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Home/ Spring 21 Capstone 640pm/ Contents contributed and discussions participated by aminej

Contents contributed and discussions participated by aminej

aminej

About Hello Paisa international money transfer service - 0 views

  • hellopaisa international money transfer service allows you to send cash to countries across the world, in a manner that is fast, affordable, safe and easy to use. With hellopaisa, you can send cash instantly from South Africa and the United Kingdom to your loved ones back home.
    • aminej
       
      I really like the service proposed by Hellopaisa since it is very practical for people who want to send money from anywhere in the world. It will help connect people in rural areas to the world which is good since it will reduce the number of people who are unbanked.
aminej

Apollo Agriculture - 0 views

  • Apollo Agriculture is a technology company based in Nairobi, Kenya that helps small-scale farmers maximize their profits.
    • aminej
       
      Apollo Agriculture is a competitor of FarmDrive they both help farmers in difficulty to increase their profits and be protected against losses. The Kenyans also are focusing more and more on agricutlture which is good for their economy
aminej

Producers Ag Insurance Group Inc - Company Profile and News - Bloomberg Markets - 0 views

  • Producers Ag Insurance Group, Inc., doing business as ProAg, provides crop insurance products and services to farmers. The Company offers multiple peril crop insurance that covers loss of crop yields from various types of natural causes including drought, excessive moisture, freeze, and disease.
    • aminej
       
      PRO AG is a competitor of WorldCover since they both offer the same service which is insurance to farmers in case of losses. It is good to see that there is competition in the Ghana insurance market when it comes to product who target farmers
aminej

About Us | WorldCover Insurance - 0 views

  • We believe we can bring parametric insurance to the worldBuilding our product from the ground up, five years ago we started by selling simple weather insurance to smallholder farmers in Africa via agents and in-person marketing - selling over 30,000 policies direct to farmers. Since those days, we have incorporated digital marketing, scaled our technology and sold our policies to customers around the world.We want to help high value crop growers manage their financial risk to climate change, unpredictable weather and natural disasters.WorldCover’s product vision is for commercial farmers to experience parametric insurance in a way that is easy to understand (simple), engenders trust (transparent), and fits them well at any size (tailored).
    • aminej
       
      This is a very good product for farmers who suffer from losses due to natural disasters or weather issues and also from regulations on agricultural products. It is important to help this category of people because their job is extremely important and hard sometimes. It is also a good way to show them that they can be protected.
aminej

Lumkani - 0 views

  • Lumkani is a technology company which distributes insurance products to financially excluded households and businesses in townships and informal settlements. We use our award-winning fire detectors to mitigate the risk of fires and a world-first insurance product to cover losses when disasters occur. We have distributed tens of thousands of fire alarms to homes across South Africa which have drastically lowered the instances of fires in our communities, ensuring that those who are most vulnerable have a sense of security. Tens of millions of Rands of possible fire damage have been saved through our early-warning fire detectors.
    • aminej
       
      I think that this is an excellent idea since it will help many people in rural areas who very often suffer from losses due to weather or natural disasters and also a very weak infrastructure. It will also bring more unbanked people to learn about different services of insurance and finance.
aminej

DabaDoc: Overview | LinkedIn - 0 views

  • DabaDoc.com, an internet company, has a mission of improving access to healthcare in Morocco, Algeria and Tunisia. DabaDoc is the most convenient, free way to find a nearby health practitioner, instantly book an appointment online and ask the community of doctors all types of medical questions !
    • aminej
       
      I love this concept because it is very innovative and practical for people who urgently need an appointment with a doctor. In Morocco, most of the nurses who work with doctors are the one charged with taking appointments, unfortunately they do not answer the phone and people end up without appointments so I believe it can resolve this issue since you will not need to go through the nurse to take your appointment.
aminej

About | Kiva - 0 views

  • We do this by crowdfunding loans and unlocking capital for the underserved, improving the quality and cost of financial services, and addressing the underlying barriers to financial access around the world. Through Kiva's work, students can pay for tuition, women can start businesses, farmers are able to invest in equipment and families can afford needed emergency care.
    • aminej
       
      Kiva is an interesting platform that offers very interesting funding access to people in different areas of the world. It would enable them to either start a new business or improve theirs. There are already 1.9 million lenders which is quite huge and a repayment rate of 95.9% so I believe that it is really developped.
aminej

MoneyFellows: Overview | LinkedIn - 0 views

  • MoneyFellows is a collaborative Group Lending and Savings Platform. It is a trusted and more convenient way of finding and managing Money Circles online, by digitizing the traditional, informal offline ROSCA (Rotating Savings and Credit Association) Model, allowing users to meet their financial and saving needs.
    • aminej
       
      MoneyFelows is an Egyptian Fintech. They offer an innovative service with 0% service fee and flexible payment option. For people who need money and want to borrow to each other.
aminej

FarmDrive - 0 views

  • FarmDrive’s alternative credit risk assessment model is providing financial institutions with an agriculturally relevant and data-driven model to assess risk and develop loans that fit the needs of smallholder farmers. Not only will this solution unlock millions of dollars of previously risk-averse capital for smallholder farmers, it will improve the livelihoods of entire communities, thereby alleviating poverty, hunger, and inequalities.
    • aminej
       
      FarmDrive helps small holder farmers get access to credit and funding in order to develop more and improve their capabilities and ressources. They also offer another service that consist of giving a score to each farmer according to his credits which is a good way to evaluate each one and to include more people that are unbanked.
aminej

Accept online card payments with Yoco - 0 views

  • Send payment links to your customers.For businesses with no online store.Take online card payments by sending your customer a payment link on WhatsApp, email, Facebook or Instagram.
    • aminej
       
      Yoco can be considered as a competitor of SnapScan since they both offer almost the same service except that Yoco is more focused on payment through social media or websites. They also offers other services like card payments (connected via bluetooth) that send payments to the phone without needing internet connection which can be useful for people in rural areas
aminej

SnapScan: Mobile payment solutions provider in South Africa - 1 views

  • SnapScan is more than just a smartphone app. It’s a contactless mobile payment solution that makes it easy and safe to pay and receive payments in a store, online, at home, and on the go. No need for cards, cash, or time-consuming EFTs – just simple payments in a snap!
    • aminej
       
      SnapScan offers an innovative services that is used by more than 60.000 merchants worldwide. It was created in South Africa where level of crimes are very high. People avoid using cash or cards since they are confronted to theft situation very often.
aminej

M-BIRR - the first mobile money service in Ethiopia - 0 views

  • Send money to friends & family instantly M-BIRR is the fastest and easiest way to send money anywhere in Ethiopia. And it can be done anytime, day or night, from your mobile phone.
    • aminej
       
      M-BIRR is a competitor of Belcash since they both offer the almost the same service that consist of sending money to your dear ones anywhere in Ethiopia by just calling *818# which is quite convenient.
aminej

YenePay - Pay Online in Ethiopia - 0 views

  • Our platform allows you to grow your business the way it should without having to worry about collecting payments from your customers.
    • aminej
       
      Yenepay offers a different type of service than Ethiopay but it is almost the same since Yenepay also provides services such as receiving money from people and tracking payments in a safe way except that it is more for transactions between businesses and their customers not paying bills or school tuition.. I could not find many competitors since the market there is not really developped
aminej

Send money to M-PESA accounts in Kenya - 0 views

    • aminej
       
      I believe that M-PESA is one of the most developped and interesting fintechs in Africa and I'm sure it will expand to different places in the world. It a virtual banking system (mobile money service) that offers transaction services through a SIM card on a mobile phone. It is a very safe method of sending and receiving money very fastly and conveniently even for people who live in rural areas which is the case for most of people in the African continent.
  • M-PESA Kenya is an electronic mobile money service that allows you to store, send and receive money on your mobile phone. With an M-PESA account, you can transfer cash and shop for products and services. You can also withdraw cash by visiting an agent (typically in a corner shop) or transfer it to others from your phone. This makes it a quick, safe and simple way to make payments and handle money.
aminej

Financial Services & Banking Technology | JUMO - 0 views

    • aminej
       
      This website shows that JUMO is a service that provides insurance, savings and lendings to entrepreneurs in developping countries. There are five different types of services like credit, savings, insurance and points for loyal customers. It is a very safe service backed with advanced data engine and end to end banking technology. Finally, their main customer target are entrepreneurs and people who want to start their own business and who own a phone.
aminej

EthioPay | Contact Us - 0 views

    • aminej
       
      In this article we can note that the different services that EthioPay offers are electricity bills, health Insurance, pay telecom, school fees and utility fees. We can also deduct from its name that it is located in Ethiopia and it was founded by Minas Yohannes and Daniel Hadgu in 2018.Also, their customer target are any Ethiopian who have a smartphone and wants to use it to pay their bills in a convenient way mostly households and students.
  • Send payments back home in an easy and secure way. Taking care of your loved ones back home does not need to be complicated. EthioPay makes it easy to send money without having to worry whether the money will reach your loved ones. Our secure platform uses bank-grade encryption meaning when you send money, your loved ones are guaranteed to receive it. You also never have to worry about your payment methods being compromised. Use our one-time payment system or set an ongoing schedule. We know that sending money home depends on multiple factors. Sometimes you will want to send a one-time amount, other times you will want recurrent payments. Ethiopay caters for both instances by offering you flexible payment options that you can adjust to your needs. This helps you ensure that you never miss a payment when it's needed. Avoid the headaches of keeping track of payments. You want to keep track of payments you make for your personal records. This can be a challenge when using other platforms. The Ethiopay User Account Dashboard offers a unified and detailed view of all the transactions you have made on the platform. Each entry shows the date and time stamp, amount, recipient and transaction status of every payment made. Pay education & utility bills back home with Ethiopay Paying utility and school fees is an important way of empowering your loved ones back home. Whether you are in North America or Europe, Ethiopay offers an easy and reliable way to do this. In addition, you can opt to set up scheduled payments so the payments are made at the beginning of each school term or any other time frame your choose.
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    This can help in : Improving security in payments. Encouraging more people to use digital money since it is safer mostly in countries where there is high level of crime. People now use their phone more than anything so it would facilitate many task for people (innovative)
aminej

AgroCenta: Digital food distribution platform creating shared value for businesses and ... - 2 views

  • Our Cropchain and LendIt platforms solve these two problems. Cropchain is our user-friendly integrated agricultural supply chain management platform that allows organizations to manage everything in the agricultural supply chain from outgrower schemes, logistics, traceability to digital trading, quality assurance and data analytics. LendIt, our financial inclusion platform enables farmers access digital services such mobile money payments for commodities sold, micro-lending/input financing, crop insurance and pension scheme for the informal sector.
    • aminej
       
      This article shows that AgroCenta is built around an online trading platform which connects smallholder farmers to a larger structured market. It was founded by two ex-esoko employees Francis Obirikorang and Michael K. Ocansey in 2015. It is located in Ghana and more precisely in the capital which is Accra. The service is used through a smartphone so the main target customer here will be small holder farmers who have a phone.
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    Some of the advantages that will come with this platform are reducing unemployment and connecting between the lower social class and the high social class in order to develop relations and improve their services. Farmers will gain more profit since it will become more regulated and distribution facilities will be smoother between the two
aminej

AgroCenta : empowering smallholder farmers in Africa through technology and innovations - 0 views

  •  AgroCenta’s main competitors are Esoko (www.esoko.com), FarmerLine (www.farmerline.co) and Farm Radio (www.farmradio.org). These 3 competitors are “information-based” only, delivering market prices, weather information and extension advisory services via SMS to farmers.
    • aminej
       
      Some of the main competitors of AgroCenta's are Esoko , FarmerLine and Farm Radio. These 3 competitors are not really competitors because they do not provide the same services. These competitors are more "information-based" only, delivering market prices, weather information and extension advisory services via SMS to farmers.
aminej

​Belcash Technology Solutions PLC - 2 views

  • Over the last four years, our service has allowed the Ethiopian population to access the following services using their mobile phones: Health advice (HelloDoctor)Market access (HelloMarket / HelloGebeya)Labour market access (HelloJobs / HelloSera)Legal advice (HelloLawyer / HelloTebeka)Mobile Trade service (HelloBroker/ HelloDelela)And, since February 2015, in partnership with select Ethiopian banks and micro finance institutions;Financial Inclusion (HelloCash)
    • aminej
       
      In this link, we will see that the Belcash is an ecommerce platform. The application was designed with the major aim of allowing local suppliers and manufacturers to promote and sell their products and services. Some of their main services are health advice, market access, labor market access, legal advice and mobile Trade service. It was founded by Mountaga Diop in 2009 at Adis Abeba, Ethiopia. Finally their main customers here are any Ethiopian who own a smarthone and are interested by the services provided.
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    To help boost the development of Ethiopia through the digitalization of crucial services, such as finance, healthcare and education and to help drive sustainable and inclusive growth though digitalization. We think that digitalization will decrease transaction costs and provide important services to the reach of the poor such as (banks branches, school buildings and clinics).
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