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Cash back rewards cards are awesome. But which is better - a set cash back card or a rotating category?

I love using the MBNA Smart Cash MasterCard for my everyday spending.  I've been using this cash back credit card for a year and have received over $500 in cash back so far.

When it comes to rewards programs, you can benefit quite a bit from cash-back rewards. Points and miles are nice, but there's nothing that compares to cold, hard cash.

It doesn't get much better than receiving cold-hard cash back just for using a credit card for your every day spending.  Here are the benefits for using the MBNA Smart Cash MasterCard:

PerkStreet Financial offers a free online checking account with cash back rewards when you use their debit card to make purchases and more. Here is my review.

The Chase Freedom credit card offers up a generous rewards program, a cash back bonus, 0% APR, and more! Take an in-depth look at the Chase Freedom card in our review.