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carterhancock

Methods for a better score on a life insurance paramedical assessment - 1 views

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    AXIS Capital is a group of global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services. We serve a host of industries and diverse coverage needs through our operating subsidiaries and branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States. The company also service SE Asian countries such as Jakarta Indonesia, KL Malaysia and many more. We present you these tips to improve scores on a life insurance paramedical exam. Don't smoke "Somebody who has smoked their entire life for 50 years and then stops smoking for three months - they're considered a non-smoker," Dziuba says. Dziuba isn't telling that smokers lie on their applications and stop smoking a few months prior the test. Carriers take into account a history of smoking when the person is examined, but the lab results only test for nicotine currently in the system, he says. Fast Warning, don't eat overnight or at least two hours prior the exam. A last meal the preceding night must be healthy and well balanced. The applicant might likewise be informed not to drink anything up to four hours before the exam, although a little amount of water may be permitted. Dziuba instructs clients to plan exams for a weekday and not a Monday - a weekend of spoiling in fatty foods and alcohol can increase cholesterol levels on a Monday. Lose weight You must not attempt to lose weight hasty. That will typically get rid of water weight. However losing one to two pounds per week over a few months, or optimistically over a year, can relieve an applicant fall from being a standard risk to getting a favored rate - a 15% to 20% difference in premiums. Don't drink alcohol Keep away from alcohol for at least 12 and if possible 48 hours prior to the exam, since it can raise blood pressure and unfavorably disturb elements of the blood work. High blood pressure can be the alteration
carterhancock

Producing Power from Geothermal Energy - 2 views

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    Our Earth's core is made up of 4 billion year old gas and dust consolidation. This core generates heat; at 4000 miles deep temperatures can move 9000 degrees F. Relative to humanity's lifecycle Earth Core heat or Geothermal Energy signifies a boundless energy means. It has been an engineering challenge tapping into this energy source. Heat induces transmission form the core onto the mantel and then into the dense rock layers creating magma that travels gradually up headed to the surface. In this track it heats up rocks and water that slides to the cracks all the way up to 700 degrees F. Our planet has an area meant by geological systems that uncover high heat levels at comparative low depths termed Pacific Ring of Fire. Geothermal energy can be applied straight for industrial or commercial applications and likewise at consumer level for precise applications. The finest application is the usage of this energy for electric power generation. Our current ecosystem operates primarily on electric power and consuming a dependable and constant source of green energy will help sustain an ecological balance. Unfortunately, some people had managed to incorporate scams regarding this topic. To tap into this limitless energy resource is a systematic procedure and with no complaints. There is a pre-drilling stage that entails of geographical, geological and geophysical reviews. Applying this data a drilling point is designated for an exploration hole. Because of this hole the engineers can examine details of the sub-terrain aquifer,
carterhancock

Possible Reasons you are turned down for Life Insurance Application - 1 views

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    It really is frustrating when you get rejected so many times when you are applying for one of the most vital necessities in our lives nowadays. Before you get frustrated and file any complaints against your insurance company, you should first understand the possible reason behind it. The following are existing general policies in the insurance industry. Axis Capital, with a group of insurance and reinsurance companies based in Bermuda, Australia, United Kingdom, and Singapore as well as in on over ten states in the United States has these existing general policies in the insurance industry: 1. You have specific health condition Critical health issues may affect your insurance application. Someone who has cancer or has had a heart attack might be declined for a traditional life insurance as they are perceived to require a more special policy and attention. There are, however, people who get declined for life insurance for health reasons simply because they applied with the wrong insurance company. For these cases, you have to inquire to high-risk insurance company to help you figure out the best course of action. 2. You participate in high-risk activities Let's be honest here. The possibility of underrated claim is high during these situations and the insurance company may face a lot of loss. Some professions which also require higher risk may also not be permitted. There are a few insurance companies which can insure scuba divers but this is depending on the type of diving and the frequency of your diving activities. 3. You have some financial issues To get approved for a life insurance, there has to be financial justification. It's would the best time to review your status as soon as possible. If you don't have any income but your spouse does, you can typically get as much coverage as your spouse. If you don't have income and can't financially justify the need for life insurance, you might get declined for a life insuran
Mark Ronson

Cash Loans For Tenants- Easy Funds To Derive On Meeting The Norms - 0 views

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    Through the provision of cash loans for tenants, you can sort out your temporary financial crisis. This option of the loan is meant to assist those with bad credit issues. For hassle free loan application, one can make use of the online facility.
xavierhansen

Insurance Fraud Detection System on the Rise - 1 views

Independent research conducted by Axis Capital Inc. to its group of insurance and reinsurance companies shows gathered data from its head office in Bermuda to its branches in Singapore, Australia, ...

insurance fraud detection system on the rise Axis Capital Group company Jakarta Hong Kong

started by xavierhansen on 18 Sep 15 no follow-up yet
carterhancock

Study finds: Coffee drinkers pay more for life insurance - 1 views

Warning this is a bad news coffee drinkers. Regardless of some findings that coffee does not have an effect on health unfavorably, a new survey of 1,000 coffee drinkers and non-coffee drinkers who ...

Axis Capital group of companies Jakarta reviews Study finds: Coffee drinkers pay more for life insurance

started by carterhancock on 06 Nov 14 no follow-up yet
carterhancock

How Insurance Companies Spot Insurance Scams - 1 views

Insurance companies like Axis Capital, a group of companies in Bermuda with many offices worldwide, have many means to spot insurance scams, and a lot has complete fraud detection departments assi...

How Insurance Spot Scams Axis Capital group of companies Jakarta buyer fraud reviews

started by carterhancock on 23 Dec 14 no follow-up yet
carterhancock

Data Breach and Insurance - 1 views

Scams can already be done online in today's generation. A lot of hackers, and computer specialists exist and are continuously growing in number that the Federal Bureau of Investigation has alrea...

Data Breach and Insurance Axis Capital Group Reinsurance Jakarta Hong Kong

started by carterhancock on 16 Jun 15 no follow-up yet
carterhancock

About AXIS Capital - Accident & Health Axis Capital Group Hartford Jakarta Indonesia Ka... - 1 views

Our highly experienced underwriting, claims, modeling and actuarial teams have a breadth and depth of knowledge that distinguishes us in the industry. Clients around the globe value our expert unde...

Specialty Insurance Axis Capital Group Singapore Jakarta Indonesia Bermuda

started by carterhancock on 19 May 14 no follow-up yet
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carterhancock

Understanding insurance fraud - 2 views

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    When somebody gives fake info to an insurance company just so it can take advantage of anything of worth that the offender would not have collected if the reality had been stated‚ they've performed insurance fraud. Even though you under no circumstances will catch yourself involved in of one of its immoral scams, on the other hand auto insurance fraud affects you. Industry professionals articulate it decelerates genuine insurance claims, upturns premiums and, in some circumstances, places unknowing victims at risk. Just about every person knows and heard about insurance fraud. Jakarta insurance fraud protection group is fully aware of this problem. Every one of us have learnt the reports of people who collected large amount of money following a car accident or the merciless insurance firm declining to disburse to a widow due to a technicality. Dating back to 300 B.C., insurance fraud is one of the aged kinds of fraud ever documented. The story goes like, when a Greek trader sunk his own ship, in an effort to redeem on the insurance, and died in the attempt due to drowning. Insurance fraud have an effect on you, either it be you are a policyholder or a shareholder in an insurance company. The matter of insurance is extensive and swindle happens in every single part. Insurance fraud takes two to tango; it comes in two chief categories: one is the seller fraud and the other one is the buyer fraud. Seller fraud happens when the seller of a policy takeover the normal procedure, in a method that make the most of his return. Buyer fraud follows when the buyer turns the manner to get more coverage, or obtain more money, compare to what he is lawfully allowed to. Don't allow a tall tale ruin your life or that of somebody you are acquainted of. Understand more regarding insurance fraud. Be familiar wi
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    Insurance fraud costs billions of dollars every year. Insurance fraud includes a number of illegal activities involving the sale of insurance, and often involves criminal schemes. One kind of insurance fraud targets unsuspecting policyholders in Jakarta, Indonesia. Many individuals are deceived when they buy worthless insurance policies. When disaster strikes and policyholders seek reimbursement for damages, they find they have no coverage. Con artists can take advantage of their victims' lack of English, cultural traits and deep-seated habits. Recent immigrants from Asian countries do not realize that unscrupulous individuals purposely set out to confuse people who don't speak English well. Insurance contracts are complicated. They are usually written in English. Newcomers probably have little or no knowledge of insurance laws and regulations. Scam artists prefer to prey on unsophisticated consumers. It's natural for newcomers to feel more comfortable around people of the same background, and to trust people who speak the same language. Almost everyone prefers to do business with someone who has been referred to them by a relative, friend or co-worker. But no matter who referred you to an insurance agent or company, it's important that you check them out. If you take a few steps outlined here, you can limit the odds of becoming a victim of insurance fraud. It's up to you to protect yourself! Insurance is very complicated. You may have need of life insurance, health insurance, homeowner's insurance and auto insurance. There are many variations on all of these types of insurance. Agents are licensed to sell specific types of insurance, so make sure the agent has a license for the kind of insurance you need. Take these Axis Capital Group review of insurance fraud protection at Axis Capital, a group o
carterhancock

Limited opportunities in universal healthcare in Jakarta and whole country of Indonesia... - 0 views

Axis Capital, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, a group of companies with branch off...

Limited opportunities in universal healthcare Jakarta and whole country of Indonesia far from fake

started by carterhancock on 29 Aug 14 no follow-up yet
carterhancock

Significant Lessons Learned from Jamkesmas to Achieve Universal Health Care in Indonesi... - 1 views

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    Indonesia's social insurance reform is the critical goal being universal health coverage for all by the year 2019. It has come into form with a single-payer umbrella program in 2014. Jamkesmas is the Government-financed health insurance program for the poor and near-poor. It has been combined and unified with other social insurance programs. Educating from Jamkesmas may start a better groundwork and application of universal health coverage for Indonesia by 2019. Axis Capital, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States is at one with the universal healthcare for Indonesia. What successes can Jamkesmas claim? * About 47 percent of poor and near-poor households were covered under the program. * Outpatient and inpatient utilization rates increased among program cardholders. * Levels of catastrophic payments declined. * Participation of private providers increased. * More than 300 complementary local Jamkesmas-inspired programs were initiated across the country. Yet considerable challenges remain, including the following: * Nearly 60 percent of the populations remain without any coverage, including millions of Indonesians working in the informal sector. * Out-of pocket spending remains high even among those with coverage. * Lack of equitable access to quality health services in rural, remote areas. * Evidence of considerable mistargeting and leakages to non-poor families. * Low levels of awareness of benefits. * Low utilization of health services. * Regional inconsistencies in the availability of the basic benefits package, and poor accountability and feedback mechanisms. Key Lessons Learned from Jamkesmas to Achieve Universal Health Care in Indonesia * Improve target
carterhancock

Help Protect Your Income with Disability Income Insurance - 1 views

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    The possibility of sustaining a long-term disability from an accident or illness is something most of us would rather not contemplate. Axis Capital Group in Jakarta understands this very well. However, there is a way to help protect yourself and your family should you lose your ability to earn an income and to stay away from fraud. Disability income insurance can play a key role in your overall financial plan, and provide a benefit to help replace a portion of your income in the event of a total disability. Evaluate and Review Your Needs While most people understand the necessity and value of life insurance, many may overlook the valuable role disability income insurance plays in helping to create financial security. How will you support yourself and your family if you cannot work as a result of an accident or illness? For most, Social Security cannot be solely relied on to replace lost wages. One must meet very specific criteria to qualify for disability benefits, and it is often necessary to wait several months for payments to begin. You may be able to "get by" for a few months on your savings, but if the disability is prolonged, you may exhaust most-or all-of your savings. Further financial hardships may then follow. You may miss mortgage, car, and other credit payments, causing damage to your credit rating. Utility bills, tuition, grocery bills, and business/professional expenses will also continue despite disability and loss of income. The bottom line is that losing your ability to earn an income may make it difficult to make ends meet. Disability income insurance can be a practical solution to help protect your financial security in the event you become disabled. Axis Capital, a group of companies with branch offices in Bermuda and around the world, provides Disability Income Insurance. Types
zenhunsick3r

Help Protect Your Income with Disability Income Insurance - 0 views

The possibility of sustaining a long-term disability from an accident or illness is something most of us would rather not contemplate. Axis Capital Group in Jakarta understands this very well. Howe...

Axis Capital Insurance Group of companies Jakarta Help Protect Your Income with Disability

started by zenhunsick3r on 20 Jan 15 no follow-up yet
carterhancock

Axis Capital, Bermuda: Health Insurance Portability - 1 views

Axis Capital, a group of companies that serve a host of industries and diverse coverage needs through our operating subsidiaries and branch offices in Bermuda, Australia, Canada, Europe, Latin A...

Axis Capital Bermuda Health Insurance Portability Group Tips to avoid fraud Malaysia Jakarta Region

started by carterhancock on 19 Aug 14 no follow-up yet
carterhancock

Affordable Care Act: insurance coverage has upgraded for young adults - 1 views

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    The study, printed in the journal JAMA Pediatrics, assessed individuals' health, access to care and use of health care both before and after the application of the Patient Protection and Affordable Care Act (PPACA). AXIS Capital, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, has full support with Affordable Care Act. (The company also services SE Asian countries such as KL Malaysia, Bangkok Thailand, Jakarta Indonesia and many more.) The PPACA was executed in September 2010, and part of its dictate was that insurance companies had to permit adults younger than 26 years of age to continue being covered by their parents' health insurance policy. Previous to this alteration, the authors report that just about 1 in 3 young adults aged 19-25 lacked every form of health insurance provision. Ever since then, the percentage of uninsured Americans decreased in 2011 - a decline accredited in part to the expansion of insurance coverage amongst this age group. Even though many have supposed that augmented insurance coverage directs to optimistic health outcomes for the population, the effect of the PPACA on the health of young adults and their access to health care is unidentified. And there had been some rumors of complaints. A crew of researchers from the University of Washington in Seattle, led by Dr. Meera Kotagal, studied data from two nationally representative reviews in order to better measure the influence of the PPACA on the access to care and health of young adults aged 19-25. Increased coverage The researchers utilize data from the National Health Interview Survey (NHIS) and the Behavioral Risk Factor Surveillance System (BRFSS), matching results data from 2009 with data from 2012. From t
zenhunsick3r

Internet of Things and Insurance - 2 views

The Internet of Things (IoT) has been everywhere. Even in developing cities such as Bangkok, Thailand, Jakarta, Indonesia and Kuala Lumpur, Malaysia, the internet has been greatly advancing and inf...

Axis Capital Group company Jakarta Hong Kong Internet of Things and Insurance

started by zenhunsick3r on 23 Sep 15 no follow-up yet
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