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carterhancock

Choosing Your Health Care - 1 views

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    You may still have the chance to renew your existing health insurance plan or buy a new plan with the open enrollment which ran from November 15, 2014 until February 15, 2015. Axis Capital Holding Group Ltd, a group of insurance companies with branches in Europe, America, Singapore and Jakarta, Indonesia with their main office located at Bermuda has collected some tips for you to review and consider. Old-timer For those who already have their healthcare insurance or Health Management Organization (HMO) but are considering whether to renew it or not, you may consider which company has the best coverage. You may ask your potential insurer the following questions: 1. Will your drug prescription be covered? 2. Will I have to pay each time I see the doctor or go to the hospital for consultation? 3. What will my monthly premium be for 2015? If you have any questions about what changes your plan may make to your coverage in 2015, contact your insurer directly. Once you have taken the time to review any changes to your insurance plan, if you decide you want to keep the same plan, and your household income has not changed, you don't have to do anything. Your plan will be automatically renewed. However, you may want to spend some time looking at plan choices to see if there is a better plan to meet the needs of you and your family. If you qualified for reduced premiums last year, we recommend you log into www.healthcare.gov to update and double-check your income information, as that will ensure you receive the correct tax credit amounts. Newbie In browsing for the best insurance plan, you should also get an assessment which health insurance suited you the most. Think about how often you will be using your insurance coverage, how many times you get a check-up, whether you go see a certain specialist, your drug intake, whether you need specific therapy or which hospital or clinic you often go to. Here are the three factors that may
carterhancock

Micro-Health Insurance: How and why it works in Indonesia - 1 views

Municipal solid waste (MSW) is graded as the highest importance waste stream in Indonesia, grounded on a country needs assessment analysis by the United Nations Environment Programme. Organic wast...

Axis Capital Group Insurance Micro-Health How and why it works in Indonesia

started by carterhancock on 15 Sep 14 no follow-up yet
xavierhansen

Insurance Fraud Detection System on the Rise - 1 views

Independent research conducted by Axis Capital Inc. to its group of insurance and reinsurance companies shows gathered data from its head office in Bermuda to its branches in Singapore, Australia, ...

insurance fraud detection system on the rise Axis Capital Group company Jakarta Hong Kong

started by xavierhansen on 18 Sep 15 no follow-up yet
carterhancock

Insurance for Expats - 2 views

Have you had any offers abroad or are you planning to try looking for open opportunities in another country? Have you chosen a country where you feel you can be lucky at? If yes, then that's goo...

Insurance for Expats Axis capital group

started by carterhancock on 19 May 15 no follow-up yet
normanrbare

International travel insurance policy: Reasons it is vital to purchase this prior to yo... - 1 views

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    Traveling abroad together with your family or friends, it is at all times an enjoyable experience which all of us is looking forward to. Traveling is pleasurable, and it should be so to prepare your tour out of the country more unforgettable and protected, you must avail the cover provided by an insurance company such as Axis Capital Group of Companies based in Bermuda. Travel insurance protects the covered against loss of luggage, theft, health complications, postponements, accidents and many more. This is critical judging the truth that during a foreign tour you will be unknowledgeable with the scenery, dialect and how-to-go-about info; consequently you would necessitate assistance. They carry out international travel mainly for two motives which is recreation and business. Traveling in a foreign country is thrilling and filled of amusement and the memories of which is deep-seated in our thoughts for a lifetime. They often let us loose to appreciate the fresh sites and experience a pristine world. Consequently, they need to take safety measures so to complete our tour without any interruptions. International travel insurance is a practical technique to guarantee that your journey is a success and free from scams. It is extremely wise to cover your international travel in Jakarta Indonesia for instance before you initiate your tour since you could be arriving in to new place and where the linguistic articulated by the residents will often than not be the similar to yours. Acquiring international travel insurance earlier will cover your whole tour and so offer protection to you and your family at each serious crisis. International travel insurance rescues you in an unfamiliar country. This somewhat totals every probable scenario in which you would necessitate help of all types - procedural and monetary assistance. Purchasing international travel insurance offers peace of mind since you can be guaranteed of assistance in th
carterhancock

5 Types of Homes Which Are Hard To Insure - 1 views

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    We know there are still people out there who are still wondering what home insurance is and are planning to get one. However, before you get one, Axis Capital with a group of insurance and reinsurance companies all over the world provides you this check list to review and consider about the mutual relationship of your home and insurance. First off, the home of your dreams may be a nightmare to insure if it's built in a disaster-prone area, is above a certain age or has a checkered claims history. It doesn't necessarily mean you can't find homeowners insurance anywhere, but you may end up paying a steep price for it. 1. Homes in disaster-prone areas We have thousands of disasters every year. From tsunamis in Sumatra affecting lives to almost all islands in Indonesia including Jakarta in 2004 to earthquakes in Japan losing millions of dollars and hundreds of lives in 2011 to typhoon Katrina which devastated not only America but other countries as well, insurance companies have the reason to insure their own business. Take precautions, listen to warnings and make preparations. 2. Older homes You love the charm of your 1920s bungalow or Victorian-era home, but the age and style make them harder to insure. Insurers also are likely to shy away from insuring your home if the electrical system and plumbing haven't been updated or the roof hasn't been replaced. 3. Vacation homes Your vacation home may be your own personal retreat, but because it's unoccupied much of the year; it can be a challenge to insure. Installing a burglar or fire alarms will help you decrease your risks and may give you a little leverage in your insurance. 4. Homes with a trampoline or
carterhancock

Insurance Policy on Gun Ownership - 1 views

When car insurance was forced to car owners, the number of car accidents decreased slowly through the years. Many concerned citizens are also aski ng for imposed insurance for the ownership of ars...

Axis Capital Group Reinsurance Jakarta Hong Kong Insurance Policy on Gun Ownership

started by carterhancock on 18 Jun 15 no follow-up yet
carterhancock

Insurance Scams That Needs To Be Avoided - 1 views

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    In order to gain more money in the now so-materialized world, people and companies have thought of things to gain out of greed. Insurance agencies are no exceptions especially in places which have lose insurance policies like Jakarta in Indonesia, South Africa and Cambodia. The Federal Bureau of Investigation (FBI) had released the most common insurance fraud used by the insurance companies. Premium Diversions It is considered as an embezzlement of insurance premiums and is considered the most common type. This happens when the insurance agent doesn't wire the money to the insurance company and keeps it to himself. Other form of premium diversion scam involves selling policies without license, collecting premiums and then not paying claims. Payers are advised to keep track of this kind of fraud by knowing and verifying the legitimacy of the agent. Asset Diversion This large-scale scheme involves theft of insurance company assets held to pay valid claims. This most frequently occurs as insurance companies merge, reorganize or change ownership. Fee Churning In this scheme, a group of people set up a company that will eventually fail. The business gets involved in reinsurance agreements, and people in different steps of the process pocket commissions. The amount of a premium is cut by each repeated commission until the money to pay claims runs out. This scheme lasts as long as it does because each individual move looks normal as it occurs. The full picture emerges only after the damage is already done. How to report Insurance Fraud 1. Report fraudulent behavior to your state's insurance frauds bureau. 2. Contact the specific insurance company's fraud hotline if one is available. 3. Turn in the social security fraud perpetrators. 4. When you are reporting the scheme, make sure to give all pertinent details and any other documents that may help. Be Wise. Act Wise. The most important factor before buyi
konnectrajasthan

Easy Quick Auto Insurance Quote According Nationalize - 0 views

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    A quick auto insurance quote can be obtained via the internet. There are now many online companies that specialize in producing quick auto insurance for busy car owners which can save you both time and money. It is always effective to compare prices before you commit to a purchase, even when you are looking at coverage policy.
zenhunsick3r

Property Insurance Basics - 1 views

AXIS Capital, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States has built a global franchise that is well diversified b...

Property Insurance Basics Axis Capital Group

started by zenhunsick3r on 23 Sep 14 no follow-up yet
carterhancock

Really Bad Excuses to not Have Life Insurance - 1 views

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    We know a lot of you already recognize the importance of insurance, especially life insurance. However though, in the years of Axis Capital, with our group of insurance and reinsurance companies scattered from our main base in Bahamas to Singapore, America and United Kingdom, we have encountered a lot of people who has a lot of reason not to purchase one. Here are some of their points: 1. I'm Young, Healthy, Won't Die Anytime Soon and Just Don't Need It Life insurance's main importance is to have SOMETHING TO LEAVE BEHIND FOR YOUR LOVED ONES WHEN YOU PASS AWAY. Often time's people put off the things that they need for the things that they want. Regardless, the fact of the matter is that 99% of the families with dependent children in this country, NEED life insurance. No one buys life insurance with the hope or expectation of using it. Just like everyone has to buy car insurance without the expectation of needing it either. You purchase it with the hope that you won't need it but can sleep sound at night knowing that if something happened to you, your family would be taken care of financially. 2. I'll Purchase It Sometime Soon or I Don't Have Time For It Procrastination is one of our biggest problems in society. Life insurance, though, is not one of those things that should be put aside till later. Despite the fact that we all believe we'll live long lives, well into our senior years, the devastating effect that not having life insurance could have on your family is immeasurable. 3. I Have Plenty Of Assets, I Don't Need Life Insurance Life insurance is meant to conserve an individual's estate for their survivors, as well as replace lost income. Although expecting your surviving family members to review and liquidate their assets to make ends meet is not a horrible thing, or unheard of;
carterhancock

Travelling Health Insurance - 2 views

Travelling or working abroad is a wonderful experience which everyone should have at one point in their lives and while accidents may happen, proper preparation can prevent them from causing an und...

Axis Capital Group Health Insurance Tips to Avoid Scams Jakarta Hong Kong Travelling

started by carterhancock on 28 May 15 no follow-up yet
carterhancock

Possible Reasons you are turned down for Life Insurance Application - 1 views

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    It really is frustrating when you get rejected so many times when you are applying for one of the most vital necessities in our lives nowadays. Before you get frustrated and file any complaints against your insurance company, you should first understand the possible reason behind it. The following are existing general policies in the insurance industry. Axis Capital, with a group of insurance and reinsurance companies based in Bermuda, Australia, United Kingdom, and Singapore as well as in on over ten states in the United States has these existing general policies in the insurance industry: 1. You have specific health condition Critical health issues may affect your insurance application. Someone who has cancer or has had a heart attack might be declined for a traditional life insurance as they are perceived to require a more special policy and attention. There are, however, people who get declined for life insurance for health reasons simply because they applied with the wrong insurance company. For these cases, you have to inquire to high-risk insurance company to help you figure out the best course of action. 2. You participate in high-risk activities Let's be honest here. The possibility of underrated claim is high during these situations and the insurance company may face a lot of loss. Some professions which also require higher risk may also not be permitted. There are a few insurance companies which can insure scuba divers but this is depending on the type of diving and the frequency of your diving activities. 3. You have some financial issues To get approved for a life insurance, there has to be financial justification. It's would the best time to review your status as soon as possible. If you don't have any income but your spouse does, you can typically get as much coverage as your spouse. If you don't have income and can't financially justify the need for life insurance, you might get declined for a life insuran
carterhancock

Data Breach and Insurance - 1 views

Scams can already be done online in today's generation. A lot of hackers, and computer specialists exist and are continuously growing in number that the Federal Bureau of Investigation has alrea...

Data Breach and Insurance Axis Capital Group Reinsurance Jakarta Hong Kong

started by carterhancock on 16 Jun 15 no follow-up yet
carterhancock

Identity Theft in Insurance - 1 views

In the development of today's technology people are more aware of the existence of fraudulent acts, hacks and scams especially in the cyber world. In the vastness of the internet, someone out there...

identity theft in insurance Axis Capital Group company Jakarta Hong Kong

started by carterhancock on 30 Jun 15 no follow-up yet
carterhancock

The Future of Insurance - 1 views

A lot of experts have their own outlook on what the future would look like five or ten years from now. Every year, certain reviews and statistics are being presented to help businesses prepare for ...

The Future of Axis Capital Group insurance company Jakarta Hong Kong

started by carterhancock on 04 Sep 15 no follow-up yet
carterhancock

Buying Your Health Insurance Online - 2 views

Health Insurance has been recognized in the market as one of the necessities in life since you wouldn't know a tragedy or disaster strikes. Even the government has realized its worth that both priv...

Axis Capital Group insurance tips Jakarta Hong Kong

started by carterhancock on 12 Aug 15 no follow-up yet
nathanarnold

The Future of Insurance - 2 views

A lot of experts have their own outlook on what the future would look like five or ten years from now. Every year, certain reviews and statistics are being presented to help businesses prepare for ...

the future of insurance Axis Capital Group company Jakarta Hong Kong

started by nathanarnold on 19 Aug 15 no follow-up yet
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