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Stephan Kizer

Dyman Associates Insurance Group of Companies: 10 Insurance Mistakes to Avoid in 2015 - 1 views

At least a few of the 365 days in 2015 will include a calamity or two for your bank. Many will be small. A few might be large. Some that start small might morph into large. Make sure your bank's ...

dyman associates insurance group of companies 10 insurance mistakes to avoid in 2015

started by Stephan Kizer on 08 Dec 14 no follow-up yet
Korby Dore

Dyman Associates Insurance Group of Companies: 10 Things You Should Know About Purchas... - 3 views

1. You Need Home Insurance Homeowners need to purchase home insurance to protect their homes and personal property. Those who rent need insurance to protect their furniture and other personal prope...

dyman associates group of companies 10 Things You Should Know About Purchasing Home Insurance

started by Korby Dore on 16 May 14 no follow-up yet
Stephan Kizer liked it
Noah Forester

Home Insurance Saving Tips of Dyman Associates Insurance Group of Companies - 4 views

If you want to save money on your home insurance, one of the best tips is to compare quotes from a range of different companies using an online comparison website. Remember to shop around at renewa...

dyman associates insurance group of companies home saving tips

started by Noah Forester on 17 May 14 no follow-up yet
Stephan Kizer liked it
Stephan Kizer

Dyman Associates Insurance Group of Companies Tips: Money-saving tips plentiful; small ... - 1 views

Don't buy a tech device just as a new version comes out, David Pogue says. Who doesn't want to save money? You've probably heard basic money-saving advice, such as never buy an expensive item on i...

Dyman Associates Insurance Group of Companies Tips

started by Stephan Kizer on 28 Aug 14 no follow-up yet
Noah Rigg

Dyman Associates Insurance Group of Companies News: Tips to get low mileage car insuran... - 0 views

In the event that you drive short of what the standard miles, then you must select the low mileage auto protection to spare cash. Here are the points of interest that you must think about it. Get ...

Dyman Associates Group of News Tips to get low mileage car insurance companies

started by Noah Rigg on 21 Aug 14 no follow-up yet
Noah Rigg

Insurance Tips at Dyman and Associates: 6 Tips for Effective Personalization - 1 views

Public and previously shared data offer potential benefits to consumers and opportunities for service providers to offer value-added services; however consumers' responses range from neutral to neg...

Insurance Tips at Dyman and Associates 6 for Effective Personalization

started by Noah Rigg on 21 Mar 14 no follow-up yet
Stephan Kizer

Dyman Associates Insurance Group of Companies: Better Insurance Against Inequality - 1 views

Paying taxes is rarely pleasant, but as April 15 approaches it's worth remembering that our tax system is a progressive one and serves a little-noticed but crucial purpose: It mitigates some of the...

Better Insurance Against Inequality Dyman Associates Group of Companies

started by Stephan Kizer on 14 Apr 14 no follow-up yet
Noah Rigg

Discount Motorcycle Insurance Reveals Cost-Saving Tips to Help Riders Get the Best 2014... - 5 views

Dyman Associates Insurance Group of Companies Discount Motorcycle Insurance makes it easy to find low-cost coverage from major companies, but there are many tips riders can use to save even more. ...

Discount Motorcycle Insurance Reveals Cost-Saving Tips to Help Riders Get the Best 2014 Quotes Online Dyman Associates Group of Companies

started by Noah Rigg on 23 Apr 14 no follow-up yet
Noah Rigg

Personal finance tips: When to skimp on insurance, and more - 5 views

Dyman Associates Insurance Group of Companies Three top pieces of financial advice - from the consolidation conundrum to counting expenses like calories Insurance You Don't Need Sometimes it ma...

Personal finance tips: When to skimp on and more Dyman Associates Insurance Group of Companies

started by Noah Rigg on 22 Apr 14 no follow-up yet
Noah Rigg

Personal finance tips: When to skimp on insurance, and more - 4 views

Dyman Associates Insurance Group of Companies Three top pieces of financial advice - from the consolidation conundrum to counting expenses like calories Insurance You Don't Need Sometimes it makes...

Personal finance tips: When to skimp on and more Dyman Associates Insurance Group of Companies

started by Noah Rigg on 22 Apr 14 no follow-up yet
Stephan Kizer liked it
Stephan Kizer

Dyman Associates Insurance Group of Companies Tips to Consider for First Home Buyers - 1 views

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    Stay Focused on Home Purchases THUNDER BAY - MONEY - The housing market is hot, in part to low interest rates and home prices that were low for many years. Given that the purchase of a home is typically the largest purchase one will make in their life, jumping into the market and competing against other aggressive bids can be intimidating. The last thing anyone would want when buying a home or property is to have regrets afterwards, especially for those first time home buyers. Here are some tips to consider for first time home buyers. Make sure to get Pre-Approved It would seem like it's a given, but many first time home buyers will assume they'll know how much they can spend on their home based on online mortgage calculators. It's important to setup a meeting with your bank or mortgage specialist, since they can provide information to you on what price range you should be looking in, and specifics to consider like property taxes, and other monthly expenses you'll want to factor in. Consider Renting for the Short-Term Despite all the good that comes in owning a house, such as building home equity, it's important to ask yourself how long you plan on staying in that house. If your long term plan is still not known because of your job, or personal situation, it may be better to rent in the short term. Buyers need to realize all of the expenses renters don't need to worry about like property taxes, and home owners insurance. This also isn't considering any unforeseen maintenance costs that could arise. Skipping the Home Inspection Many new home buyers may try to cut costs and skip out on a home inspection.
Shad Mars

Dyman Associates Insurance Group of Companies Insurance Tips - 1 views

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    Save money and get the right insurance coverage for your business with these tips. * Premiums for fire, casualty and burglary insurance on business property are all deductible for tax purposes as trade or business expenses. If a business taxpayer has a self-insurance plan, however, all payments into the self-insurance reserve will not be tax-deductible for purposes; the actual losses incurred by the taxpayer would be the deductions. * Premiums for life-insurance are tax-deductible. But premiums paid on a policy covering the life of an officer, employee or other key person are not deductible if the business is a direct or indirect beneficiary under the policy. Premiums paid on a life insurance policy of which the business is a beneficiary are not deductible, since life-insurance proceeds would not have to be included in taxable income when received by the company. Other Tips * Before speaking with an insurance representative, write down a clear statement of your expectations. * Do not withhold any important information from your insurance representative about your business and its exposure to loss. Treat the individual as a professional helper. * Get at least three competitive bids using brokers, direct agents and independent agents. Note the interest that the representative takes in loss prevention and suggestions for specialty coverage. * Avoid duplication and overlap in policies; you will be paying for insurance you do not need. * Ask your insurance firm if it's an "admitted insurance company." If so, it should have a solvency fund should a catastrophe put the insurance company in danger of going under. An unadmitted carrier has no such solvency fund. * The small businessperson should not consider any form of self-insurance. The pool of funds necessary to safely insure losses is extraordinarily large
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