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S C

Advice from my mom about job hunting | Penelope Trunk Blog - 1 views

blog.penelopetrunk.com/...-from-my-mom-about-job-hunting

advice job hunting

shared by S C on 16 Jan 13 - No Cached
  • there was one resume that was so good, but the guy was too high level for what I needed
  • Then I thought to myself, he’ll definitely get a job soon, and I’d like to have HIS job, so I should send my resume to his company right now.
  • Love, Mom
  • S C on 16 Jan 13
     
    If you know a company will have a vacancy soon, send them your resume!
Nikita Klyuev

David Rosenberg's 5 reasons Canada's household debt panic is overblown - 0 views

business.financialpost.com/...sehold-debt-panic-is-overblown

canada consumer debt credit advice

shared by Nikita Klyuev on 17 Jan 13 - No Cached
  • Nikita Klyuev on 17 Jan 13
     
    Canadian debt/income ratio isn't as bad as it looks. Because Canadians pay for their health care through their taxes, their disposable income is distorted relative to the U.S. In terms of personal income, the ratio is actually closer to 118%, rather the scary 165%. Canadian household debt relative to assets (19%) and net worth (24%) is below prior peaks of 20% and 25%, respectively. Rosenberg estimates Canada would need to see a 20% drop in the housing market to get net worth/income ratio down to the U.S. level. Canadians have more equity in their homes - 69% of the value compared with 43% in the U.S. "This equity gap is a prime reason why Canadian household net worth/income ratio (at over 500%) is some 35 percentage points above U.S. levels," Rosenberg writes. Canadians are better able to service their debts. Canadian wage growth at 4% a year is about double what it is in the U.S. - a rise that pretty much matches the average interest rate they are paying. The debt-servicing ratio in Canadian households is now just over 7% - a level it has only been below in the past 15% of the time. So even though Canadian interest rates are 75 basis points higher than in U.S, it is not hampering our ability to handle debt.
Nikita Klyuev

Why budgets don't work for spendthrifts - 0 views

business.financialpost.com/...ets-dont-work-for-spendthrifts

canada debt consumer income advice

shared by Nikita Klyuev on 17 Jan 13 - No Cached
  • Nikita Klyuev on 17 Jan 13
     
    Credit cards: Johnson suggests getting a credit card that gives you cash back rather than points, saying the money is more useful. The Penniless Parenting blog says spendthrifts should use cash as much as possible and recommends carrying around a $50 or a $100 bill. See how long that bill can last without being broken.
S C

10 Things You Need To Do While You're Unemployed - Forbes - 1 views

www.forbes.com/...d-to-do-while-youre-unemployed

unemployed forbes what to do

shared by S C on 16 Jan 13 - No Cached
  • zimbello If you can accomplish the writers list you don’t need corporate. Corporate needs you. Put your skills to work for yourself…far more rewarding. Glen Loock Read the article and loved what it says, “Rely on yourself”. This is a new time and it requires a change in our thought pattern. All ten are great ways gai [...] Philippe Scheimann These are indeed 10 excellent points. I would actually expand in the point of ‘start a professional blog’ by actually ‘establish your presence on the Inter [...] Henry Cameron Chang Great article with a great message. This has been something I’ve been telling people for a long time. Fredick Anquandah Interesting piece of advice there…Thanks for that on ma way to the first step and hope it gets me there… Laura Ede I agree – taking a temporary/contract role is an option that job hunters should consider. After spending 10 years in the Public Sector I was made redundant [...] Susan Keefe Unfortunately, I find myself among the unemployed so articles such as this have consumed a good deal of my time lately. These are great tips, especially fo [...] 20 comments, 12 called-out Comment Now Follow Comments Following Comments Unfollow Comments Comment Now Follow Comments Following Comments Unfollow Comments 2.9k 1.2k 888 gigya_share_button_li
  • vast majority of employers are sympathetic to such circumstances.
  • More than 40% of unemployed job seekers have been out of work for six months or longer
  • ...10 more annotations...
  • But this doesn’t mean you can sit around and wait for a sympathetic employer to offer you work.
  • The key is to get people to see your work and to see what you’re capable of doing
  • “The worry is that employers may think job seekers are losing some of their skills because they haven’t been utilizing them. By volunteering, taking temporary work, or signing up for a class that develops your professional tool kit, you show employers that you’ve made the most of your time and will be ready on day one
  • If you fill the gaps with activities and experience that illustrate how you are still developing your skill sets, the overwhelming majority of employers will look past your unemployment and focus on what you can bring to their team
  • Take a temporary or contract assignment
  • If you do a great job, even if it’s for a temporary job, whoever hired you is more likely to recommend you for a permanent position
  • You never stop learning in your career, so the more technical competence you have, the better
  • showing that you are serious about your work and that you take initiative.” Another advantage to taking a class: It’s a great networking opportunity.
  • When you volunteer for something, you are telling potential employers something about you as a person
  • When companies are hiring, they are looking not only for people who can get the job done but also for people with character and integrity
  • S C on 16 Jan 13
     
    Many employers understand that the recession may worsen some parts of the resume, but they are sympathetic and some ways to better your chances are to take temporary assignments, take a class and volunteer when unemployed
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