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It is estimated that nearly half of the world's estimated 10 million species of plants, animals, and microorganisms will be destroyed or severely threatened over the next quarter-century due to rainforest deforestation.

Commercial logging is the single largest cause of rainforest destruction, both directly and indirectly. Other activities destroying the rainforest, including clearing land for grazing animals and subsistence farming. The simple fact is that people are destroying the Amazon rainforest and the rest of the rainforests of the world because "they can't see the forest for the trees."

When a medicine man dies without passing his arts on to the next generation, the tribe and the world loses thousands of years of irreplaceable knowledge about medicinal plants.

The immediate causes of rainforest destruction are clear. The main causes of total clearance are agriculture and in drier areas, fuelwood collection. The main cause of forest degradation is logging. Mining, industrial development and large dams also have a serious impact. Tourism is becoming a larger threat to the forests.

The creation of national parks has undoubtedly helped to protect rainforests. Yet, as national parks are open to the public, tourism is damaging some of these areas. Often, national parks are advertised to tourists before adequate management plans have been developed and implemented. Inadequate funding is allocated for preservation of forests by government departments. Governments see tourism as an easy way to make money, and therefore tourism is encouraged whilst strict management strategies are given far less government support. Ecotourism, or environmentally friendly tourism, should educate the tourists to be environmentally aware. It should also be of low impact to its environment. Unfortunately, many companies and resorts who advertise themselves as eco-tourist establishments are in fact exploiting the environment for profit. In Cape Tribulation, Australia, for example, the rainforest is being threatened by excessive tourism. Clearing for roads and pollution of waterways are two of the major problems in this area. The Wet Tropics Management Authority which oversees the surrounding World Heritage Area is promoting tourism to the area before any management plans have been formulated, before any effective waste management strategy has been devised and before any ecofriendly power alternatives have been fully explored.

The creation of national parks has undoubtedly helped to protect rainforests. Yet, as national parks are open to the public, tourism is damaging some of these areas. Often, national parks are advertised to tourists before adequate management plans have been developed and implemented. Inadequate funding is allocated for preservation of forests by government departments. Governments see tourism as an easy way to make money, and therefore tourism is encouraged whilst strict management strategies are given far less government support. Ecotourism, or environmentally friendly tourism, should educate the tourists to be environmentally aware. It should also be of low impact to its environment. Unfortunately, many companies and resorts who advertise themselves as eco-tourist establishments are in fact exploiting the environment for profit. In Cape Tribulation, Australia, for example, the rainforest is being threatened by excessive tourism. Clearing for roads and pollution of waterways are two of the major problems in this area. The Wet Tropics Management Authority which oversees the surrounding World Heritage Area is promoting tourism to the area before any management plans have been formulated, before any effective waste management strategy has been devised and before any ecofriendly power alternatives have been fully explored. Solutions: The rights of indigenous forest dwellers and others who depend on intact forests must be upheld. In instances where there are campaigns opposing specific tourist developments, they should be supported. Genuine ecotourism should be preferred to other tourist enterprises.

One of the easiest benefits of deforestation to spot are the economic ones. Lumber products are one of the most staple constructive materials in human society. Whether it's raw lumber used for making tables and houses, or paper and other wood by-products, we simply cannot live without the use of lumber. Like steel and stone, wood is one of the most basic natural resources, and unlike steel and stone, it is renewable simply by growing more trees. The only real trick to balancing it's consumption is to grow more trees to replace the ones taken.

his benefit of deforestation not only covers the people who cut down trees and process them, but also extends to the people who "clean up" after them. For every patch of forest cut down, arable land becomes available for farmers, or can be used as an area to place urban living sites like apartments, houses, and buildings. The number of people employed by such a construction project are many and varied. Or, if the city/government mandates replanting trees to replace the lost ones, then jobs are also provided for those people who do the seeding after a patch of forest is stripped.

Microfinance is the provision of financial services to low-income clients, including consumers and the self-employed, who traditionally lack access to banking and related services. More broadly, it is a movement whose object is "a world in which as many poor and near-poor households as possible have permanent access to an appropriate range of high quality financial services, including not just credit but also savings, insurance, and fund transfers."[1] Those who promote microfinance generally believe that such access will help poor people out of poverty

Traditionally, banks have not provided financial services, such as loans, to clients with little or no cash income. Banks incur substantial costs to manage a client account, regardless of how small the sums of money involved. For example, the total profit for a bank from delivering 100 loans worth $1,000 each will not differ greatly from the revenue that results from delivering one loan of $100,000. But the fixed cost of processing loans of any size is considerable as assessment of potential borrowers, their repayment prospects and security; administration of outstanding loans, collecting from delinquent borrowers, etc., has to be done in all cases. There is a break-even point in providing loans or deposits below which banks lose money on each transaction they make. Poor people usually fall below that breakeven point. In addition, most poor people have few assets that can be secured by a bank as collateral. As documented extensively by Hernando de Soto and others, even if they happen to own land in the developing world, they may not have effective title to it.[2] This means that the bank will have little recourse against defaulting borrowers. Seen from a broader perspective, the development of a healthy national financial system has long been viewed as a catalyst for the broader goal of national economic development (see for example Alexander Gerschenkron, Paul Rosenstein-Rodan, Joseph Schumpeter, Anne Krueger ). However, the efforts of national planners and experts to develop financial services for most people have often failed in developing countries, for reasons summarized well by Adams, Graham & Von Pischke in their classic analysis 'Undermining Rural Development with Cheap Credit'.[3] Because of these difficulties, when poor people borrow they often rely on relatives or a local moneylender, whose interest rates can be very high. An analysis of 28 studies of informal moneylending rates in 14 countries in Asia, Latin America and Africa concluded that 76% of moneylender rates exceed 10% per month, including 22% that exceeded 100% per month. Moneylenders usually charge higher rates to poorer borrowers than to less poor ones.[4] While moneylenders are often demonized and accused of usury, their services are convenient and fast, and they can be very flexible when borrowers run into problems. Hopes of quickly putting them out of business have proven unrealistic, even in places where microfinance institutions are active.[citation needed] Over the past centuries practical visionaries, from the Franciscan monks who founded the community-oriented pawnshops of the 15th century, to the founders of the European credit union movement in the 19th century (such as Friedrich Wilhelm Raiffeisen) and the founders of the microcredit movement in the 1970s (such as Muhammad Yunus) have tested practices and built institutions designed to bring the kinds of opportunities and risk-management tools that financial services can provide to the doorsteps of poor people.[5] While the success of the Grameen Bank (which now serves over 7 million poor Bangladeshi women) has inspired the world, it has proved difficult to replicate this success. In nations with lower population densities, meeting the operating costs of a retail branch by serving nearby customers has proven considerably more challenging. Hans Dieter Seibel, board member of the European Microfinance Platform, is in favour of the group model. This particular model (used by many Microfinance institutions) makes financial sense, he says, because it reduces transaction costs. Microfinance programmes also need to be based on local funds. Local Roots Although much progress has been made, the problem has not been solved yet, and the overwhelming majority of people who earn less than $1 a day, especially in the rural areas, continue to have no practical access to formal sector finance. Microfinance has been growing rapidly with $25 billion currently at work in microfinance loans.[6] It is estimated that the industry needs $250 billion to get capital to all the poor people who need it.[6] The industry has been growing rapidly, and concerns have arisen that the rate of capital flowing into microfinance is a potential risk unless managed well.[7]

What's Made From Trees? It's no wonder people have used wood products for centuries. Wood is durable, renewable, recyclable, biodegradable, energy efficient and environmentally friendly. What would your life be like without wood? Things made from trees touch our lives every day. More than 5,000 products come from trees. And there are many uses for wood that may surprise you. Trees not only provide wood and paper, but other less obvious forest products such as chemicals and other materials that are impor- tant ingredients in plastic filler, varnishes, tooth- paste, shoe polish, foam rubber and much, much more. Tree bark is used for mulches, soil conditioners, medicines and cosmetics. Once a log reaches a mill, there is virtually no waste. The entire log is used to produce either lumber, paper, particleboard products or energy. Nationally, forest product companies are one of the most efficient of all manufacturing industries because they use sawdust and other wood waste to furnish up to 75% of their energy needs.   Idaho Forest Products Commission©2005 All rights reserved.