dollars from his clients over the last two years which is a lot of money. One of the things that he did is he basically took the money, put it into his own checking account, and he used it. Well even one scenario, he took $100,000 from a client, turned it around and went and bought a Maserati. This is a really, really nice car. How To Avoid Financial Fraud I want to make sure you can protect yourself from those same potential problems. There's some things you can do to make sure you will avoid those issues. The first thing to do is do a broker check or make sure they are a registered investment advisor or an investment advisor that is registered with the securities exchange commission. What you can do is you can go to brokercheck.com. At brokercheck.com you can enter in the person's name or even their firm to make sure they are registered. Another good site to go to is investor.gov. It does basically the same thing that brokercheck does and even while you're there, you can see what type of report will come up as far as if they have any blemishes, if they have any problems in the past, are they an advisor that has a lot of disputes. Right there will give you a lot of information but also some red flags. If they are not registered as an investment advisor though the securities exchange commission, they're not allowed to do any trading of stocks, bonds, mutual funds, exchange rate funds and really they're not allowed to give you much financial advice.

Are you considering starting your own startup in small capital? Starting a small business or startup does not require a lot of capital investment. But how can you start your own capital without investing a dime?

Hi everyone, Vince Oldre, certified financial planner. And I want to talk to you why mutual funds can be bad for your retirement. Now not all mutual funds are bad. But some could be bad for your retirement. And before we understand why they might be bad, we also have to understand how mutual funds became in existence to begin with. Now mutual funds started because people like you wanted to invest in the market, but you didn't have a lot of money to be diversified. So if you only had $100 to invest every single month, it was pretty hard to diversify amongst thousands of different stocks. And that's where the mutual fund was giving you the ability to do that.Hi everyone, Vince Oldre, certified financial planner. Why Mutual Funds Can Be Bad

Investment Advisor Minneapolis I'll start with an article that the Wall Street Journal just came out with recently and that was the illusion of wealth and the illusion of poverty. What happened was there was a question about whether a million dollars was enough to retire around or would you rather have $5,000 of income per month. Now the illusion is that the million dollars is an illusion of wealth and the $5,000 a month is an illusion of poverty. What you really need to do when it comes to figuring out when you can afford to retire is actually combine those two things together and then you will no longer have an illusion. To know more visite our website

At DoubleTake Auto Spa we realize your vehicle is an investment and should be treated as such. Don't let paying a few more dollars to stop you from getting the best 100% Hand Car Wash for your vehicle. Taking your car to the local car wash may appear to be affordable but those heavy brushes may cause swirl marks, scratches and or damage your car's paint. At DoubleTake Auto Spa we believe the best car wash is the "human wash" our hands can get in places a machine can't! Plus we take our time when washing your car to ensure every inch of your car's exterior is carefully washed. We use only the best soaps, we use plush washing mitts that are cleaned and inspected after each service. Our silk drying towels ensure we don't produce any swirl marks or scratches. We blow dry crevices to prevent water runoff which can turn into hard water spotting. We treat your tires with a shine that won't splash everywhere when you drive off, like some local car wash. Our 100% Hand Car Wash or Mini Detailing service will make your car's exterior look great!

After Seeing Too Many Fake 'Gurus' Taking Advantage of People and Leading Them to Invest Their Life Savings into Terrible Products, I Knew I had to Do Something… I Decided to Create the Only Course that Walks you Through Exactly How to be Hugely Successful on Amazon with Step by Step Tutorials for Every Step of the Way…

Here are 10 ways to identify if you are making the right decisions and working with the right people: 1. They are 'YES' people, 2. You get no input into the house design or changes, 3. Social proof, 4. You get no choices when it comes to where you live and what you buy, 5. They are rushing you into a contract/making you sign on the first meeting, 6. They don't talk to you about your finances, lifestyle habits, and what you can afford in mortgage repayments, 7. The only reason you are working with them is they are nice people or you know them, 8. You are having to fix their mistakes, 9. They've never had any issues, and 10. Your gut feel! Whilst I admit now is the perfect time to purchase your own home and in fact, is a once in a lifetime for a lot of families, however, that does not mean you should be rushing into it or making the wrong decisions. Do your research and ensure whoever you choose to work with is making the right decisions for you and your family.

Hi. I'm Vince Oldre, certified financial planner. I want to talk to you about one of my favorite subjects, which is social security and help you figure out what the best way to take social security is. Now, social security is very complex so I'm just going to go over five things here today. But if you do want more help, please feel free to reach out to me. I'm more than happy to help you. Hi. I'm Vince Oldre, certified financial planner. I want to talk to you about one of my favorite subjects, which is social security and help you figure out what the best way to take social security is. Now, social security is very complex so I'm just going to go over five things here today. But if you do want more help, please feel free to reach out to me. I'm more than happy to help you. I do have our 25 secrets to maximizing social security that I'd put together and it's a free download if you want to go to our website to make sure you can download it. I'll put a link here on the video to make sure you can download my 25 secrets to maximizing your social security as well. One of the first things I want to talk about is when it comes to social security is make sure you're basing your social security on your overall retirement plan. You don't want to look at social security all on its own. You want to make sure that you're looking at social security with your overall retirement plan and that's because there are a lot of things that when it comes to your retirement plan that it can affect what your social security looks like, such as taxes, what your survivor check or your survivor income might look like if you're married, what the income will look like as far as your guaranteed income sources, and whether or not you have enough money to make it out to maximize your social security.