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An operations review is a review of the processes, procedures, work flow and job design of your back shop. It is conducted through interviewing the CSRs/account managers and observing them as they perform various functions. Its purpose is to find specific opportunities for change that will lead to greater efficiency, service or production.

Berkshire Hathaway GUARD has begun offering Homeowners and Personal Umbrella coverage (click here) in Pennsylvania. Targeted markets include one- to four-family dwellings, renters, and condo unit owners. In addition, the product can accommodate situations where business and personal insurance needs overlap, providing coverage for residences owned by corporations or LLCs; dwellings held for rent (written under a Homeowners policy with an endorsement for rental units); home-sharing services (e.g., Airbnb); and residences where incidental business activities occur.

M&A advisors can bring an extensive array of services to the table, but in the end, they generally fall into the following primary categories: * Advocate for the seller in all aspects of the process * Experience from other transactions with buyers and other sellers * A dose of reality for the seller.

Associated Risk Managers of Illinois (ARM) and The Iroquois Group Inc® of Allegany, N.Y., announced on March 28 a joint marketing agreement that allows ARM members in Illinois access to Iroquois insurance group carriers, benefits and services. "ARM has always been about finding unique ways to help our members increase their access to the insurance marketplace and boost their revenue. We looked at a number of possible partners and selected Iroquois to move forward with" says Gary Semmer, a principal at the Esser Hayes Group and President of ARM of Illinois. The Iroquois effort in Illinois will be headed by regional manager Christian Rebello. "Adding 28 new ARM members in one transaction will significantly grow and add quality to our book of business in Illinois. We have met with the ARM membership throughout the past year and we are very excited about this new relationship," said Rebello. ARM of Illinois joins ARM groups in New Jersey, North Carolina, Maryland and Virginia in working with The Iroquois Group.

The buying habits of consumers who shop for services online have changed in the last few years. An emerging and important aspect of online marketing is the comments that customers make about businesses.

Start there, and take advantage of special Iroquois group discounts and add social media marketing, email marketing and search optimization services as your agency's marketing needs change. http://www.iroquoisgroup.com/content/website-design-and-marketing-confluency-solutions

Iroquois Midwest honored by Grange Iroquois Midwest, Inc., has earned Senior Partner designation from Grange Insurance agency network, placing Iroquois Midwest in an elite insurance group. The honor, which Iroquois has won for the fourth consecutive year, recognizes Grange's independent agent partners for their excellent performance. Iroquois Midwest has been a Grange partner since 2009. Fewer than 180 of Grange's 4,000 independent insurance agencies attained Senior Partner status in 2014, putting Iroquois in the top 14 percent of all Grange agencies. Iroquois Midwest, headed by Managing Partner Philip Dawson, is part of The Iroquois insurance Group®, one of the oldest and largest networks of independent insurance agencies, with more than 2,200 members in 40 states. The company has recently expanded to include Kentucky into its agency network. Grange Insurance agency network is a regional insurance network provider based in Columbus, Ohio. With $2 billion in assets, the company offers auto, home, life and business insurance protection. Grange, and its affiliate Integrity, operates through a network of independent agents in 13 states in the Midwest and South. Grange is in the business of protecting people's lives when and how they need it. Established in 1935, Grange has grown from rural beginnings to a financially stable enterprise that offers independent agents and policyholders the highest level of service and support. For more information, visit grangeinsurance.com. Insurance agencies of all sizes and shapes join The Iroquois Group to increase revenue, profits and agency value.

The nation's number one builders risk program for residential and commercial course of construction risks is now a Specialty Access Market for Iroquois members. Through our builders risk partner US Assure, you receive full compensation, and your organization's production will count toward the Iroquois PartnerPlan®. US Assure's dedicated team of more than 50 specialists exclusively manages, distributes and services the Builders Risk Plan insured by Zurich throughout the United States for new construction, remodeling and installation projects valued up to $50 million.

Producer Financing Program Iroquois insurance group is committed to stimulating growth for its Member Agencies and Carrier Partners. One strategy for stimulating growth is the Iroquois Producer Financing Program (PFP), whereby Iroquois group co-invests with select Member Agencies in the cost to hire and train new producers. This program is designed to benefit all parties involved: the Member Agency, new Producer, Carrier-Partners and Iroquois services. See your Iroquois insurance Representative for more details. Note: This program is available to members at levels 1, 2 or 3 of the PartnerPlan.

Iroquois Group has more than 2,250 Independent insurance agencies of all shapes and sizes. Iroquois insurance group is a service provider for independent property and casualty insurance agencies.

The owner of every agency sooner or later must address some difficult questions related to perpetuation. For example, the owner must ask:

Today merchant accounts are available for a number of financial situations including bankruptcy. Covered under the spectrum of a high risk account, bankruptcy is special type of risk which a regular merchant account provider will not approve.

Today merchant accounts are available for a number of financial situations including bankruptcy. Covered under the spectrum of a high risk account, bankruptcy is special type of risk which a regular merchant account provider will not approve.