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When you see a 0% APR credit card, you should realize that it is a promotional offer. The credit card is using it to draw new customers. This isn't a bad thing, but it means that you need to know when the promotional period will end.

One of the most helpful credit cards, especially for someone who wants to get out of debt, is the balance transfer credit card.

Just signing up for a cash-back credit card does not mean you will get the most cash rewards possible. There are some important strategies to milk the most cash from them.

With the help of balance transfer credit cards it's possible to break the cycle of high-interest payments, since all of your payment goes toward reducing your debt.

If you've ever looked at your credit card statement and wondered how it adds up so quickly, the answer might be in your gas station habits.

The problem many people face when booking a mid-winter southbound trip is that they have still not paid off all the Christmas expenses. So a little extra holiday can plaster a brand new debt on top of what has already accumulated on the credit card.

When many of us think of investments, we think of stocks and bonds, and other "traditional" investments. However, few of us think of paying down debt as an investment in future financial success. This is a mistake. One of the best things you can do for yourself is to pay down debt -- especially high interest credit card debt -- as soon as possible.