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Highlights of Proposed Rules Regarding Credit Cards and Overdraft Services Regulation AA (Unfair Acts or Practices) The proposal would amend Regulation AA to prohibit unfair or deceptive acts or practices by banks in connection with credit card accounts and overdraft services for deposit accounts. Credit Cards * Time to Make Payments. The proposal would prohibit banks from treating a payment as late unless the consumer has been provided a reasonable amount of time to make that payment. There would be a safe harbor for banks that send periodic statements at least 21 days prior to the payment due date. * Allocation of Payments. When different annual percentage rates (APRs) apply to different balances on a credit card account (for example, purchases and cash advances), banks would have to allocate payments exceeding the minimum payment using one of three methods or a method equally beneficial to consumers. They could not allocate the entire amount to the balance with the lowest rate. A bank could, for example, split the amount equally between two balances. In addition, to enable consumers to receive the full benefit of discounted promotional rates (for example, on balance transfers), during the promotional period payments in excess of the minimum would have to be allocated first to balances on which the rate is not discounted. * Applying Rate Increases to Existing Balances. The proposal would prohibit banks from increasing the interest rate on outstanding balances unless the increase is due to: (i) the operation of an index (in other words, the rate is a variable rate); (ii) the expiration or loss of a promotional rate (provided the rate is not increased to a penalty rate); or (iii) the minimum payment not being received within 30 days of the due date. * Two-Cycle Billing. The proposal would prohibit banks from imposing finance charges based on balances on days in billing cycles preceding the most recent billing cycle, a pra

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AngularJS is made to rearrange the complex process of building and overseeing JavaScript applications. In view of the Model-View-Controller, or MVC, programming structure, AngularJS is particularly valuable for making single page web apps. Today, online businesses are enormously affected by the performance of web technologies that they use for their respective tasks. Henceforth, it winds up the importance to dive into the majority of the elements that are harming their business growth. AngularJS can rapidly be added to any HTML page with a straightforward tag. In case you're asking why you have a couple of slow pages, here are a few hints to accelerate your code. AngularJS Optimization Tips Batarang Tool to Benchmark Watchers Batarang is an awesome dev tool from the AngularJS developer that brings down your debugging efforts. In spite of the fact that it has numerous new features, some of them enable you to profile and track the execution of your AngularJS performance. In addition, the watch tree figures out which extensions are not destroyed as it is by all accounts if there is an increase in the memory. Chrome Dev Tool Profiler to Identify Performance Bottlenecks This one is a helpful device that gives you the alternative to choose which profile type you need to make. Take Heap Snapshot, Record Allocation Timeline, and Record Allocation Profile are utilized for memory profiling. After this performance improvement, your app will complete in under two seconds and clients can freely connect with it then. Limit your watchers Talking about which, whenever you introduce data-bindings, you make more $scopes and $$watchers, which drags out the digest cycle. Excessively numerous $$watchers can cause lag, so restrain their utilization as much as possible. Utilize scope.$evalAsync On the off chance that you endeavor to manually initiate the digest cycle while it's now running, you could get an error. To keep this from happening, utilize scope.$evalAsync rather than $appl

As the world of mobile apps is expanding beyond comprehension, demand for better and faster apps shoot up. We need applications that perform easily, have a magnificent look, simple to create, and can be implemented rapidly. All these necessities are difficult to satisfy as high performance, related to native apps, set aside enough time for the advancement. Then again, faster deployment, related with cross-platform applications, trade-off, no less than a bit, on performance. Therefore, aching for better languages, tools that help top-notch hybrid apps development, and frameworks keep developers on their toes. One such resolution, which quickly changing the universe of versatile applications is Facebook's React Native. It is a JavaScript library to assemble a UI that enables you to make versatile mobile applications and work easily as native apps. It even gives you a chance to reuse the code over the web and mobile platforms. You don't have to develop for Android and iOS, independently, as one code is sufficient for both the platforms, saving money and time. Let's look at some reasons that point towards React Native taking the center stage in the future. Supports Both iOS & Android - 'Supportive' Because of the two different operating systems which are majorly being used by the customers across the world, the primary challenge for the mobile app development companies is to choose one ahead of the other. But Facebook made it easy by introducing React Native. It supports both iOS and Android making it convenient for the app developers to use the same code for both the platforms without writing it from the scratch. Reusability for better development What makes us to state that REACTS is the eventual fate of application development? It is the reusability of the components. You don't have the Web view components anymore for hybrid apps with React native. The essential code for this framework will easily be reused within the native apps, and you'll easily compile it

The Hope Foundation does so much for the children of Kolkata and education is such a huge part of the strategy to break the poverty cycle. This extends into the vital teaching of life skills as the children get older giving young men and women vocational skills that lead to employment.

We can tell others within our sphere of influence that child poverty isn't someone else's problem. It's ours, too. And we can make a difference.

We can tell others within our sphere of influence that child poverty isn't someone else's problem. It's ours, too. And we can make a difference.

A series of debt can lead to a very difficult cycle of unmanageable finances. Find ways on reducing debt the cheapest way possible and enjoy financial freedom.

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A credit boom-bust cycle is an episode characterized by a sustained increase in several economics indicators followed by a sharp and rapid contraction.

'Merchandise Life cycle' is a particular area where we should start to know about this retail vertical and the SAP Solutions around it.

The reasons why the hair falls out are associated with many factors - both external and internal. Our body is a complicated machine - each of its processes affects another. Poorly balanced diet, stress, hormonal problems or gens - all these factors can disrupt the hair growth cycle and accelerate hair loss.

When it comes to wellness priorities, getting a good night's sleep always comes first. Dark lines under your eyes, mood swings, and difficulty concentrating are all obvious symptoms that you've lacked a healthy sleep cycle.

Misfit Shine - Activity and Sleep Monitor Halo of lights show you how active you've been throughout the day. Tracks walking, running, swimming, cycling, so

Pivotal Tracker 1 Activity and Sleep Monitor Toggle between Active and Sleep modes or cycle through daily progress on the Pivotal Tracker 1's intuitive OLE

Menstrual Disorder Problems are very common during the reproductive life of a woman. They may be of different kinds such as heavy periods, irregular periods, or very scanty periods or protracted or long periods.

The following application uses a 5 x 7 40-digit VFD by Noritake. Each character is written in a single cycle since all 35 anodes (Al through A35) of the 5 x 7 matrix are pinned out. The characters (1 through 40) are scanned by selective control of their respective grid, each of which is pinned out (G1 through G40). Respective anodes of all characters (A1 of Char 1 through Char 40) are connected. This format is common to most dot character or segment character displays (Figure 8-64). Multirow displays require additional control. This is usually provided through parallel access to the anodes of each additional row (Table 8-5).

5W Colorful Freshwater LED Fish Tank Light Details: - Material: ABS - Shell color: White - Size: as the picture shows - Color of light: white-blue, colorful, white-blue & colorful. - Lumen: 550LM - Power: 5W - Voltage & HZ: 110V (US) - 60Hz 220V (EU) - 50Hz - LED chip model: 5730 - Lamp bead amount: 16pcs - Waterproofness: IP54 - Power cord length: 1m - Max. thickness 6mm fish tank. 5W Colorful Freshwater LED Fish Tank Light Features: - Made of ABS, it's durable and saves powers. - Changeable color light through the independent switch: white-blue, colorful, white-blue & colorful. - White-blue light makes the water plants more vivid; Colorful light makes the fish more lively and lovely. - Color temperature is beneficial to grow plants. - Fish tank light is UV-free and nonradiative for your plants & fishes. - Perfect for fish and plant growth. This light is suitable for freshwater. - Application: Suitable for less than 30cm/12inch fish tank and with a thickness of 6mm. 5W Colorful Freshwater LED Fish Tank Light Usage: - Easy to be installed at your aquarium. Clip it on the fish tank wall. Help plants to thrive and light up for fish anytime you want. 5W Colorful Freshwater LED Fish Tank Light Package Includes: 1 × Aquarium LED Light 1 × Sticker Thermometer Fish Growth Needs Colorful LED Fish Tank Light: Some fish also need light to grow and multiply. Lighted fish grow faster, fish body color will be more beautiful, and the breeding cycle will be shortened.