Spring 21 Capstone 640pm

Kiva

The MoneyFellows app is pretty simple. You create a profile and go through an onboarding process, which includes a financial assessment which determines each user’s maximum limit of money circle they can join. From there, each user can browse the available money circles by searching and filtering by monthly payment, total cash-out and the cash-out schedule most suitable to them. Once you’ve joined a money circle - and that money circle is complete - there are several ways to both send and receive money, including bank transfers, credit card payments, mobile wallets and Fawry. Some corporate companies have also signed up with MoneyFellows, allowing their employees to have their money circle dues directly taken from their salaries.

The FinTech landscape continues to evolve, with new and continuing litigation related to consumer financial services platform innovation, the economics of cryptotokens, features of a blockchain, and allegedly disruptive cryptocurrency trading practices.

Today, in order to maintain competitive advantage, financial institutions need to be increasingly agile and quick in how they respond to fast-changing customer expectations and ultimately beat their competitors.

As Financial Services organizations think through their FinTech and Cloud Strategy, while there’s clear momentum across industries, and in Financial Services itself, there are still security and efficiency challenges that need to be addressed.

Cloud wastage remains a pain point that can be addressed by going serverless and a solid approach to security needs to be central to the strategy. According to McAfee, 1,004 distinct cloud services being used by the average financial services firm, a 32.1% YOY growth – based on a survey of 3.7M finance employees over 14,000 cloud services. What’s more, according to MarketsandMarkets, the predicted size of the Finance Cloud Market is expected to reach $29.47B by 2021, which represents a 24.4% CAGR.

FinTech, cryptocurrencies, and blockchain technologies are clearly poised to disrupt nearly every industry and completely change the way we think about the application of technology

Three concepts that have animated this thinking recently are: artificial intelligence, data stewardship and optimization, and the cloud. Each of these concepts has been bandied about ad nauseam but each has a story behind it that liberates vertical solutions from the confines of what was possible in the past.

Fawry Points SystemThe loyalty promo engine is designed to act based on the four elements of the marketing mix (product, price, promotion or distribution) where the customers are involved in long term rewarding programs based on their consumption and activities . Our in house designed white label portal & App provides detailed, reliable & convenient loyalty solutions with the same look & features that help to build the best in class B2B and B2C customer experience.

GLC Paints is providing EGP 500 grants to construction painters through Fawry outlets across Egypt in an initiative to help those affected by the ongoing coronavirus (COVID-19) pandemic.The move by GLC Paints comes as part of its corporate social responsibility (CSR) programme. The company has also responded to government and social calls for private sector companies to support workers in the current conditions.

The launch of the services, which allow customers to make payments or receive money via a mobile that is linked to a bank account, mirrors technology used in other African nations that has drawn millions of people into the financial system.

One of the uniqueness of HelloCash mobile money services is its interoperability and shared infrastructure features. The system is designed for multi banks and MFI’s to be interconnected and offer the mobile money service to their respective customers, therefore, partnering financial institutions are able to share each other’s agent and branch network to serve each other’s customers.

MoneyFellows has raised a total of $5.6M in funding over 5 rounds. Their latest funding was raised on Jun 22, 2020 from a Series A round.MoneyFellows is funded by 8 investors. Sawari Ventures and Partech are the most recent investors.

The purpose of this study is to assess the challenges and opportunities of mobile banking in Dashen bank of Ethiopia with specific objective of assessing the current practices on both customers and the bank side, benefits and challenges realized by the bank and customers, the driving forces and opportunities in the bank for the adoption of mobile-banking .

The early-stage fintechs in the Inclusive Fintech 50 sample are increasing their use of digital acquisition channels, such as Facebook, to market their products. Qualitative findings point to an increased use of targeted social media campaigns, webinars, and other online marketing strategies such as email campaigns or WhatsApp chat room for clients — indicating that these channels are cheaper than TV and print media and likely more effective.

Cassava starch is a valued raw material for producing many kinds of modified starches for food applications. Its physicochemical properties, as well as its availability, have made it an interesting and challenging ingredient for the food industry. In the present work, food grade modified cassava starches were purchased from producers and analyzed for selected physicochemical characteristics.

The generation of wealth, sustained by productive activities of agro-industries, leads to the production of wastes and uses natural resources, interfering in the environmental pillar of sustainability. The purpose of this study is to investigate whether cassava processing companies generate eco-innovations by means of technological cooperation, and the degree of participation of agents in these interactions. The quantitative method used the structural equation modeling for data analyses. The results indicated a relationship between technological cooperation and the generation of eco-innovation. The model developed showed the significance between variables and exposed the main aspects that generate eco-innovation from technological cooperation. A cooperation process allows a reduction in the burning of fossil fuels, reducing the emission of methane gas, which aggravates the greenhouse effect, also reducing odor, and ultimately, providing financial gains to agribusiness.

Agent banking has increasingly gained importance in developing countries over the last two decades. However, the extent to which agent banking can be used as a tool to mobilize deposit in the banking sector remains largely unknown and the true benefits of the agent banking model to customers, the banks and the bank agents also remains largely unstudied. The main objective of the study was to assess factors affecting agent banking deposit mobilization in case of lion international bank s.c. The study was conducted among 1,300 recorded agents with a respondent sample of 306 agents.

Cassava (Manihot esculenta, Crantz) is extensively cultivated throughout the tropics and subtropics regions due to its ability to grow in diverse soil conditions and minimal management (Wanapat, 2003; Wanapat et al. 2006; Wanapat & Khampa, 2007). The root is composed almost entirely of carbohydrate which can be used as important food source. However, it contains cyanogens (1- 3% CP) depending on cultivars (Stupak et al., 2006) and large amount of cyanogenic glucosides in the cassava flour (Cumbana et al., 2007) which could limit cassava root utilization for consumption and for livestock feeding. The laminarin and lotaustralin cassava's cyanogenic compounds are changed to hydrocyanic acid (HCN) by the action of the laminarase enzyme when roots are crushed or sliced (Wanapat et al., 1999; Cardoso et al., 2005).

A quiet but exciting revolution in surgery has been gaining ground in hospitals in the more advanced nations of the world. Robots, controlled by highly trained operators, have been very effectively carrying out a multitude of operations. Could robot-assisted surgery be the solution Africa has been waiting for in order to be able to deal with the hugecurrent unmet demand?