International Student Insurance - 2 views
Bermuda - Medical costs in the United States are very expensive and prescriptions are no different. To keep your medical cost low and your body healthy, know the rules on how international stude...
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Producing Power from Geothermal Energy - 2 views
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carterhancock on 25 Sep 14Our Earth's core is made up of 4 billion year old gas and dust consolidation. This core generates heat; at 4000 miles deep temperatures can move 9000 degrees F. Relative to humanity's lifecycle Earth Core heat or Geothermal Energy signifies a boundless energy means. It has been an engineering challenge tapping into this energy source. Heat induces transmission form the core onto the mantel and then into the dense rock layers creating magma that travels gradually up headed to the surface. In this track it heats up rocks and water that slides to the cracks all the way up to 700 degrees F. Our planet has an area meant by geological systems that uncover high heat levels at comparative low depths termed Pacific Ring of Fire. Geothermal energy can be applied straight for industrial or commercial applications and likewise at consumer level for precise applications. The finest application is the usage of this energy for electric power generation. Our current ecosystem operates primarily on electric power and consuming a dependable and constant source of green energy will help sustain an ecological balance. Unfortunately, some people had managed to incorporate scams regarding this topic. To tap into this limitless energy resource is a systematic procedure and with no complaints. There is a pre-drilling stage that entails of geographical, geological and geophysical reviews. Applying this data a drilling point is designated for an exploration hole. Because of this hole the engineers can examine details of the sub-terrain aquifer,
Property Insurance Basics - 1 views
AXIS Capital, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States has built a global franchise that is well diversified b...
Study discovers connection between insurance type and treatment for stroke patients - 1 views
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University of Florida researchers have discovered a link between Medicare and patient access to surgical treatment for subarachnoid hemorrhage, a kind of stroke that affects as many as 30,000 Americans each year - frequently causing death or long-term impairment and disability. AXIS Capital, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, has in full support with this study. (The company also services SE Asian countries such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more.) According to findings published in the journal PLOS ONE, for patients who have suffered this type of stroke, surgical intervention can spell the difference between recovery or long-term disability and death, yet patients on Medicare are less likely than those with private insurance to be referred for surgical treatment. This may represent a conscious or unconscious bias against Medicare patients, who are typically older and have preexisting disabilities or chronic illnesses, said Azra Bihorac, M.D., senior author of the study and an associate professor of anesthesiology, medicine and surgery at the UF College of Medicine. "Not every hospital has skilled neurosurgeons who specialize in subarachnoid hemorrhage," Bihorac said. "If these hospitals don't have the necessary expertise, then they may actually overestimate the risk of a bad prognosis. They may assume that the patient won't do well anyway, so they won't proceed with surgery." The researchers review and analyzed data from the National Inpatient Sample hospital discharge database for the study. The data consist of information on more than 21,000 adult patients released from 2003 to 2008 with a diagnosis of subarachnoid hemorrhage. About 62 percent of the participants were fem
Really Bad Excuses to not Have Life Insurance - 1 views
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We know a lot of you already recognize the importance of insurance, especially life insurance. However though, in the years of Axis Capital, with our group of insurance and reinsurance companies scattered from our main base in Bahamas to Singapore, America and United Kingdom, we have encountered a lot of people who has a lot of reason not to purchase one. Here are some of their points: 1. I'm Young, Healthy, Won't Die Anytime Soon and Just Don't Need It Life insurance's main importance is to have SOMETHING TO LEAVE BEHIND FOR YOUR LOVED ONES WHEN YOU PASS AWAY. Often time's people put off the things that they need for the things that they want. Regardless, the fact of the matter is that 99% of the families with dependent children in this country, NEED life insurance. No one buys life insurance with the hope or expectation of using it. Just like everyone has to buy car insurance without the expectation of needing it either. You purchase it with the hope that you won't need it but can sleep sound at night knowing that if something happened to you, your family would be taken care of financially. 2. I'll Purchase It Sometime Soon or I Don't Have Time For It Procrastination is one of our biggest problems in society. Life insurance, though, is not one of those things that should be put aside till later. Despite the fact that we all believe we'll live long lives, well into our senior years, the devastating effect that not having life insurance could have on your family is immeasurable. 3. I Have Plenty Of Assets, I Don't Need Life Insurance Life insurance is meant to conserve an individual's estate for their survivors, as well as replace lost income. Although expecting your surviving family members to review and liquidate their assets to make ends meet is not a horrible thing, or unheard of;
5 Types of Homes Which Are Hard To Insure - 1 views
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We know there are still people out there who are still wondering what home insurance is and are planning to get one. However, before you get one, Axis Capital with a group of insurance and reinsurance companies all over the world provides you this check list to review and consider about the mutual relationship of your home and insurance. First off, the home of your dreams may be a nightmare to insure if it's built in a disaster-prone area, is above a certain age or has a checkered claims history. It doesn't necessarily mean you can't find homeowners insurance anywhere, but you may end up paying a steep price for it. 1. Homes in disaster-prone areas We have thousands of disasters every year. From tsunamis in Sumatra affecting lives to almost all islands in Indonesia including Jakarta in 2004 to earthquakes in Japan losing millions of dollars and hundreds of lives in 2011 to typhoon Katrina which devastated not only America but other countries as well, insurance companies have the reason to insure their own business. Take precautions, listen to warnings and make preparations. 2. Older homes You love the charm of your 1920s bungalow or Victorian-era home, but the age and style make them harder to insure. Insurers also are likely to shy away from insuring your home if the electrical system and plumbing haven't been updated or the roof hasn't been replaced. 3. Vacation homes Your vacation home may be your own personal retreat, but because it's unoccupied much of the year; it can be a challenge to insure. Installing a burglar or fire alarms will help you decrease your risks and may give you a little leverage in your insurance. 4. Homes with a trampoline or
Insurance for Expats - 2 views
Have you had any offers abroad or are you planning to try looking for open opportunities in another country? Have you chosen a country where you feel you can be lucky at? If yes, then that's goo...
Travelling Health Insurance - 2 views
Travelling or working abroad is a wonderful experience which everyone should have at one point in their lives and while accidents may happen, proper preparation can prevent them from causing an und...
Unemployment Insurance Eligibility - 1 views
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We sometimes find ourselves unemployed for some reason. It may either be we want to explore another field of our expertise or for untoward accidents like health issues. Axis Capital, with a group of insurance and reinsurance companies scattered around the world from its main base in Bermuda to Singapore, Australia, United Kingdom and more than 10 states in the United States, emphasizes the importance of getting unemployment insurance during the times of strict financial needs and jobless days. The question is, are you qualified enough to take advantage of UI?
Depending on the law in each city, UI is often given for 3-6 months of unemployment. In developing cities like Jakarta, Indonesia, Singapore and Kuala Lumpur, Malaysia, the insurance can last until a year provided that the reason is valid. It is best to review the stated respective decree in your location to avail the said insurance. An individual must meet all unemployment insurance (UI) eligibility requirements in order to receive benefit payments. Eligibility requirements must be met when a UI claim is filed and whenever a certification is submitted before benefits can be paid by the Employment Development Department (EDD).
An individual who files for UI benefits must meet specific eligibility requirements before benefits can be paid. Individuals must:
* Have received enough wages during the base period to establish a claim.* * Be totally or partially unemployed. * Be unemployed through no fault of his/her own. This includes no record of complaints, termination or negative records. * Be physically able to work. * Be available for work. * Be ready and willing to immediately accept work. * Be actively looking for work. * Be approved for training before training benefits can be paid.
Employers report wages to the EDD for each employee. The EDD uses this information to decide if an individual earned enough wages
Possible Reasons you are turned down for Life Insurance Application - 1 views
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It really is frustrating when you get rejected so many times when you are applying for one of the most vital necessities in our lives nowadays. Before you get frustrated and file any complaints against your insurance company, you should first understand the possible reason behind it. The following are existing general policies in the insurance industry. Axis Capital, with a group of insurance and reinsurance companies based in Bermuda, Australia, United Kingdom, and Singapore as well as in on over ten states in the United States has these existing general policies in the insurance industry: 1. You have specific health condition Critical health issues may affect your insurance application. Someone who has cancer or has had a heart attack might be declined for a traditional life insurance as they are perceived to require a more special policy and attention. There are, however, people who get declined for life insurance for health reasons simply because they applied with the wrong insurance company. For these cases, you have to inquire to high-risk insurance company to help you figure out the best course of action. 2. You participate in high-risk activities Let's be honest here. The possibility of underrated claim is high during these situations and the insurance company may face a lot of loss. Some professions which also require higher risk may also not be permitted. There are a few insurance companies which can insure scuba divers but this is depending on the type of diving and the frequency of your diving activities. 3. You have some financial issues To get approved for a life insurance, there has to be financial justification. It's would the best time to review your status as soon as possible. If you don't have any income but your spouse does, you can typically get as much coverage as your spouse. If you don't have income and can't financially justify the need for life insurance, you might get declined for a life insuran
Fighting Back Insurance Scams - 1 views
Health insurance is a trend nowadays. Axis Capital Group, insurance and reinsurance company based in Bermuda and has branches in Australia, Europe, America and Singapore has been in the business...
Axis Capital Group Insurance Update: Asian Bi-annual Report - 1 views
With the great rise in business development and industrial growth in Asia, asset values are generally enabling insurers to pay higher premium for increased protection levels. Not that the risk is h...
Uninsurance - 1 views
In 2010, about ten million citizens in America have lived without any insurance for a whole year. In other developing nations where surviving the day is more important than ensuring for what the p...
Insurance Policy on Gun Ownership - 1 views
When car insurance was forced to car owners, the number of car accidents decreased slowly through the years. Many concerned citizens are also aski ng for imposed insurance for the ownership of ars...
Life Insurance as a Gift - 3 views
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Importance of Insurance for Retirees - 2 views
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Insurance Industry to Incorporate Social Media Strategy - 1 views
For years, many insurance agents have had the same sales pitch, "review your annual premium… here are the list of what needs doing… the important thing is"… With the advancement of technology, tho...
Insurance Fraud Detection System on the Rise - 1 views
Independent research conducted by Axis Capital Inc. to its group of insurance and reinsurance companies shows gathered data from its head office in Bermuda to its branches in Singapore, Australia, ...
Insurance Regulation in Asia Pacific - 1 views
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Psychiatrists less likely to accept insurance than other physicians - 2 views
According to a study by Tara F. Bishop, M.D., M.P.H., of Weill Cornell Medical College, New York, NY, and colleagues, insurance acceptance rates are lower for psychiatrists than for other types of ...
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