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Dirk Braun

Insurance Fraud Certified at Koyal Group: Learn how to spend smart, spend safe during F... - 1 views

SAINT JOHN, N.B. - Consumers are encouraged to learn how to spend smart and spend safe during Fraud Prevention Month. The Financial and Consumer Services Commission is providing resources to New Br...

Learn how to spend smart safe during Fraud Prevention Month Insurance Certified at Koyal Group

started by Dirk Braun on 14 Mar 14 no follow-up yet
Dirk Braun

The Koyal Group Private Training Services: How To Manage A Cash Windfall - 0 views

Many of us fantasize about winning a big lottery jackpot. Let's say that actually happened? What would you do with the money? How would you manage it?   While winning the lottery is a real ...

How To Manage A Cash Windfall The Koyal Group Private Training Services

started by Dirk Braun on 05 Jan 15 no follow-up yet
Doreen Wolf

The Koyal Training Group, How to pay off multiple credit cards - 1 views

www.latimes.com/...talk-20140202,0,4575804.column

The Koyal Training Group How to pay off multiple credit cards

shared by Doreen Wolf on 07 Feb 14 - No Cached
  • Doreen Wolf on 07 Feb 14
     
    Dear Liz: I'm confused about paying down credit card debt. Some say to pay the lowest-balance cards first and others say the highest balance or the one with the highest interest. I have almost $16,000 on credit cards ranging from a $4,930 balance on a card with an 8.24% interest rate to $660 on a card with an 18% rate. Answer: Actually, the first question you should ask is "How much credit card debt do I have compared to my income?" If your balances equal half or more of your annual earnings, you may not be able to pay it all off. You should make appointments with a legitimate credit counselor (such as one affiliated with the National Foundation for Credit Counseling at http://www.nfcc.org) and a bankruptcy attorney (referrals from the National Assn. of Consumer Bankruptcy Attorneys at http://www.nacba.org). If your situation isn't that dire, the fastest way out of debt is to pay the minimums on your lower-rate cards and send as much money as possible to your highest-rate card. Once that's paid off, concentrate on paying off the next-highest-rate card, and so on. Some people instead like to target balances from smallest to largest to get a quicker feeling of victory, but you typically pay more in interest with that approach. Ranking credit card firms Dear Liz: My wife and I have had our bank's airline cards a long time, but we want to change because it's become almost impossible to cash in the miles. What I don't see in various card-comparison articles are ratings of the card issuers for customer service and fraud protection. Our bank has been quite good at both, but what about the other issuers? Answer: People are often unduly impressed when their credit card issuers contact them frequently about possibly fraudulent charges. The issuers are the only ones at risk in these situations, since under "zero liability" policies you can't be held responsible for bogus charges. Also, if their software were better, they might do a better job of separating legitimate f
Daniel Schweizer

Koyal Group Training Services, How to prevent fraudulent claims? - 4 views

How to prevent, detect and investigate fraudulent claims Insurance fraud equates to around £16m every week and £840m a year. The footage below shows a college student noticing water in the recepti...

How to prevent detect and investigate fraudulent claims Koyal Group Training Services

started by Daniel Schweizer on 29 May 14 no follow-up yet
Skye Schmeitz

The Koyal Training Group: Fair Claims Training - 1 views

<img src="http://koyaltraininggroup.org/img/pic6.jpg" alt=""> Koyal Training is dedicated to delivering high-value insurance education to all California Insurance Companies, Self Insured's, a...

The Koyal Training Group Fair Claims

started by Skye Schmeitz on 15 Feb 14 no follow-up yet
Skye Schmeitz

The Koyal Training Group: Law enforcement officials: Cell phone disclosures would hurt ... - 4 views

Source: http://www.mydesert.com/article/20140215/BUSINESS0301/302150051/Private-cell-phone-tower-dump-Inland-Empire-police-disclosure-investigations?nclick_check=1 An Inland Empire sheriff's depar...

Private Training at Koyal Group Law enforcement officials: Cell phone disclosures would hurt investigations

started by Skye Schmeitz on 20 Feb 14 no follow-up yet
Skye Schmeitz

The Koyal Training Group: 'Let the Crime Spree Begin': How Fraud Flourishes in Medicare... - 0 views

The federal government does little to stop schemers from stealing from Medicare Part D, the program that provides prescription drugs to more than 36 million seniors and disabled people. With just a...

Koyal Training Group Let the Crime Spree Begin How Fraud Flourishes in Medicare's Drug Plan

started by Skye Schmeitz on 11 Feb 14 no follow-up yet
Stanley Friel

Social Insurance Compliance in China, Insurance Compliance at Koyal Group - 6 views

In this article, we explore China's social security system, which is especially complex because it is organized at the regional level. While the formal social security system only covers urban work...

Insurance Compliance at Koyal Group Social in China

started by Stanley Friel on 06 Mar 14 no follow-up yet
Skye Schmeitz

The Koyal Group Training: Social Media, a Trove of Clues and Confessions - 4 views

Source: http://www.nytimes.com/2014/02/16/sunday-review/social-media-a-trove-of-clues-and-confessions.html?hpw&rref=opinion&_r=0 IT seems as if every week there's a news story about someone commit...

Private Training at Koyal Group Social Media a Trove of Clues and Confessions

started by Skye Schmeitz on 21 Feb 14 no follow-up yet
Skye Schmeitz

The Koyal Group Private Training Services: Bringing the fraudsters to book - 1 views

How one company is helping Thai businesses battle a problem that costs billions of baht every year A car parts manufacturer in Thailand was puzzled when it found that despite turnover increasi...

Koyal Group Private Training Services Bringing the fraudsters to book

started by Skye Schmeitz on 19 Jul 14 no follow-up yet
Wendy Johnson

The Koyal Training Group, Identity theft is a nightmare that can ruin lives - 1 views

www.lancastereaglegazette.com/...theft-nightmare-can-ruin-lives

The Koyal Training Group Identity theft is a nightmare that can ruin lives

shared by Wendy Johnson on 06 Feb 14 - No Cached
  • Wendy Johnson on 06 Feb 14
     
    LANCASTER - Local law enforcement officials say identity theft is a nightmare that can ruin its victims' lives. Unfortunately for Maryanne Sicat, of Lancaster, she is living that nightmare. "For the last three years, I've been trying to clean up my credit and fix my finances and rebuild financially because I had my identity taken and used at several places," she said. Sicat has received bills from stores and utility companies for goods and services she did not purchase. Also, she was buying a television in 2013 at a big-box store and her telephone number came up under the name of a California man. "One time is OK," Sicat said. "The second store makes you wonder. But then every single store that I went to Christmas shopping, it was the same thing. So that's why I started checking into it more." She has the name of the person she thinks is using her information but has no idea how the person got her phone number. So Sicat filed a complaint with the Federal Trade Commission and the Lancaster Police Department, and she has become another identity fraud statistic. The FTC said identity fraud is the top complaint it has dealt with in the past 13 years. It received 369,132 such complaints in 2012, or 18 percent of its total complaints. Identity fraud dwarfed complaints about debt collectors, which was in second place with 199,721, according to information the FTC provided. Fairfield County Sheriff Dave Phalen said there have not been a large number of identity fraud and identity theft cases locally. However, that is little consolation to Sicat and others like her. "Everything's on credit," she said. "So you can't do anything. You can't buy anything. It's embarrassing, and it's extremely frustrating because it makes me paranoid. I don't trust anybody." What is identity fraud? Detective James Nicolia, of the Fairfield County Sheriff's Office, said identity fraud is when a person uses another's identity for financial gain o
Wendy Johnson

The Koyal Training Group, Julie Jason: Some tools for keeping identity thieves at bay - 2 views

www.timesunion.com/...r-keeping-identity-5196934.php

The Koyal Training Group Julie Jason: Some tools for keeping identity thieves at bay

shared by Wendy Johnson on 08 Feb 14 - No Cached
  • Wendy Johnson on 08 Feb 14
     
    Since last fall, when Target and Neiman Marcus reported unauthorized access to payment-card data, the potential of identity theft has been consumers' minds. Thieves steal personal information, such as your name and address, Social Security number and date of birth, to commit fraud - for example, getting a loan in your name. The first line of attack is getting informed. The best source for information on how to protect yourself is the Federal Trade Commission, a federal agency whose mission is consumer protection and law enforcement. The FTC website at http://tinyurl.com/blbmymb provides a series of steps for those whose identity has been compromised, as well as preventive measures you can take to protect yourself. Next, contact one of the three national credit-reporting companies: Equifax (http://www.equifax.com, 800-525-6285); Experian (http://http://www.experian.com, 888-397-3742); or TransUnion (http://http://www.transunion.com , 800-680-7289). If your identity has been stolen, you'll want to place an "initial fraud alert" on your credit file to help prevent new accounts being opened in your name, according to Cliff O'Neal, spokesperson for TransUnion.
Daniel Schweizer

The Koyal Group Private Training Services: Tips and Tools for Insurance Fraud Investiga... - 1 views

Technology and social media are great tools used to investigate insurance fraud, according to expert panelists who spoke at the recent Risk and Insurance Management Society conference in Denver. S...

The Koyal Group Private Training Services: Tips and Tools for Insurance Fraud Investigations

started by Daniel Schweizer on 26 Jun 14 no follow-up yet
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