Making changes to your motorcycle can have a direct impact on your insurance coverage. In fact, some modifications can change your bike to the point where your insurance policy is no longer effective.
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A Safeco umbrella policy provides an additional layer of liability protection that can be used with any Safeco policy or a policy from another insurance company, including boat, motorcycle, all-terrain vehicle and snowmobile. It kicks in when the underlying or primary policy doesn't provide sufficient liability protection.