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If you're new to Cash App, you may be wondering if you can use the app without linking a bank account. The answer is yes! You can set up and use CashApp without a bank account. However, there are some limitations to consider. For example, you can't use features like Cash Out or Direct Deposit without linking a bank account. Here's what you need to know about using CashApp without a bank account. When you first sign up for Cash App, you'll be asked to link a bank account or debit card. If you don't have either of these things, don't worry - you can still use CashApp! Just select the "I don't have a bank account" option when prompted.