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This white paper can be linked to the "informal adult learning agenda" - becasue if learners are empowered to make a choice and create a fun fab learning environment, then this buzz will carry them through to a habit of learning. Check the forum topic here, where other stuff has been posted

white paper - landing page. Free PDFs

inancial Stress and Absenteeism: An Empirically Derived Model Author: Jinhee Kim and E. Thomas Garman This paper examines the relationship between financial stress and absenteeism. A conceptual model was derived from a Health Promotion Model and empirically tested to investigate relationships among determinants (individual characteristics), stress (financial stress), physical and psychological responses (organizational commitment and health), and absenteeism. Using data from white-collar workers at an insurance company in three midwestern states, this research determined that financial stress was negatively related to organizational commitment and was positively associated with absenteeism. Employers might consider offering workplace financial education programs to reduce absenteeism. Key words: financial stress, absenteeism, Work