Best content in Collaboration

1More

Using Google Docs in the classroom: S... - 0 views

shared by Vahid Masrour on 15 Jul 08 - Cached

1More

Handy iPhone 3G Comparison Matrix - 0 views

gizmodo.com/...zmodos-iphone-3g-review-matrix apple cool friday gadget geek gizmodo iphone new phone

shared by mazyar hedayat on 11 Jul 08 - Cached

1More

Free Texts by Paulo Coelho - 0 views

paulocoelhoblog.com/free-texts coelho free paulo texts

shared by aarthilal on 10 Jul 08 - Cached

2More

FRB: Highlights of Proposed Rules Regarding Credit Cards and Overdraft Services - 0 views

www.federalreserve.gov/...highlightscredit20080502.htm banking credit_cards ftc predatory_lending

shared by Ed Kerollis on 02 Jul 08 - Cached

Ed Kerollis on 02 Jul 08

Highlights of Proposed Rules Regarding Credit Cards and Overdraft Services Regulation AA (Unfair Acts or Practices) The proposal would amend Regulation AA to prohibit unfair or deceptive acts or practices by banks in connection with credit card accounts and overdraft services for deposit accounts. Credit Cards * Time to Make Payments. The proposal would prohibit banks from treating a payment as late unless the consumer has been provided a reasonable amount of time to make that payment. There would be a safe harbor for banks that send periodic statements at least 21 days prior to the payment due date. * Allocation of Payments. When different annual percentage rates (APRs) apply to different balances on a credit card account (for example, purchases and cash advances), banks would have to allocate payments exceeding the minimum payment using one of three methods or a method equally beneficial to consumers. They could not allocate the entire amount to the balance with the lowest rate. A bank could, for example, split the amount equally between two balances. In addition, to enable consumers to receive the full benefit of discounted promotional rates (for example, on balance transfers), during the promotional period payments in excess of the minimum would have to be allocated first to balances on which the rate is not discounted. * Applying Rate Increases to Existing Balances. The proposal would prohibit banks from increasing the interest rate on outstanding balances unless the increase is due to: (i) the operation of an index (in other words, the rate is a variable rate); (ii) the expiration or loss of a promotional rate (provided the rate is not increased to a penalty rate); or (iii) the minimum payment not being received within 30 days of the due date. * Two-Cycle Billing. The proposal would prohibit banks from imposing finance charges based on balances on days in billing cycles preceding the most recent billing cycle, a pra

<div class="cArrow"> </div><div class="cContentInner">Highlights of Proposed Rules Regarding Credit Cards and Overdraft Services Regulation AA (Unfair Acts or Practices) The proposal would amend Regulation AA to prohibit unfair or deceptive acts or practices by banks in connection with credit card accounts and overdraft services for deposit accounts. Credit Cards * Time to Make Payments. The proposal would prohibit banks from treating a payment as late unless the consumer has been provided a reasonable amount of time to make that payment. There would be a safe harbor for banks that send periodic statements at least 21 days prior to the payment due date. * Allocation of Payments. When different annual percentage rates (APRs) apply to different balances on a credit card account (for example, purchases and cash advances), banks would have to allocate payments exceeding the minimum payment using one of three methods or a method equally beneficial to consumers. They could not allocate the entire amount to the balance with the lowest rate. A bank could, for example, split the amount equally between two balances. In addition, to enable consumers to receive the full benefit of discounted promotional rates (for example, on balance transfers), during the promotional period payments in excess of the minimum would have to be allocated first to balances on which the rate is not discounted. * Applying Rate Increases to Existing Balances. The proposal would prohibit banks from increasing the interest rate on outstanding balances unless the increase is due to: (i) the operation of an index (in other words, the rate is a variable rate); (ii) the expiration or loss of a promotional rate (provided the rate is not increased to a penalty rate); or (iii) the minimum payment not being received within 30 days of the due date. * Two-Cycle Billing. The proposal would prohibit banks from imposing finance charges based on balances on days in billing cycles preceding the most recent billing cycle, a pra</div>

...

Cancel
anonymous on 17 Sep 13

Hallo guys. I am very happy to share here. This is my site. If you would like to visit here. Go ahead. I've made About a $ 58,000 from my little site. There is a forum and I was very happy to announce to you. I also provide seo service. www.killdo.de.gg

<div class="cArrow"> </div><div class="cContentInner">Hallo guys. I am very happy to share here. This is my site. If you would like to visit here. Go ahead. I've made About a $ 58,000 from my little site. There is a forum and I was very happy to announce to you. I also provide seo service. <a href="http://www.killdo.de.gg" rel="nofollow" target="_blank">www.killdo.de.gg</a></div>

...

Cancel

2More

Online Collaboration Tools - New Technologies And Web Services - Sharewood Picnic May13... - 0 views

www.masternewmedia.org/...ne_collaboration_tools_new.htm collaboration

shared by Jonathan Landau on 30 Jun 08 - Cached

1More

MeGlobe.com Jabber-Powered, Web-Based Instant Messenger with Automatic Realtime Machine... - 0 views

freelanguage.org/...ne-translation-in-14-languages

shared by James OReilly on 29 Jun 08 - Cached

1More

Usable speech recognition: toward improved access to webcast lectures - 0 views

www.ai.sri.com/...munteanu_penn_baecker.pdf education edutalk technology web2.0

shared by James OReilly on 25 Jun 08 - No Cached

1More

Everyday Knowledge Work or Sabotage | Work Literacy - 0 views

www.workliteracy.com/knowledge-work-sabotage meetings moderation sabotage work

shared by Todd Suomela on 24 Jun 08 - Cached

1More

What Is OptHome :: OptHome.com - 0 views

opthome.com/...WhatIsOptHome.aspx mortgage opthome opthome.com real_estate

shared by Ed Kerollis on 24 Jun 08 - Cached

1More

Stanford Mobile Phone Orchestra (MoPhO) - 0 views

mopho.stanford.edu mobiles music creativity cooperation collaboration

shared by Benjamin Jörissen on 07 Sep 09 - Cached

1More

Obama's health care message hard to control online - CNN.com - 0 views

edition.cnn.com/...obama.social.media.health.care

shared by James OReilly on 03 Sep 09 - Cached

2More

Realscreen >> Send in the crowds - 0 views

www.realscreen.com/...index.php documentary BBC crowdsourcing internet web social media digital revolution

shared by explore Annenberg on 13 Aug 09 - Cached

explore Annenberg on 13 Aug 09

Recently, the BBC announced it would be creating an "open source" documentary series on the creation and impact of the World Wide Web, and I'm more than a little bit excited to see how it all turns out.

<div class="cArrow"> </div><div class="cContentInner">Recently, the BBC announced it would be creating an "open source" documentary series on the creation and impact of the World Wide Web, and I'm more than a little bit excited to see how it all turns out.</div>

...

Cancel
anonymous on 13 Sep 13

This website is the best news site, all the information is here and always on the update. We accept criticism and suggestions. Happy along with you here. I really love you guys. www.killdo.de.gg

<div class="cArrow"> </div><div class="cContentInner">This website is the best news site, all the information is here and always on the update. We accept criticism and suggestions. Happy along with you here. I really love you guys. <a href="http://www.killdo.de.gg" rel="nofollow" target="_blank">www.killdo.de.gg</a></div>

...

Cancel