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Debts owed that go into collections can often be negotiated to a fraction of what was actually owed. In order to negotiate the best deal you must understand how the collection system works, the debt collectors mindset, know your rights and how to start off the negotiations.

How do i contact collection agencies to negotiate and payoff my debt?

You need to be smart while contacting collection agency. I have written some point on how to contact collection agency for your commercial collection, medical collection or any other collection.

claims, Do Collection Agency, Don'ts Collection Agency, name of the original creditor, negotiations, payment arrangement, steps

My house is owned jointly by me and my wife, few month ago due to loss in business i get bankrupted. Now collection agency is seizing my property to pay creditors.