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shared by Sunny Jackson on 03 Jul 13 - No Cached

a Mortgage Credit Certificate (more commonly referred to as MCC) is a certificate issued by certain state or local governments that allows a taxpayer to claim a tax credit for some portion of the mortgage interest paid during a given tax year
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Because it is a tax credit and not a tax deduction, mortgage lenders will often use the estimated amount of the credit on a monthly basis as additional income to help the potential borrower qualify for the loan
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Buyers must not have owned a home in the previous three years
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income
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purchase price
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Buyers must intend to use the new home as a primary residence
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capped at a maximum of $2000 per year by the IRS
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The buyer may continue to receive a tax credit for as long as they live in the home and retain the mortgage
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shared by Sunny Jackson on 03 Jul 13 - Cached

Never attribute to malice that which is adequately explained by stupidity.
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You have attributed conditions to villainy that simply result from stupidity
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Never ascribe to malice that which is adequately explained by incompetence
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misunderstandings and neglect create more confusion in this world than trickery and malice. At any rate, the last two are certainly much less frequent.
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shared by Sunny Jackson on 03 Jul 13 - No Cached

United Kingdom
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anti-discrimination law
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Great Britain
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requires equal treatment in access to employment as well as private and public services, regardless of the protected characteristics
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there are special protections for pregnant women
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In the case of disability, employers and service providers are under a duty to make reasonable adjustments to their workplaces to overcome barriers experienced by disabled people
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reducing socio-economic inequalities
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reform and harmonise equality law
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restate the greater part of the enactments relating to discrimination and harassment related to certain personal characteristics
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enable certain employers to be required to publish information about the differences in pay between male and female employees
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intended to simplify the law by bringing together existing anti-discrimination legislation
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prohibit victimisation
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eliminate discrimination and other prohibited conduct
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increase equality of opportunity
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amend the law relating to rights and responsibilities in family relationships
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England
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Wales
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Northern Ireland
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Scotland
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Status: Current legislation
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shared by Sunny Jackson on 03 Jul 13 - Cached

TIFF is a popular format for high color-depth images
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TIFF is a flexible, adaptable file format for handling images and data within a single file
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The ability to store image data in a lossless format makes a TIFF file a useful image archive, because, unlike standard JPEG files, a TIFF file using lossless compression (or none) may be edited and re-saved without losing image quality.
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Other TIFF options are layers and pages.
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