At the same time, a recent InformationWeek survey of IT departments are showing considerably wariness for doing the same thing inside the firewall with employees, with over half being either skeptical or wary of the utility of Web 2.0 apps in the enterprise. The biggest concerns: Security, little expertise with Web 2.0 products, integration issues, and unclear ROI top the list. In other words, the group inside most organizations that's most familiar with IT and software, is thinking carefully before deploying things like Enterprise 2.0.
This is an interesting contrast, with a growing list of companies cautiously but clearly testing out the Web 2.0 waters with their customers while remaining largely on the fence for its use inside the enterprise. Certainly, many organizations likely believe that consumer facing sites that extensively leverage user generated content, mass participation, and social networking have been proved to work on a large scale by sites like MySpace and YouTube. And that organizations have already purchased and deployed countless IT tools that were already designed support internal business processes, ad hoc collaboration, and information capture and storage.
Another probably contributor to the increasing use of customer-facing Web 2.0 applications by large organizations is simple competitive pressure. This is something that IT departments have only recently started facing in a serious fashion with outsourcing and other budget diversions in the enterprise as business units decide that they can do better by pitting their internal IT suppliers with external ones. Thus, because of industry competition, a company's external products tend to improve faster and be more innovative since the concern over the displacement and dislocation of falling behind one's competitive peers is often pronounced in many industries. Competition is usually much less, and often non-existent, for internal IT products.
nesttech on 24 May 23CBDC, short for Central Bank Digital Currency, is like the digital version of a country's fiat money that is issued and regulated by the central bank. Now, in case you're wondering what "fiat" means, it's basically the name we give to money that's issued by the government without being backed by a physical thing like gold or silver. Think dollars, pounds, euros, yen, yuan, pesos, you name it. CBDCs are said to combine the good old cash vibe with the efficiency and convenience of digital transactions. Unlike cryptocurrencies like Bitcoin, CBDCs are all about centralization. The central bank is in control, with the promise to keep things regulated and stable. How does CBDC work, you may ask? Well, CBDCs are getting down with blockchain and distributed ledger technology stuff. It's the foundation that makes everything secure and transparent. The central bank maintains and issues digital currency, which people can stash in digital wallets or on special platforms designed just for that purpose. Users can access and transact with CBDCs through authorized intermediaries, you know, MIDDLEMEN, or you can go straight to the source and deal with the central bank itself.
