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I do not know where to go and what to do i get stuck. I do not have any income support i have a narcolepsy so i could not do job. I have used all my credit now i am totally finishes i have to pay medical bill too.

You need to be smart while contacting collection agency. I have written some point on how to contact collection agency for your commercial collection, medical collection or any other collection.

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New York Dept Collection agency can not only recover most of your company's unpaid debt, but can do so far more efficiently, in a shorter period of time, to serve the client with their best support & services.

If you think that fair debt rights are being violated by an abusive debt collector. Than contact State and federal fair debt laws and report for harassing, misleading, dishonest or unfair debt collection practices.

I bought a luxury car from Credit in 2006, few months ago i returned the car voluntarily but i forget to have written that i do not have any payment left.

Debts owed that go into collections can often be negotiated to a fraction of what was actually owed. In order to negotiate the best deal you must understand how the collection system works, the debt collectors mindset, know your rights and how to start off the negotiations.

How do i contact collection agencies to negotiate and payoff my debt?

Recovering bad debts is a tedious task and nothing is certain about it, neither the duration it will take nor the amount that will be recovered. However, before the debt can be claimed, it is essential to recognize it at the right time.

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Your organization needs to be on top of its revenue cycle management because the variables are constantly changing.