Skip to main content

Home/ Groups/ Spring 21 Capstone 640pm
nourserghini

Xalles Holdings Expands Cryptocurrency Strategy With Vigor Crypto Other OTC:XALL - 0 views

  • Vigor Crypto Labs set up to formalize the testing of the trading strategies in preparation for B2B commercialization WASHINGTON, DC, Feb. 11, 2021 (GLOBE NEWSWIRE) -- via NewMediaWire -- Xalles Holdings Inc. (OTC: XALL), a fintech holding company providing technology and financial services solutions, announces strategic initiatives to capitalize on the growing digital asset and cryptocurrency market. 
    • nourserghini
       
      Xalles Holdings Inc. is an example of fintechs taking the strategy of capitalizing on digital assets and cryptocurrencies.
ghtazi

FinTech Strategic Review - Innovate Finance - The Voice of Global FinTech - 0 views

  • Innovate Finance is delighted to be supporting this strategic review of the UK FinTech sector. Over the last few months we have seen exponential growth and change in the adoption of digital financial services. We are at a pivotal moment with regards to our economy and now have a unique opportunity to reflect on the success of UK FinTech. We have the best in class in terms of innovation and should consider what more we can do to fully embed it within our wider financial services. We look forward to working with Ron Kalifa and stakeholders across the ecosystem to develop a shared blueprint for growth of the UK’s financial services sector that has technological innovation at its core
    • ghtazi
       
      Innovate Finance is delighted to be funding this UK FinTech industry strategic review. the company has seen exponential growth and changes in the adoption of digital financial services over the last few months. With respect to the economy, the company is at a crucial moment and now have a rare opportunity to focus on UK FinTech's progress.
mohammed_ab

Cryptocurrencies in FinTech - Don't Ignore It | Avatrade NG - 0 views

  • A whole range of companies within the banking and FinTech industries are starting to explore ways through which they can take advantage of the electronic ledger technology that powers cryptocurrencies, such as Bitcoin
  • A whole range of companies within the banking and FinTech industries are starting to explore ways through which they can take advantage of the electronic ledger technology that powers cryptocurrencies, such as Bitcoin and Ethereum. This distributed system stores data chronologically in segments known as “blocks” which allow for the information to be processed and transferred almost instantaneously. Among the benefits of the blockchain technology, that make it so attractive to FinTech companies and other large institutions, is the lowered risk of fraud since the technology is notoriously difficult to hack, its speed and the fact that it eliminates intermediary steps between parties in a transaction.
  •  
    I think that M-Pesa could implement cryptocurrencies like Bitcoin or Etherum in their service. I think that their customer will quickly shift their usage to cryptocurrencies as they offer higher protection from fraud. It could be life-changing for a mobile payment application like M-Pesa.
hibaerrai

Blockchain Beyond Bitcoin: Transforming FinTech, Healthcare, And More - 0 views

  • The goal of blockchain is to digitally record information to be distributed but not tampered with. It is an open, decentralized ledger that records transactions and entries that are confirmed by peer-to-peer networks and encrypted. The data is stored into a “block,” or a fixed event that has been approved and locked into place. Each block is then added to the “chain” of events, leading to the methodology’s moniker. Each record is easily verifiable and incorruptible. The network cannot be influenced by a single party nor taken down because it exists in multiple distributed places.  
    • hibaerrai
       
      The use of blockchain strategy in fintech will make the processes more controlled, secure and efficient
chaimaa-rachid

How FinTech Helps with Cloud Strategies - dummies - 0 views

  • FinTech companies are generally well versed in the complexities of infrastructure analysis, banking and financial industry regulations, and legacy systems.
nourserghini

9 Fintech Innovations Impacting the Consumer Experience | DAP - 0 views

  • The fintech industry is lagging behind in cloud adoption. The industry as a whole was cautious about moving information to the cloud due to security concerns. However, the adoption of cloud technology is accelerating.Public cloud adoption has many benefits for financial businesses. The cloud provides a faster way to deliver services to consumers. Companies have to invest less capital.It streamlines operations and helps build consumer-centric processes. According to a PWC report, the public cloud will be the main infrastructure model for financial services by 2020.
    • nourserghini
       
      Another strategy that fintechs need to consider is adopting a public cloud instead of a private one as major fintechs are going back to it since it allows faster and cheaper service for the company.
hibaerrai

KYC and FinTech: Addressing the challenges of knowing your customer in the digital era ... - 0 views

  • ‘KYC’ is one of the most important terms in FinTech, as ‘knowing your customer’ is a regulatory requirement for all financial institutions. The main goal is fraud prevention and constraining the ability of certain users who do not meet given acceptance criteria. Traditionally of course, this was done entirely in person, with account holders visiting their banks with the relevant ID documents. But for the past years, KYC has been moving increasingly into the digital domain. This move has brought a vast range of benefits to users and FinTech providers alike, but a number of challenges remain. Below, we outline some of these and present you with ways in which to combat them if you’re looking to set-up, or improve your digital finance platform, or to improve your customer experience.
    • hibaerrai
       
      The KYC strategy will help target one audience and know everything you need to know about it, and also the data is secured and organised. This process is more efficient in fintechs.
mbellakbail69

SimbaPay, Co-Op Bank get together on money transfer - 0 views

  • A new service will enable the bank’s customers living internationally to send money to friends and family in Kenya via SimbaPay’s app. The service is initially available for the UK-Kenya payments corridor, with other countries to follow soon.
    • mbellakbail69
       
      Kenyans living internationally are a key market for the bank, which set up a Diaspora Banking department to serve them.
mohammed_ab

FinTech Innovation Map Reveals Emerging Technologies - 0 views

  • Big DataIn addition to traditional financial data collection, new data sources such as mobile banking and the Internet of Things (IoT) provide an additional layer of data gathering. Combined with Artificial Intelligence, Big Data analytics utilize large amounts of old and new data to discover hidden patterns for better risk management and fraud detection. New insights from big data improve the understanding of customer behaviors and help banks to create better and more customized products and services.
    • nourserghini
       
      Big data analytics is another technology that fintechs have to consider in oredr to manage the important number of customers and data they have.
  • AI helps banks to analyze their Big Data to improve existing solutions and make better decisions. A more recent AI trend is to use its cognitive abilities to go through a large amount of unstructured text and data to generate more insights and to learn natural language. A more intelligent AI chatbot or virtual assistant can take over repetitive “low-value” operations, such as performing small amount transactions, explaining financial products and providing basic financial advice to customers.
  •  
    Artificial Intelligence is a great technology that fintech like M-Pesa has to consider as it could have a big impact on their operations. It could help the company to deal with and analyze big data and generate insights that might have taken months to discover with traditional approaches.
hibaerrai

FinTech regulatory sandbox | The sandbox approach - 0 views

  • A FinTech sandbox or an application program interface (API) sandbox is an environment that innovators and testers can use to mimic the characteristics exhibited by the production environment on a real-time basis to help simulate responses from all the systems an application interfaces with. This enables banks and FinTech players to experiment with innovative financial products or services within a well-defined space and duration. Moreover, the presence of appropriate safeguards helps in containing the consequences of failure. Essentially, the sandbox allows for the pilot testing of newly developed technologies. 
    • hibaerrai
       
      It helps control the activities happening on the platform and test new technologies and innovative financial products.
ayachehbouni

SimbaPay and Family Bank Team Up to Streamline Micro-Companies' Money Transfers | ADN'ews - 0 views

  • The London-based FinTech SimbaPay and the Kenyan bank Family Bank teamed up to introduce an instant money transfer solution for customers sending funds to China via WeChat.
    • ayachehbouni
       
      I believe that this partnership will not only facilitate commercial exchanges between Kenya and China, but it could also strengthen them.
mohammed_ab

How Can FinTech Companies Gain Agility by Setting a Cloud Strategy - The PNR - 0 views

  • Cloud computing allows financial institutions to optimize IT resources and remove development constraints based on IT’s capacity to deliver (Cofran, 2011, p. 1). Financial institutions can respond faster to needs of customers by reducing development cycles for new products and scale products as needed because of the flexibility of the cloud (Sriram, 2011, p. 4). Furthermore, cloud computing helps financial institutions standardize applications and infrastructures which simplify the overall enterprise architecture. According to Courbe (2013), having a common infrastructure already in place worldwide enables a system to serve customers more efficiently and effectively globally.
  •  
    Cloud computing has a lot of benefits on financial services. M-Pesa which is a fintech that offers mobile payment solutions to the unbanked population could really benefit from cloud computing. By using cloud computing, M-Pesa could improve its system reliability as it allows you to have higher data protection and recovery. It will also allow M-Pesa to optimize its IT infrastructure.
mohammed_ab

Benefits of Cloud Computing in Financial Services - iTech blog - 0 views

  • Cloud eliminates many data storage management problems that plague dated enterprise infrastructure. Cloud computing in banking offers easy access to data for regulatory reporting, risk mitigation, analytics, deep learning, and discovering risk management anomalies.
  • Cloud based financial services can scale to meet variable and increasing data volume. Plus clean, consolidated, contextualized data eliminates the blinders caused by data silos. Additionally, on-premise grids typically force banks to allocate compute resources while cloud resources are available on-demand.
  • Open banking promotes banking and payments technology standardization, drives competition, enhances security of customer account data, and leads to data use innovation. APIs simplify the way financial institutions collect actionable data (e.g. customer purchasing, loan needs, preferred journey patterns, risk profiles, and future income projections).
  •  
    Using cloud computing can really improve data protection which is vital for a company like M-Pesa.
aymanelmamoun

Investrust launches InvestMobile - Telecompaper - 0 views

  • Zambia's Investrust Bank launched InvestMobile, its mobile banking service. The product will be rolled out to existing account holders before being extended to unbanked communities. InvestMobile works from the handset, providing an account summary of the last seven transactions and supporting payment of bills to various utility companies such as Lusaka Water and Sewerage Company and MultiChoice. Customers will be able to view status on accounts such as term deposits, loan statements and positions on cleared or uncleared cheques and make transfers within the bank and to external accounts at
    • aymanelmamoun
       
      Investrust Bank launched InvestMobile in Zambia as a mobile banking service allowing the company to attract unbanked citizens.
hindelquarrouti

Integrated marketing communication and technology adoption : a case of Safaricom's M-PE... - 1 views

  • Safaricom had used IMC strategies befitting their target market compared to its competition to diffuse information on the M-PESA innovation
  •  
    Although There are a lot of companies in Africa, none of them was able to achieve the same success as M-Pesa. And this might be tracked back to the fact that it has incorporated the Integrated Marketing Communication (IMC) strategies which helped it capturing and exploiting customers information in order to use them in the most efficient way.
nourserghini

The top five fintech technologies disrupting banking | Fraedom - 0 views

  • Smart data discovery According to research analyst firm Gartner, smart data discovery will accelerate business intelligence capabilities and enable a new generation of data-driven decision making. For banks, this will mean a more accurate understanding of their customers, but also the ability for all employees, not just data scientists to make sense of the data.
    • nourserghini
       
      Fintechs should also consider data discovery while making important decisions as this strategy will allow them to make more accurate data-driven decisions.
aymanelmamoun

Invest Mobile - Environmentally friendly driving on public roads - 0 views

  • nvest-Mobile presented this Friday with a nice gift for the nursing staff in AZ Zeno. The golf cart company donated 900 bouquets of Zeeland tulips to the staff of AZ Zeno this morning at 11 o’clock.
    • aymanelmamoun
       
      Eco-friendly system offers an environment friendly usage attract customers caring about their environment.
  • Invest-Mobile is the licence-holder in the Benelux and Germany for your fuel efficient electric golf carts Garia, iMob and Club Car. Just look at the charisma and the functional / practical possibilities of your new fuel efficient electric mini car. Ideal for urban use!
ayachehbouni

Africa's mobile money ecosystem connects to China - 0 views

  • Over seven million customers and businesses in Kenya will now access SimbaPay’s international money transfer service to send money to China’s WeChat Pay from Family Bank’s PesaPap mobile banking application and USSD service. Non-customers too will enjoy the service via a dedicated PayBill number 261059 on MPESA.
    • ayachehbouni
       
      This partnership is one of the smartest moves of all parties involved as it offers to customers an instant, reliable, affordable, and traceable channel to transfer money to China, making the exchange between the countries easier and the exchange relations stronger.
aymanelmamoun

Why Businesses Need to Invest in Mobile Marketing - Vendasta Blog - 0 views

  • There are about 7.22 billion smart gadgets (including smartphones, tablets and phones) in the world, which are multiplying five times faster than the world’s population Facebook reported to have a total of 1,591 million monthly active users in the fourth quarter of 2015, out of which 823 million were mobile-only Top sites in the US recorded 56% of total traffic from mobile devices Around 1.5 billion smartphone users were recorded in 2014, which is estimated to grow to around 2.5 billion by the end of 2019 By 2020, 70% of the world’s population will own a smartphone, reported by Telegraph 68 million searches are done every hour on mobile devices across the globe, source More emails are opened on mobile devices than desktop 55% of total emails are accessed on mobile devices, according to an email analytics report Number of mobile email users are estimated to grow by 23% this year Emails on mobile phones reflected 26.7% of sales as compared to 20.9% on desktops, according to an email analytics report
    • aymanelmamoun
       
      The following stats are a proof of the present and future of mobile banking and marketing as an attract market for global investors.
ayachehbouni

SimbaPay Launches International Access to Kenya's M-Pesa PayBill - Techpoint Africa - 0 views

  • Kenyans living abroad. will now be able to use their bank accounts, debit or credit cards, to pay their bills back home using the SimbaPay app. The service is piloting in the UK, with further expansion into other EU regions in the works.
    • ayachehbouni
       
      What this partnership propose is not only perfect for existing customers but it is also very attractive to new potential customers.
« First ‹ Previous 1001 - 1020 Next › Last »
Showing 20 items per page