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CBDC, short for Central Bank Digital Currency, is like the digital version of a country's fiat money that is issued and regulated by the central bank. Now, in case you're wondering what "fiat" means, it's basically the name we give to money that's issued by the government without being backed by a physical thing like gold or silver. Think dollars, pounds, euros, yen, yuan, pesos, you name it. CBDCs are said to combine the good old cash vibe with the efficiency and convenience of digital transactions. Unlike cryptocurrencies like Bitcoin, CBDCs are all about centralization. The central bank is in control, with the promise to keep things regulated and stable. How does CBDC work, you may ask? Well, CBDCs are getting down with blockchain and distributed ledger technology stuff. It's the foundation that makes everything secure and transparent. The central bank maintains and issues digital currency, which people can stash in digital wallets or on special platforms designed just for that purpose. Users can access and transact with CBDCs through authorized intermediaries, you know, MIDDLEMEN, or you can go straight to the source and deal with the central bank itself.

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Decentralization is about spreading power, control, and decision-making across a network of participants instead of relying on one single central authority or intermediary. It involves removing or minimizing the role of middlemen, reducing censorship, enhancing transparency, and enabling peer-to-peer interactions. Traditionally, centralized systems are governed by a single authority or entity that controls and manages the system's operations. But decentralization transforms that, distributing power and authority across a whole network of participants, cutting out unnecessary intermediaries, and enabling greater autonomy and transparency. Now, let's take a look at a classic Web 2.0 example, those social media giants like Facebook and Twitter. In these platforms, users create and share content within a closed ecosystem controlled by a single entity. Sure, they've rocked the communication world and connected us all, but let's be real, they come with their fair share of problems.

"Sensuale e provocante, abito lungoin tessuto nero con gioiello centrale eaudace spacco sul davanti."

In an attempt to make India Accessible (सुगम्य), the Central Public Works Department (CPWD), which comes under the ministry of Urban Development, organized the first training program to train the officials from different department and ministries regarding the accessibility issues to make them aware and sensitive to the issues faced by Persons with Disabilities (PwDs). It was unfortunate to observe that out of 46 IAS officers who were selected, 19 decided to give a miss to the training on accessibility …

Architecture and fashion have a long standing relationship; but actually incorporating the textile weave in a building façade is another thing. SPARK's 'pleated' and 'woven' façade for the award-winning mixed-use development Jing Mian Xin Cheng in Beijing demonstrates that depth of experience need not be forgotten despite the speed of the central city's expansion. 'Pleats' of perforated aluminium sheeting and a 'weave' of rippling windows resolve a variety of practical issues, while referencing a textile market that formerly operated on the site. Check it out here…

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"The problems with money stem entirely from how conventional money is normally issued - it is created by central banks in limited supply. There are three things we know about this money. We know what it does - it comes and it goes. We know what it is - it's scarce and hard to get. And we know where it's from - it's from "them", not us. These three characteristics, common to all national currencies, determine that we constantly have to compete for a share of the limited amount of the "stuff" that makes the world go round. This money can go anywhere, and so it inevitably does, leaving the community deprived of its means of exchange. It is simply the nature of conventional money that by its coming and going it creates conditions of competition and scarcity, within and between communities. So we have to scramble for money to survive, we are forced to compete for it, often ruthlessly. Intent on getting the most for the least, we strive for the best bargains, as individuals, businesses, non-profits, governments, and nations. As a society, as a generation, it seems we are determined to have everything ourselves no matter what consequences our excesses and negligence bring for others, now and in the future."

Virtual Office Spaces is a co-working and shared office space to residential suburbs of London, Virtual Office Spaces is building a forward thinking co-working community away from the hustle and bustle of the city, in locations with direct train links to central London.

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Neha Bajaj- Founder and Managing Director | Scroll Mantra Pvt Ltd Seasoned and vibrant Public Relations professional with over 11 years of experience across various corporate and consumer clients, Neha brings on board deep insight into communication strategies for brands. She has worked with leading multinational and global brands across various sectors playing a central role in building a strong and strategic communication strategy for companies. She has a strong inclination towards achieving operational excellence, media intelligence, and designing strategic campaigns for brands to realize communication objectives. Her areas of focus include public relations strategy, designing creative brand campaigns, team leadership, counseling and mentorship to deliver results.

Spy stories always make for a great political thriller. The 2017 political thriller American Coup by Van Arsdale is about a Central Intelligence Agency rookie Chuck Taylor. Taylor finds himself in a deep web of lies and conspiracy involving an assassination plot against the United States president. His hell begins on his first assignment delivering a top-secret letter to a field operator. When the operator tries to kill him, Chuck defends himself and kills the said assassin. His superior then declares him a traitor. Wanted and with orders to be shot on sight, Taylor must turn to his only ally, Lisa Fontaine, to find the truth about all these similar letters assigning assassins to kill the top executives of the U.S. government. American Coup is a powerhouse read and is just one of the several Chuck Taylor and Lisa Fontaine thrillers by Greg Van Arsdale.

This environment day, we come across a very disheartening news! The most revered river of our country, Ganga is now officially declared to be unfit for drinking and bathing as per CPCB (Central Pollution Control Board). Ganga is not just any river for most of the Indians, insteadit has been carrying a special spiritual significance.People from all over flock to take a dip in this 'holy' river. Leave apart drinking, but even bathing is considered detrimental now. As per their report, there are mere seven spots from where the river Ganga passes, which can be used for consumption after disinfection. Also, only 18 spots are being considered fit for bathing,whereas, 62 areas from where the river flows areunfit for the same purpose.

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