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carterhancock

Axis Capital: Tips for first-time life insurance buyers - 1 views

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Axis Capital: Tips for first-time life insurance buyers

shared by carterhancock on 10 Nov 14 - No Cached
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  • carterhancock on 10 Nov 14
     
    AXIS Capital is a group of global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, i.e. health insurance. We serve a host of industries and diverse coverage needs through our operating subsidiaries and branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States. The company also service SE Asian countries such as Jakarta Indonesia, KL Malaysia and many more. Know why you need it Despite the fact most people may require life insurance at some point in their life; it is a warning not to buy a policy just for the reason that you heard it was a good idea. Even though you don't have any of these needs instantly, you still may want to think through buying a small "starter" policy, if you forestall you will have them in the future. It is because the younger you are, the less costly life insurance will be. Conclude the amount of coverage you need The amount of money your family or heirs will obtain after your passing away is called a death benefit. To ascertain the right amount of life insurance an online calculator, like the one available at Axis site, can be useful. You can as well get an approximate figure by any number of formulas. The simplest way is to merely take your yearly salary and multiply by 8. Discover the right kind of policy As soon as you decipher how much coverage you'll require, you can deliberate regarding the best type of policy to meet your needs. You have two main choices: Term Life, for a more affordable premium, or Whole Life, for more comprehensive coverage that can add cash value. However you have many choices to explore. Review the quality of the provider An insurance policy is simply as good as the company that supports it. You would like to make certain you pick a company that is not a scam and you can trust on to be there for as long as you'll need your coverage, and that makes intellig
carterhancock

How to Transfer Your Insurance in Wheels - 1 views

axiscapital.livejournal.com/18820.html

Axis Capital Group Insurance Tips America Europe Singapore and Jakarta

shared by carterhancock on 09 Feb 15 - No Cached
  • carterhancock on 09 Feb 15
     
    Buying a new car nowadays is a necessity although a lot of luxury cars have existed. It can also be very exciting to buy your wheels, ride it, feel it and flaunt it. After all, people have a different impression on you when you own new things. Owning a car has its own responsibilities though. Insuring your car in case of unexpected turn of events can be a very good bargain albeit tedious. It is good to know that insurance companies like Axis Capital Holdings, a group of (re)insurance companies with branches all over the world, make it easier to handle our car insurances through insurance transfer. Before you shake your dealer's hand, you need to think about your insurance and how buying a new car could affect your premiums. Take extra precautions and put the warning at heart before you regret it in the end. BEFORE BUYING When browsing new cars that might interest you, make sure to list their registration numbers so you can get quotes in insuring them. It might turn out worse when you have already found your dream car then realized you have to pay more than what it cost for its coverage. Call your insurer and tell them that you are planning to purchase a new car. They may ask you of the registration number to check the pricelist, ask you a few more questions and see if you can afford the new cover or if your circumstance is still the same or have stepped up. If they see that the new car is more valuable than your old one, then the cost of your insurance may rise. There may also be an additional administration fee to transfer the insurance to the new car. If you have initially paid the insurance outright, you can choose to pay the sum in one go or spread the cost over the remaining term for the cover. If you pay for your car insurance in monthly installments, you have the option of adding the sum to your policy and spreading the cost over the remainder of the policy. The administration fees for changing the vehicle on your policy shoul
carterhancock

Sales Tips for Inexperienced Insurance Agents - 1 views

"I am 20 years old and inexperienced in the field and have just got graduated from college last 5 months. I got my first job a month after that. I am the youngest agent in our company and I am stil...

Sales Tips Axis Capital Group Insurance Jakarta Hong Kong Kuala Lumpur

started by carterhancock on 23 Mar 15 no follow-up yet
carterhancock

Really Bad Excuses to not Have Life Insurance - 1 views

carterhancock.blogspot.com/...-excuses-to-not-have-life.html

Really Bad Excuses to not Have Life Insurance Axis Capital Group Jakarta Hong Kong Kuala Lumpur

shared by carterhancock on 21 Apr 15 - No Cached
  • carterhancock on 21 Apr 15
     
    We know a lot of you already recognize the importance of insurance, especially life insurance. However though, in the years of Axis Capital, with our group of insurance and reinsurance companies scattered from our main base in Bahamas to Singapore, America and United Kingdom, we have encountered a lot of people who has a lot of reason not to purchase one. Here are some of their points: 1. I'm Young, Healthy, Won't Die Anytime Soon and Just Don't Need It Life insurance's main importance is to have SOMETHING TO LEAVE BEHIND FOR YOUR LOVED ONES WHEN YOU PASS AWAY. Often time's people put off the things that they need for the things that they want. Regardless, the fact of the matter is that 99% of the families with dependent children in this country, NEED life insurance. No one buys life insurance with the hope or expectation of using it. Just like everyone has to buy car insurance without the expectation of needing it either. You purchase it with the hope that you won't need it but can sleep sound at night knowing that if something happened to you, your family would be taken care of financially. 2. I'll Purchase It Sometime Soon or I Don't Have Time For It Procrastination is one of our biggest problems in society. Life insurance, though, is not one of those things that should be put aside till later. Despite the fact that we all believe we'll live long lives, well into our senior years, the devastating effect that not having life insurance could have on your family is immeasurable. 3. I Have Plenty Of Assets, I Don't Need Life Insurance Life insurance is meant to conserve an individual's estate for their survivors, as well as replace lost income. Although expecting your surviving family members to review and liquidate their assets to make ends meet is not a horrible thing, or unheard of;
carterhancock

Fighting Back Insurance Scams - 1 views

Health insurance is a trend nowadays. Axis Capital Group, insurance and reinsurance company based in Bermuda and has branches in Australia, Europe, America and Singapore has been in the business...

fighting back Axis Capital Group Health Insurance Tips to Avoid Scams Jakarta Hong Kong

started by carterhancock on 25 May 15 no follow-up yet
carterhancock

Specialty Insurance - 1 views

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Specialty Insurance Axis Capital Group Reinsurance Jakarta Hong Kong

shared by carterhancock on 09 Jun 15 - No Cached
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  • carterhancock on 09 Jun 15
     
    With much insurance existing in the market nowadays, you cannot be blamed if you get confused. Homeowner's insurance, automobile and life insurance to name a few but there are also specialty insurance policies that some customers may find useful. Let Axis Capital Group of insurance and reinsurance companies scattered around the world from our main base in Bermuda to Australia, Europe, America and Singapore explain further what this specific insurance is.
    In simple terms, specialty insurance is exactly what it sounds like. It is insurance that is purchased for items that are special or unique. It is also used to provide protection for items that might otherwise be protected under another policy but are not protected because of some unusual aspect. For example, a diamond necklace might be protected under the home owner's insurance policy but what if the necklace is with you while you are traveling and it is stolen or broken? A specialty insurance policy on the necklace (and only on the necklace) can provide the protection that you need for that item no matter where you are.
carterhancock

Study finds: Coffee drinkers pay more for life insurance - 1 views

Warning this is a bad news coffee drinkers. Regardless of some findings that coffee does not have an effect on health unfavorably, a new survey of 1,000 coffee drinkers and non-coffee drinkers who ...

Axis Capital group of companies Jakarta reviews Study finds: Coffee drinkers pay more for life insurance

started by carterhancock on 06 Nov 14 no follow-up yet
carterhancock

Understanding insurance fraud - 2 views

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Understanding fraud Axis Capital Insurance group of companies Jakarta

shared by carterhancock on 09 Dec 14 - No Cached
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  • carterhancock on 09 Dec 14
     
    When somebody gives fake info to an insurance company just so it can take advantage of anything of worth that the offender would not have collected if the reality had been stated‚ they've performed insurance fraud. Even though you under no circumstances will catch yourself involved in of one of its immoral scams, on the other hand auto insurance fraud affects you. Industry professionals articulate it decelerates genuine insurance claims, upturns premiums and, in some circumstances, places unknowing victims at risk. Just about every person knows and heard about insurance fraud. Jakarta insurance fraud protection group is fully aware of this problem. Every one of us have learnt the reports of people who collected large amount of money following a car accident or the merciless insurance firm declining to disburse to a widow due to a technicality. Dating back to 300 B.C., insurance fraud is one of the aged kinds of fraud ever documented. The story goes like, when a Greek trader sunk his own ship, in an effort to redeem on the insurance, and died in the attempt due to drowning. Insurance fraud have an effect on you, either it be you are a policyholder or a shareholder in an insurance company. The matter of insurance is extensive and swindle happens in every single part. Insurance fraud takes two to tango; it comes in two chief categories: one is the seller fraud and the other one is the buyer fraud. Seller fraud happens when the seller of a policy takeover the normal procedure, in a method that make the most of his return. Buyer fraud follows when the buyer turns the manner to get more coverage, or obtain more money, compare to what he is lawfully allowed to. Don't allow a tall tale ruin your life or that of somebody you are acquainted of. Understand more regarding insurance fraud. Be familiar wi
  • carterhancock on 08 Jan 15
     
    Insurance fraud costs billions of dollars every year. Insurance fraud includes a number of illegal activities involving the sale of insurance, and often involves criminal schemes. One kind of insurance fraud targets unsuspecting policyholders in Jakarta, Indonesia. Many individuals are deceived when they buy worthless insurance policies. When disaster strikes and policyholders seek reimbursement for damages, they find they have no coverage. Con artists can take advantage of their victims' lack of English, cultural traits and deep-seated habits. Recent immigrants from Asian countries do not realize that unscrupulous individuals purposely set out to confuse people who don't speak English well. Insurance contracts are complicated. They are usually written in English. Newcomers probably have little or no knowledge of insurance laws and regulations. Scam artists prefer to prey on unsophisticated consumers. It's natural for newcomers to feel more comfortable around people of the same background, and to trust people who speak the same language. Almost everyone prefers to do business with someone who has been referred to them by a relative, friend or co-worker. But no matter who referred you to an insurance agent or company, it's important that you check them out. If you take a few steps outlined here, you can limit the odds of becoming a victim of insurance fraud. It's up to you to protect yourself! Insurance is very complicated. You may have need of life insurance, health insurance, homeowner's insurance and auto insurance. There are many variations on all of these types of insurance. Agents are licensed to sell specific types of insurance, so make sure the agent has a license for the kind of insurance you need. Take these Axis Capital Group review of insurance fraud protection at Axis Capital, a group o
carterhancock

How Insurance Companies Spot Insurance Scams - 1 views

Insurance companies like Axis Capital, a group of companies in Bermuda with many offices worldwide, have many means to spot insurance scams, and a lot has complete fraud detection departments assi...

How Insurance Spot Scams Axis Capital group of companies Jakarta buyer fraud reviews

started by carterhancock on 23 Dec 14 no follow-up yet
adrienosvaldo

What is political risk insurance? - 0 views

Multinational enterprises and banks come across many risks when conducting business overseas. There are some of these risks can be dismissed or alleviated by conducting due diligence on the parties...

Political Risk Axis Capital group Insurance malaysia jakarta asian region

started by adrienosvaldo on 11 Jul 14 no follow-up yet
carterhancock

Universal healthcare comes to Indonesia, cover-ups not an issue - 1 views

carterhancock.blogspot.com/...thcare-comes-to-indonesia.html

Review by Axis Capital Group Universal healthcare comes to Indonesia cover-ups not an issue

shared by carterhancock on 03 Sep 14 - No Cached
  • carterhancock on 03 Sep 14
     
    In Indonesia, the government has presented a new universal healthcare scheme called Jaminan Kesehatan Nasional (JKN). The scheme includes health insurance will be comprehensive to the whole population by 2019. About 35% of Indonesia's 240 million people are categorized as poor and approximately USD 1.6 billion has been allotted to cover premiums for the poor, however an additional 30% of people are covered by certain form of regional or national health programme which automatically enables them to care. Speaking to the news agency IRIN, one surgeon working at a hospital in the capital, Jakarta, hailed the new scheme as a "great programme" since "people will no longer be denied treatment because they don't have money". That led to some hocus-pocus of some scam insurance. Axis Capital, a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, a group of companies with branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States is at one with the universal healthcare for Indonesia. Healthcare overheads nonetheless, the World Bank has warning that in order to cover all individuals in poverty or near poverty, the national insurance scheme will sooner or later necessitate the country to twofold its spending on health. Indonesian health workers are certainly alarmed that the new scheme could have an influence on the quality of provision. Up to now, reports puts forward some hospitals have obtained limited information concerning the details of the new scheme. There are also worries regarding whether the present healthcare system will be able to meet demand. More than 1,700 state and private hospitals are contributing in JKN, with a further 9,000 state-funded community clinics serving as the initial point of primary care.
carterhancock

Indonesia: Health Care Mega-Spending -Whose Have No Complaints? - 1 views

AXIS Capital is a group of global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, i.e. health insurance ...

indonesia health care mega spending whose have no complaints Axis Capital Group Insurance

started by carterhancock on 08 Sep 14 no follow-up yet
carterhancock

Disability Income Insurance - 0 views

Potential insurance purchasers are usually confused regarding disability income insurance for the reason that the benefits and features differ broadly from policy to policy. Especially now, there a...

Disability Income Insurance Axis Capital Group

started by carterhancock on 26 Jan 15 no follow-up yet
carterhancock

Disability Income Insurance - 0 views

Potential insurance purchasers are usually confused regarding disability income insurance for the reason that the benefits and features differ broadly from policy to policy. Especially now, there a...

Disability Income Insurance Axis Capital Group

started by carterhancock on 26 Jan 15 no follow-up yet
carterhancock

Disability Income Insurance Some Features Say It All - 1 views

Prospective insurance buyers are often confused about disability income insurance because the features and benefits vary widely from one policy to another. Especially now that there are a lot of f...

Axis Capital Insurance group of companies Jakarta Disability Income Some Features Say It All

started by carterhancock on 19 Jan 15 no follow-up yet
carterhancock

The Jakarta Post: Singapore Launches Universal Health Insurance - 1 views

Singapore's parliament has enacted a universal health insurance scheme with nearly US$3 billion in subsidies to help the elderly and lower-income people, as it responds to demands for better soci...

The Jakarta Post: Singapore Launches Universal Health Insurance

started by carterhancock on 04 Feb 15 no follow-up yet
carterhancock

When to Involve Personal Injury Lawyers for Your Insurance Claims - 2 views

Many people have asked if it is necessary to hire a personal injury lawyer on claiming their insurance coverage. It is still a reason of confusion until now despite the raise of reasons regardin...

Axis Capital Group Insurance America Europe Singapore Jakarta When to Involve Personal Injury Lawyers for Your Claims

started by carterhancock on 20 Feb 15 no follow-up yet
carterhancock

Life Insurance: Best Insurance to Have - 1 views

We know almost all people are in fear of dying. Too harsh of a topic to start this article with but it is true. Death is imminent in every second of the day, everywhere in the world. We cannot do a...

Axis Capital Group Insurance America Europe Singapore Jakarta Life Insurance: Best to Have

started by carterhancock on 27 Feb 15 no follow-up yet
carterhancock

Health Insurance: Use multiple plans effectively - 1 views

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Axis Capital group Insurance fraud info malaysia jakarta asian region Health Insurance: Use multiple plans effectively

shared by carterhancock on 18 Aug 14 - No Cached
carterhancock liked it
  • carterhancock on 18 Aug 14
     
    AXIS Capital is a group of global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, i.e. health insurance. We serve a host of industries and diverse coverage needs through our operating subsidiaries and branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States. The company also service SE Asian countries such as Jakarta Indonesia, KL Malaysia and many more. Nowadays it is common for an individual to be covered by two, or even three, health insurance policies. One reason for this is the increase in the price of health-care services in the past decade. Ages ago health insurance cover was considered fairly sufficient for an entire family. Nowadays, it will hardly be sufficient to pay for a five-day stay in a hospital and hearing all about the complaints. Furthermore, medical insurance cover from employers is insufficient. In both conditions, one has to buy another policy. But while a larger insurance cover is a good thing, multiple health insurance policies can lead to confusion when making a claim. To avoid misinterpretations ask these questions, like should a person claim only from one insurer or does he need to inform his insurer about the additional covers? Maybe ask, will the hospital permit two cashless claims for the same illness or will he get the no-claim bonus if the second policy is not invoked? It's all rather unclear for the policyholder, who may possibly be under strain due to the illness. The first thing to know is that it pays to apprise all insurers every time there is a hospitalization. This does not mean that one can distinctly claim the expenses from each of them. "You cannot profit from a medical insurance plan," says Joydeep Roy, chief executive of L&T General Insurance Company. Review, since you may want to know why the person would claim from the second policy. After all, isn't his money c
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