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"Here is a demo of peer-to-peer offline payments as an introduction - a solution developed by Thales and Secretarium, already selected by two G20 central banks. As you can see, the UX looks pretty familiar, apart from the fact that any modern smartphone with NFC replaces the payment terminal."

"In this article, we discuss the key benefits and potential of CBDCs, provide an overview of the current landscape of projects in early 2022 and present some of the challenges that CBDC deployments will face. One such challenge is the support of offline CBDC payments, and the article is complemented with a position paper from Thales describing how offline CBDC payments could be designed."

"A hardware security module (HSM) is a dedicated crypto processor that is specifically designed for the protection of the crypto key lifecycle. Hardware security modules act as trust anchors that protect the cryptographic infrastructure of some of the most security-conscious organizations in the world by securely managing, processing, and storing cryptographic keys inside a hardened, tamper-resistant device."

"Proof of Concept work and a final report on the feasibility of Offline Payments with a future digital currency."