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Bill Fulkerson

New 'Deep Claim' Algorithm Could Save Patients, Hospitals Major Money in the Insurance ... - 0 views

www.datanami.com/...n-the-insurance-claims-process

insurance hospitals patients claims

shared by Bill Fulkerson on 27 Jul 20 - No Cached
  • Bill Fulkerson on 27 Jul 20
     
    The model, called Deep Claim, predicts both when and how much an insurance company will pay for a given claim in advance of any payment they make. It was trained with three million de-identified claims including parameters like demographic information, diagnoses, treatments, and billed amounts. Using this information, Deep Claim can not only predict the date and amount of payments with reasonable certainty, but also the likeliest reasonings for any claim denial in play.
Bill Fulkerson

Big data + private health insurance = game over / Boing Boing - 0 views

boingboing.net/...highest-risk-pools.html

healthcare insurance

shared by Bill Fulkerson on 04 Aug 17 - No Cached
  • Bill Fulkerson on 04 Aug 17
     
    "The existence of more personal health data and better algorithms for sorting it suggest that private medical insurance is just incompatible with 21st century technology."
Bill Fulkerson

Insurance companies should collect a carbon levy : Nature News & Comment - 0 views

www.nature.com/...-collect-a-carbon-levy-1.22589

insurance carbon

shared by Bill Fulkerson on 15 Sep 17 - No Cached
  • Bill Fulkerson on 15 Sep 17
     
    "A surcharge on energy producers would fund climate adaptation and the low-carbon transition, suggest Anthony J. Webster and Richard H. Clarke."
Steve Bosserman

Universal Basic Assets: A Smarter Fix Than Universal Basic Income? | Fast Forward | OZY - 0 views

www.ozy.com/...90019

universal basic assets uba income disparity

shared by Steve Bosserman on 01 Dec 18 - No Cached
  • For 40 years, Robert E. Friedman and his Washington-based nonprofit Prosperity Now have helped millions of people from economically vulnerable communities gain financial security and stability. Income disparity, however, has only grown across the United States. Now, the 69-year-old Friedman is arguing for a macroeconomic fix — and it doesn’t involve the government just doling out cash. Instead, he advocates giving everyone assets like savings, education and homeownership, instituting a system of universal basic assets (UBA). And Friedman isn’t alone.
  • As cities and countries across the world experiment with the currently in-vogue idea of universal basic income (UBI), a small but growing number of scholars, nonprofits and researchers are beginning to argue for an alternative framework for prosperity. At its heart, they’re pushing for a 21st-century version of the age-old proverb that it’s better to teach a man how to fish than to simply give him fish. Just four years ago, UBA as a modern concept was unknown. Today, it’s emerging as a challenger to UBI as a means to the same goal: less income disparity and greater opportunities for all.
  • It’s an idea that has appeal on both sides of the political aisle. Liberals are drawn to UBA’s “provide for everyone” ethos, while libertarians see it as a reason to cut the “safety net” of government subsidies like welfare and unemployment, says Friedman. The bipartisan appeal comes from the notion that asset-building gives people more options, says C. Eugene Steuerle, former deputy assistant secretary of the U.S. Department of the Treasury for Tax Analysis under President Ronald Reagan and co-founder of the Urban-Brookings Tax Policy Center. ”UBA is a middle-of-the-road policy,” he says. “It’s an ideal compromise between left and right because it promotes mobility and opportunity, and less dependence on government.”
  • ...1 more annotation...
  • At the Institute for the Future, Gorbis is convinced that assets are a critical determinant of an individual’s resources, especially with the rise of the gig economy where many don’t have access to benefits like health insurance and retirement savings. “When you look at data, a lot of inequality is deeper than income — it’s also about debt,” she says, adding, “for poor people, housing is the main asset.” That’s why Gorbis suggests UBA should start with access to housing, but also include access to public resources like transit. If you can take public transit, you don’t need to own a car, she says. When basic assets were first discussed, the crowning jewel was land — upon which the Homestead Act was based. Then, all eyes turned to jobs as the ultimate means of security. Today, Gorbis says, we should begin to look at data. Access to data — the internet, online education and resources — significantly affects socioeconomic status.
Bill Fulkerson

The digital native is a myth : Nature News & Comment - 0 views

www.nature.com/...gital-native-is-a-myth-1.22363

shared by Bill Fulkerson on 01 Aug 17 - No Cached
  • The Teaching and Teacher Education paper raises another concern. Digital natives are assumed to be able to multitask, it warns. But the evidence for this is also scant. Reading text messages during university lectures almost certainly comes at a cognitive cost. So too, employers might assume, does fiddling with smartphones and laptops in meetings. Buy that technologically innovative insurance policy another time.
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