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The mutual fund expense ratio lowers mutual fund performance enough that investors should consider the benefits of investing in stocks and ETFs, but NOT mutual funds.

Individual stocks and bonds, mutual funds, and ETFs are popular investment vehicles. But what is the best or optimal mix of investment vehicles for your portfolio?

Mutual funds managers don't hold a candle to the hedge fund managers. They make TONS of money and its almost impossible to replicate.

Target Date funds are retirement mutual funds that have exploded in recent years. But not all funds with similar target dates have the same investment strategy.

Target Date funds are retirement mutual funds that have exploded in recent years. But not all funds with similar target dates have the same investment strategy.

I'm a huge fan of the Globe and Mail. I read it every day, and the finance section is usually full of good stuff including my boy Rob Carrick who has become a sort of Canadian guru in own right. We have even been featured in the online version of the publication on several occasions, so it is with extremely light feet that I tread on this topic of criticising one of their columns.