Personal Finance

Do we need to force people into getting a debt training license like we issue drivers licenses?

Do you know what you'd do with a cash windfall before you actually get it? If you don't plan out what you'll use it for, you may end up regretting it later.

Many parents give children money to control, and help them learn valuable lessons about making good financial decisions. But what if your child wants to buy something stupid?

People in retirement are looking for a new career in their post-career life. Here are some things that might give you an edge to go back to work.

I looked into the best credit cards for travel rewards in Canada, and the only way to earn more rewards is to use a premium credit card with an annual fee.  I calculated the travel rewards based on spending an average of $2,500 a month - $30,000 annually on your credit card.

Use free cash flow calculations to evaluate the health of an organization. Cash flow will determine whether the goal of stakeholders are met.

Investors should analyze their investment mistakes, identify the reasons for the mistakes, and memorize the lessons that will prevent future mistakes.

The secret to building wealth is simply spending less than you earn and investing the rest. Anyone can do it no matter how much they earn.

Here is how a dividend detective can use a dividend stock list to find the best companies. These dividend payers consistently pay and grow their dividend.

Here is how a dividend detective can use a dividend stock list to find the best companies. These dividend payers consistently pay and grow their dividend.

Avoid investment fraud, scams, and schemes by watching for warning signs, and implementing principles and solutions to protect yourself.

The mutual fund expense ratio lowers mutual fund performance enough that investors should consider the benefits of investing in stocks and ETFs, but NOT mutual funds.

Definition, examples, and advantages of investment portfolio diversification are examined with the purpose of risk management and portfolio optimization.

Investing requires a risk management process to identify potential risks, develop solutions, and mitigate or control risks that have been accepted.

Investing requires a risk management process to identify potential risks, develop solutions, and mitigate or control risks that have been accepted.

For many people, a home equity line of credit is an easy way to fall into a debt trap.  Be cautious.  Don't use a HELOC to continue increasing your debt load or to support a gap between your income and expenses.

Bonds are very popular when stock markets are choppy and because of strong historical returns. There are many different types of bonds.

Bonds are very popular when stock markets are choppy and because of strong historical returns. There are many different types of bonds.