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Recent headlines about the troubled subprime lending industry are making Americans more aware of the consequences of risky lending practices. But unscrupulous lenders and scam artists continue to prey on unsuspecting loan shoppers and homeowners. Unfortunately, loan-related scams aren't restricted to tricking consumers into loans with outrageously high interest rates. Today's sophisticated scammers are using loans as a vehicle to do everything from stealing sensitive personal information to virtually stealing a credit-challenged homeowner's own home. The mortgage experts at Loan.com have identified five top scams that all consumers - mortgage shoppers and homeowners alike - should be on the look-out for. 1. Unsolicited phone calls Americans across the country have reported receiving phone calls from telemarketers posing as representatives from well-known organizations such as Fannie Mae offering to refinance loans at low rates. These "representatives" often ask for personal information, claiming they need it to qualify a victim for a loan. This information is then used to steal a victim's identity. Loan.com's Advice: Be wary of any phone call offering remarkably low interest rates on loans, especially if you have registered your phone number with the Do Not Call Registry. Most major nationwide lenders do not solicit business over the phone. Never give out personal information over the phone unless you are absolutely sure who you are speaking with. 2. "Helpful" contractors Many homeowners have reported contractors - often roofing or remodel professionals - approaching them with an offer to perform upgrades on their home at a reasonable price. These contractors offer financing through low-interest loans. It's not until after signing numerous forms that too many homeowners realize they have signed off on a high-interest home equity loan, and that the contractor has been hired by unscrupulous lenders to sell loans, not impro

Recent headlines about the troubled subprime lending industry are making Americans more aware of the consequences of risky lending practices. But unscrupulous lenders and scam artists continue to prey on unsuspecting loan shoppers and homeowners. Unfortunately, loan-related scams aren't restricted to tricking consumers into loans with outrageously high interest rates. Today's sophisticated scammers are using loans as a vehicle to do everything from stealing sensitive personal information to virtually stealing a credit-challenged homeowner's own home. The mortgage experts at Loan.com have identified five top scams that all consumers - mortgage shoppers and homeowners alike - should be on the look-out for. 1. Unsolicited phone calls Americans across the country have reported receiving phone calls from telemarketers posing as representatives from well-known organizations such as Fannie Mae offering to refinance loans at low rates. These "representatives" often ask for personal information, claiming they need it to qualify a victim for a loan. This information is then used to steal a victim's identity. Loan.com's Advice: Be wary of any phone call offering remarkably low interest rates on loans, especially if you have registered your phone number with the Do Not Call Registry. Most major nationwide lenders do not solicit business over the phone. Never give out personal information over the phone unless you are absolutely sure who you are speaking with. 2. "Helpful" contractors Many homeowners have reported contractors - often roofing or remodel professionals - approaching them with an offer to perform upgrades on their home at a reasonable price. These contractors offer financing through low-interest loans. It's not until after signing numerous forms that too many homeowners realize they have signed off on a high-interest home equity loan, and that the contractor has been hired by unscrupulous lenders to sell loans, not improve

http://www.scamwarners.com/forum/viewtopic.php?f=7&t=714&p=3199 Loan Scam by Pinky on Sat Apr 19, 2008 10:16 am My degree is in English Teaching/Secondary Education, but to put myself through college I worked as a bank loan officer for 7 years. This stuff pains me to see. Not only is it an obvious scam, but no bank officer would last long doing business like this. The grammatical errors are in blue and the big financial red flags are in red:  From: "SpringHill Team" To: xxxxxxxxx@comcast.net  Subject: $$$$$Financial Loan Offer$$$$$$$  Date: Sat, 19 Apr 2008 03:48:33 -0500  --------------------------------------------------------------------------------  Dear Intending Client,  We just came about your email address through an online email listing {http://ebay.com} We just thought that you might needed Financial Asistant and we would be very interested in offering you a Financial Loan that can allow you be on your own , We are Springhill Finance Inc,Springhill Park Realty Inc is an on-line trading name for Springhill Finance Inc ; we specialised in giving Loan and Grants to individuals and corporate bodies, We can offer you a Loan (Personal Loan, Small and Large Business Loan, Home Loan and Project Financing Loan), suitable for your immediate needs , if you are interested in having it, we maintain our principal offices in London (England), Tamiami Trl Osprey, Florida (U.S.A),Westerly, Rhodes Island (U.S.A), and in Zurich (Switzerland), with the hope of opening more of Usa Offices in this year 2008.  What can be more devastating to have a vision but not the funds to make those vision a reality? We will Raise that capital you have been looking for, for those special programs/projects, we have been helping others that had been rejected by other loan company get their loan without blinking eye an lashes, our profiles speaks for us all over the world , We have a funding strategies that will allow you to get

Real Estate Scam Used Fake Adoption To Buy Rights South Korean Police said yesterday they have Busted ares fifteen-Member Group that faked the Adoption of Children to pull off ares Real-Estate Scam. The ring earned about four hundred eighty million Won ($ four hundred and seventy-nine thousand five hundred twenty) abusing are housing Law that Gives preference to are private Home Buyer Children are healthy and child or with an. The ringleader while WAS 14 Others Arrested, Including Real Estate Brokers and loan shark are, Were charged but not detained, said spokesman for the Seoul Metropolitan Police Agency are. Government Regulations FIX anti-speculation the price of some Apartments built privately and Reserve ares are seen as what percentage of homes for deserving applicants. Officials are trying to Overcome Traditional reluctance in South Korea are, which places stress on Great Family Bloodlines, to Adopt Children. Police said the loan shark visited ares Street vendor last July and received 10 million won. Return to rights he waived in HIS HIS Daughters are let and Street Cleaner "Adopt" them. The Street Cleaner used to the Adoption Document to Secure rights are Buy Luxury Condominium but are resold the rights to high School Teacher. Using fake Adoption Documents, the Obtained the right ring to Buy Apartments in Seoul and nearby Cities twenty-one. Police also charged 20 biological and nineteen "adoptive parents" for accepting up to 10 million Won in Each Case. AFP Xing.Com | Companies | Springhillgroup - Home Loans SpringHill Group Spring Hill, Birmingham B18 7BH B18 7BHWest Midlands United Kingdom springhillgrouphome.com/ 0121 464 7423 Industry: Business Supplies & EquipmentType: Publicly held corporationSize of company: 11-50 employeesEmployees on XING: 3Job Offers: 0 About us Springhill Group Home is a housing finance company with the principal goal of achieving a social requirement of motivating home ownership by offering

"Real Estate Scam Used Fake Adoption To Buy Rights- livej... http://springhillgroup.livejournal.com/26853.html   The ring earned about four hundred eighty million Won ($ four hundred and seventy-nine thousand five hundred twenty) abusing are housing Law that Gives preference to are private Home Buyer Children are healthy and child or with an. The ringleader while WAS 14 Others Arrested, Including Real Estate Brokers and loan shark are, Were charged but not detained, said spokesman for the Seoul Metropolitan Police Agency are. Government Regulations FIX anti-speculation the price of some Apartments built privately and Reserve ares are seen as what percentage of homes for deserving applicants. Officials are trying to Overcome Traditional reluctance in South Korea are, which places stress on Great Family Bloodlines, to Adopt Children. Police said the loan shark visited ares Street vendor last July and received 10 million won. Return to rights he waived in HIS HIS Daughters are let and Street Cleaner "Adopt" them. The Street Cleaner used to the Adoption Document to Secure rights are Buy Luxury Condominium but are resold the rights to high School Teacher. Using fake Adoption Documents, the Obtained the right ring to Buy Apartments in Seoul and nearby Cities twenty-one. Police also charged 20 biological and nineteen "adoptive parents" for accepting up to 10 million Won in Each Case. AFP"

"Springhill Group Korea : News Center - Springhill Group Home Loans - BlogSpot http://newscenter-springhillgrouphome.blogspot.com/ FHA Warns About Home Equity Mortgage Loan Scams The FHA official site includes a page about reverse mortgages and Home Equity Conversion Mortgages. On that page, you'll find a warning from the FHA and HUD about scam artists who take advantage of some loan applicants who don't know enough about the FHA's free information on HECM loans and reverse mortgage loans. "Reverse mortgages are becoming popular in America" the FHA site says, "Reverse mortgages are a special type of home loan that lets a homeowner convert the equity in his/her home into cash. They can give older Americans greater financial security to supplement social security, meet unexpected medical expenses, make home improvements, and more. If you are interested in a reverse mortgage, beware of scam artists that charge thousands of dollars for information that is free from HUD!" The warning is good-but what kind of information are these scam artists charging so much money for? According to the FHA, simple details such as the nature of a HECM loan, who is eligible, even free advice about whether a borrower should us an estate planner to find a participating lender. On this topic, the FHA and HUD advise: "FHA does NOT recommend using any service that charges a fee for referring a borrower to an FHA-approved lender. You can locate a FHA-approved lender by searching online at www.hud.gov or by contacting a HECM counselor for a listing. Services rendered by HECM counselors are free or at a low cost. To locate a HECM counselor Search online or call (800) 569-4287 toll-free, for the name and location of a HUD-approved housing counseling agency near you". Very good advice for borrowers age 62 an older (the only people who qualify for FHA HECM loans) interested in applying for an FHA Home Equity Conversion Mortgage. Here's another fact about HECM loans you might n

" Springhill Group Home Loan's unrelenting aim on Corporate Governance, superior standards of ethics and focus of perspective - Confidence, Reliability, Transparency and Expert Service are the essential attitude of SGH. Customer satisfaction is the tradition of all Springhill Group Home Loan's services. With SHG's state-of-the-art information and facts methods to provide customer's needs inspire customers in order to make the right home buying decision. This is what sets apart SGH's customer service philosophy - Housing Finance With You, All Through. Rural Housing Finance Springhill Group Home Rural Housing Finance Features offers home loans in rural areas for: Construction of Houses on plot owned by you Addition of more rooms or floors to your existing house Renovation & Improvement of your house Purchase of a new house For Agriculturists: If you are a farmer/planter/horticulturist/dairy farmer etc. having your own land and looking to have your own home, get in touch with us. Specially Designed Housing Loans for Agriculturists. Loan eligibility on the basis of land owned by you and the crops being cultivated. Housing Loan in residential area of your own village Loans for buying house or flat in city of your choice For Salaried & Self Employed: Everyone wants a place to call home, and then what better place than your village or town to own one. Housing Loans for homes in rural areas for Salaried persons Housing Loans for homes in rural areas for Self Employed Businessmen or Self Employed Professional. Loan Against Properties Springhill Group Home Equity Loans helps you encash the present market value of the property by taking a loan by mortgaging the property. Features of  Loan Against Property Purpose Loan can be for any purpose. However, the funds should not be used for speculation or any illegal purposes.  Customers have benefited by taking loans to meet the following funding requirements Education Marriage Expenses Medical Expenses Property

Source : http://www.youtube.com/watch?v=WizBGDJHXaE Uploaded by SpringhillGroup Springhill Financial is an independent, open-architecture advisory practice. Compensation is accepted only from our clients. Our fee arrangements are fair and competitive, the arrangements compensate us fairly for the value we add and motivate us to act solely in our client's best interests.

Springhill Financial is an independent, open-architecture advisory practice. Compensation is accepted only from our clients. Our fee arrangements are fair and competitive, the arrangements compensate us fairly for the value we add and motivate us to act solely in our client's best interests.

http://www.myfoxtampabay.com/dpp/news/local/nature_coast/crackdown-on-synthetic-marijuana-02272012 Peter Linton-SmithFOX 13 News Pasco County reporter SPRING HILL - Brightly colored packages of potpourri can be found at many convenience stores -- and most of them are illegal. Last year, Florida banned some of the ingredients found in the potpourri because it is being used like marijuana. When the synthetic marijuana is used as pot, it can be dangerous. "It has a tendency to be more likely to lead to psychosis

http://www.myfoxtampabay.com/dpp/news/local/nature_coast/crackdown-on-synthetic-marijuana-02272012 Peter Linton-Smith FOX 13 News Pasco County reporter SPRING HILL - Brightly colored packages of potpourri can be found at many convenience stores -- and most of them are illegal. Last year, Florida banned some of the ingredients found in the potpourri because it is being used like marijuana. When the synthetic marijuana is used as pot, it can be dangerous. "It has a tendency to be more likely to lead to psychosis and sometimes prolonged psychosis," according to Hernando County Sheriff Al Nienhuis. Emergency rooms are beginning to report more cases of people with bizarre side effects related to the use of fake marijuana, sometimes called K-2. "These manufacturing conditions are not up to pharmaceutical grade," Sheriff Nienhuis added. This week, deputies fanned out across the county to visit 130 convenience stores. Deputy Steve Snell is one of the deputies checking the shelves. "We're going around to all our convenience stores our retailers that might be selling this type of product and trying to inform them what law changes have taken place," Snell said. Snell will deliver a page-long warning letter. It lists the ingredients in potpourri that are now banned. "This letter is to inform you of recent changes in the Florida State Statutes which specifically address the possession of chemicals in synthetic Marijuana (commonly referred to as Spice or K-2)." The letter goes on the warn the "...chemicals are now outlawed (making) it a third degree felony for ANYONE to posses of sell items that contain these chemicals." The warning letters have been well received thus far, according to Snell. "We haven't had any resistance. They're very appreciative of what we're doing. We're trying to make sure they're in compliance." Deputies will eventually make a return visit. If the K-2 or Spice is found on the shelves, the store owner could b

Mumbai: The BSE Sensex plunged to 2-week low of 17,196.47 Thursday, down 405 points as investors sold stocks amid weakening rupee, allegations of massive losses to the government in coal blocks allocation and shaky overseas markets. Of the 30 Sensex scrips, 28 tumbled. All the 13 sectoral indices closed in losses, with realty, power, banking, capital goods, metal and refinery stocks being hit hard. Market heavyweight Reliance Industries dropped 4.15 percent, and Infosys by 1.39 percent. The two carry 20 percent weight on the Sensex. The rupee's sharp decline against the US dollar to Rs 51 level worried investors that it will inflate government's import bill, especially on account of oil, worsening fiscal deficit situation. Besides, reminiscent of the 2G spectrum allocation scam, the Comptroller an Auditor General (CAG) said in a draft report that the government lost Rs 10.67 lakh crore on account of allotment of coal blocks to 100 private and public sector companies without auction during 2004-2009. However, CAG later informed the Prime Minister that media reports on alleged coal scam were "exceedingly misleading". Sensex moved in a narrow range till late afternoon, but last hour selling pulled it down sharply to 17,196.47, erasing 405.24 points or 2.30 percent. In last two days, it had risen 328.34 points or 1.90 percent. Similarly, NSE 50-scrip index Nifty tumbled 136.50 points or 2.54 percent to two-week low of 5,228.45. "A mix of domestic and global factors hurt investor sentiment. The leakage of a draft CAG draft report weighed markets down. The Indian rupee weakened against the US dollar further spooked sentiments," said Paras Bothra, Research Head, Ashika Stock Brokers. Globally, European markets were trading weak, adding to investor woes, he said. As per Sebi data, FIIs bought shares worth Rs 651.70 crore yesterday. Asian stocks were down in early trade after a survey showed China's manufacturing has shrunk. Key indices in China, Singapore and Sou

South Korea Group of Springhill | edublogs.org May 22, '12 12:35 AM by SpringHill for everyone http://tonybricks96.edublogs.org/ http://tonybricks96.edublogs.org/2012/05/21/scrap-n-test-china-tells-n-korea/ China has been quietly and gently pressuring North Korea to scrap plans for a third nuclear test, said two sources with knowledge of closed-door discussions between the countries, but there is no indication how Pyongyang will react. If North Korea goes ahead with the test, China would consider taking some retaliatory steps, but they would not be substantive, a source with ties to Pyongyang and Beijing said. North Korea has almost completed preparations for the test, Reuters had reported in late April, a step that would further isolate the impoverished state after last month's failed rocket launch that the United States says was a ballistic missile test. "China is unhappy … and urged North Korea not to conduct a nuclear test near Changbai Mountain," said the source, who declined to be identified. China feared a radiation leak and damage to the environment from a blast, the source added. "China also complained about the environmental damage to the area after the first two tests." When North Korea conducted nuclear tests in 2006 and 2009, it caused environmental damage to the mountain straddling the border with China. North Korea ceded part of the mountain to China in 1963. It was unclear if the secretive North Korean government, typically unwilling to bow to outside pressure, would defer or drop the plans. China is the closest thing to an ally that North Korea has. "The impact on China's northeast would be huge," the source said of a third test. Chinese officials have discussed whether threats of diplomatic action would be effective, but any action might be restricted to some economic measures to signal China's displeasure and would not affect vital food aid for North Korea, the source said. A Western diplomat, who also asked n

Springhill Group : Facebook might be reading your text messages The online community is all abuzz on Sunday after an explosive report has accused Facebook of snooping in smartphone users' text messages. Though Facebook admitted to reading SMS of users who have downloaded their app, they said they are only doing so as part of a limited testing phase prior to launching their own messaging service and not to deliberately expose users to fraud. The Facebook app running on Android is authorized to process, read, receive and write SMS, something they have declared in their terms beginning from the 1.7 version. Facebook said this is in anticipation of new features that will integrate Facebook tools with user texts. Now, if Facebook eventually introduces a feature that will be applicable to those permissions, they are ensuring the users even now that it will be accompanied by proper educational and guiding materials. Facebook retorted that users should be aware that it said it might access their messages, contained under "Permissions" - that long article you are expected to have read before downloading/using the app. Unfortunately, 70% of smartphone users do not seem to have the time for reading the terms and conditions attached to an app. Other popular companies that are using smartphones to access data and other personal details of users include Yahoo Messenger, Badoo, Google and Flickr. Several companies can reportedly control smartphone features remotely, which includes taking images and video using the camera, as in the case of YouTube. Also, details like contacts list, location and browser history are accessed and can be passed on to third-parties like advertisers. According to a statement issued by Facebook, it does not read user text messages and described the Sunday Times report as 'completely wrong' on their terminology and the impression they have made. But Facebook gave an explanation anyway: "…w

Springhill Group: DPRK jams GPS of ROK Airlines GPS jamming signals coming from North Korea has forced South Korea to order its military and civilian air transports to switch on alternative navigational devices to avoid disruption. A statement from the ministry has confirmed that they were able to warn airlines and pilots of the 241 affected South Korean flights along with the 11 foreign airlines like Thai Airways, AirPhil, FedEx, Japan Airlines and Cathay Pacific Airways. But even as the GPS jamming signals continued, South Korea sees no serious threat to navigational safety. Korea Communications Commission confirmed that the GPS jamming signals have been coming from a city on North Korea side of the border. "We've traced the jamming signals to the direction of Kaesong," a commission deputy director told Springhill Group. According to the transport agency, planes that suffered from GPS signal jamming were instructed to use the alternative navigation systems and were not delayed in their schedules. The signal jamming appears to be focused on air traffic at Gimpo and Incheon airports, both of which are around 30 miles from the border. Despite the GPS disruption, Springhill Group reports that there was no serious threat to flight safety as airplanes are capable of using other navigation devices like inertial navigation system and very-high-frequency omni-directional range (VOR). Meanwhile, military communications and transportation were not greatly affected as they do not primarily depend on the GPS system. North Korea did not admit anything so the reason for the GPS jamming remains unclear as fears that another nuclear test might follow is escalating. Likewise, it is not known for just how long the jamming will continue as during last year's South Korea-US military drill, the radio signal jamming from Pyongyang has lasted for ten days. At any rate, South Korea is always on the lookout for any provocation from its neighbor, especially as a nuclear speci

"http://article.joinsmsn.com/news/article/article.asp?total_id=3085827&cloc=   South Korean Police said yesterday they have Busted ares fifteen-Member Group that faked the Adoption of Children to pull off ares Real-Estate Scam. The ring earned about four hundred eighty million Won ($ four hundred and seventy-nine thousand five hundred twenty) abusing are housing Law that Gives preference to are private Home Buyer Children are healthy and child or with an. The ringleader while WAS 14 Others Arrested, Including Real Estate Brokers and loan shark are, Were charged but not detained, said spokesman for the Seoul Metropolitan Police Agency are. Government Regulations FIX anti-speculation the price of some Apartments built privately and Reserve ares are seen as what percentage of homes for deserving applicants. Officials are trying to Overcome Traditional reluctance in South Korea are, which places stress on Great Family Bloodlines, to Adopt Children. Police said the loan shark visited ares Street vendor last July and received 10 million won. Return to rights he waived in HIS HIS Daughters are let and Street Cleaner "Adopt" them. The Street Cleaner used to the Adoption Document to Secure rights are Buy Luxury Condominium but are resold the rights to high School Teacher. Using fake Adoption Documents, the Obtained the right ring to Buy Apartments in Seoul and nearby Cities twenty-one. Police also charged 20 biological and nineteen "adoptive parents" for accepting up to 10 million Won in Each Case. AFP"

"South Korean Police said yesterday they have Busted ares fifteen-Member Group that faked the Adoption of Children to pull off ares Real-Estate Scam. The ring earned about four hundred eighty million Won ($ four hundred and seventy-nine thousand five hundred twenty) abusing are housing Law that Gives preference to are private Home Buyer Children are healthy and child or with an. The ringleader while WAS 14 Others Arrested, Including Real Estate Brokers and loan shark are, Were charged but not detained, said spokesman for the Seoul Metropolitan Police Agency are. Government Regulations FIX anti-speculation the price of some Apartments built privately and Reserve ares are seen as what percentage of homes for deserving applicants. Officials are trying to Overcome Traditional reluctance in South Korea are, which places stress on Great Family Bloodlines, to Adopt Children. Police said the loan shark visited ares Street vendor last July and received 10 million won. Return to rights he waived in HIS HIS Daughters are let and Street Cleaner "Adopt" them. The Street Cleaner used to the Adoption Document to Secure rights are Buy Luxury Condominium but are resold the rights to high School Teacher. Using fake Adoption Documents, the Obtained the right ring to Buy Apartments in Seoul and nearby Cities twenty-one. Police also charged 20 biological and nineteen "adoptive parents" for accepting up to 10 million Won in Each Case. AFP"

South Korean Police said yesterday they have Busted ares fifteen-Member Group that faked the Adoption of Children to pull off ares Real-Estate Scam. The ring earned about four hundred eighty million Won ($ four hundred and seventy-nine thousand five hundred twenty) abusing are housing Law that Gives preference to are private Home Buyer Children are healthy and child or with an. The ringleader while WAS 14 Others Arrested, Including Real Estate Brokers and loan shark are, Were charged but not detained, said spokesman for the Seoul Metropolitan Police Agency are. Government Regulations FIX anti-speculation the price of some Apartments built privately and Reserve ares are seen as what percentage of homes for deserving applicants. Officials are trying to Overcome Traditional reluctance in South Korea are, which places stress on Great Family Bloodlines, to Adopt Children. Police said the loan shark visited ares Street vendor last July and received 10 million won. Return to rights he waived in HIS HIS Daughters are let and Street Cleaner "Adopt" them. The Street Cleaner used to the Adoption Document to Secure rights are Buy Luxury Condominium but are resold the rights to high School Teacher. Using fake Adoption Documents, the Obtained the right ring to Buy Apartments in Seoul and nearby Cities twenty-one. Police also charged 20 biological and nineteen "adoptive parents" for accepting up to 10 million Won in Each Case. AFP

South Korean Police said yesterday they have Busted ares fifteen-Member Group that faked the Adoption of Children to pull off ares Real-Estate Scam. The ring earned about four hundred eighty million Won ($ four hundred and seventy-nine thousand five hundred twenty) abusing are housing Law that Gives preference to are private Home Buyer Children are healthy and child or with an. The ringleader while WAS 14 Others Arrested, Including Real Estate Brokers and loan shark are, Were charged but not detained, said spokesman for the Seoul Metropolitan Police Agency are. Government Regulations FIX anti-speculation the price of some Apartments built privately and Reserve ares are seen as what percentage of homes for deserving applicants. Officials are trying to Overcome Traditional reluctance in South Korea are, which places stress on Great Family Bloodlines, to Adopt Children. Police said the loan shark visited ares Street vendor last July and received 10 million won. Return to rights he waived in HIS HIS Daughters are let and Street Cleaner "Adopt" them. The Street Cleaner used to the Adoption Document to Secure rights are Buy Luxury Condominium but are resold the rights to high School Teacher. Using fake Adoption Documents, the Obtained the right ring to Buy Apartments in Seoul and nearby Cities twenty-one. Police also charged 20 biological and nineteen "adoptive parents" for accepting up to 10 million Won in Each Case. AFP

CONSUMER SCAM (Barry Calvagna) aka/ United Abstract Group, Inc. aka/ American Consolidebt, Inc. aka USR Group, Inc. Paystar International aka Conway and Phillips The associates group See Also LINK COMPLAINTS HERE 2387 New York Ave., #8 Huntington Station, NY 11746 Phone: (800) 344-1588 (631) 421-1397 Fax: (631) 421-1397 918 Jericho Turnpike Huntington Station, NY 11746 Phone: 631-421-1533 888-380-3516 866-509-3202 Fax: 631-421-1890 Fax: 631-755-3069 Florida: United Abstract Group, Inc.PO BOX 6812 Spring Hill, FL 34611 (352) 684-8693 (352) 666-0466 fax (866) 684-8693 USR Group, Inc. 33 Walt Whitman Rd, Ste 209 Huntington Station, NY 11746-4281 Web Address: www.unitedabstractgroup.com Quick Analysis Consumer Comments Below We thought this scam died back in the nineties, but it is alive and well, operating from Huntington Station, from New York. Debt buyers United Abstract Group, Inc., are bottom feeders who use their entity of C. Barry & Associates, LLC, who operate out of the same address to lie, intimidate and totally misrepresent their illegal debt collection practices. Owners Barry Calvagna and Anthony Picone are about to feel the wrath of the legal system for their blatant disregard for the law and consumer rights. Not to mention the fact that we could NOT locate one state where they are licensed or bonded in. Calls to their office result

Over 200 people have been arrested in connection with a massive bank card fraud that may have bilked banks and clients out of a billion yuan ($159 million), the Xinhua News Agency reported yesterday. The Ministry of Public Security detained 208 people in eight provinces and municipalities. Police said they confiscated thousands of bank cards and have frozen 150 bank accounts. Police in eight regions coordinated the bust on June 11, following a lengthy investigation of key suspects including a Taiwanese surnamed Wu and a South Korean surnamed Park. The investigation began in November 2011, when two Taiwanese were caught using a counterfeit bank card to withdraw cash from an automatic teller machine (ATM) in Shaoxing, Zhejiang Province, according to the ministry. A similarly faked card was used three days later when another suspect tried to withdraw money from an ATM on Jiefang Road in the city. The police investigation concludes that banks in South Korea and Thailand were the main targets of the swindle. Local police in Shaoxing confirmed to the Global Times yesterday that 146 suspects were arrested in the city alone. "All 208 suspects are now here for questioning, and no further details can be provided at the moment," a police officer surnamed Sun from Shaoxing public security bureau, told the Global Times. The Shanghai-based Oriental Morning Post reported that the bust involves the largest amount of money and the most suspects of any bank card fraud in China. It is not known how the gang may have managed to swindle hundreds of millions of yuan from Chinese ATMs without being detected earlier. Police say suspects in South Korea bought the phone numbers of bank clients online, and managed to scam them by posing as bank officials who were concerned their accounts were at risk, said Xinhua. The clients were told to use their account number and password to log onto seemingly official South Korean websites. After obtaining the bank client's account in