Ebola: Health insurance companies remain cool but alert - 1 views
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Purchase a basic accident cover first and shop for add-ons after - 1 views
AXIS is a global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services with branch offices in Bermuda, Australia, ...
Methods for a better score on a life insurance paramedical assessment - 1 views
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carterhancock on 05 Nov 14AXIS Capital is a group of global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services. We serve a host of industries and diverse coverage needs through our operating subsidiaries and branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States. The company also service SE Asian countries such as Jakarta Indonesia, KL Malaysia and many more. We present you these tips to improve scores on a life insurance paramedical exam. Don't smoke "Somebody who has smoked their entire life for 50 years and then stops smoking for three months - they're considered a non-smoker," Dziuba says. Dziuba isn't telling that smokers lie on their applications and stop smoking a few months prior the test. Carriers take into account a history of smoking when the person is examined, but the lab results only test for nicotine currently in the system, he says. Fast Warning, don't eat overnight or at least two hours prior the exam. A last meal the preceding night must be healthy and well balanced. The applicant might likewise be informed not to drink anything up to four hours before the exam, although a little amount of water may be permitted. Dziuba instructs clients to plan exams for a weekday and not a Monday - a weekend of spoiling in fatty foods and alcohol can increase cholesterol levels on a Monday. Lose weight You must not attempt to lose weight hasty. That will typically get rid of water weight. However losing one to two pounds per week over a few months, or optimistically over a year, can relieve an applicant fall from being a standard risk to getting a favored rate - a 15% to 20% difference in premiums. Don't drink alcohol Keep away from alcohol for at least 12 and if possible 48 hours prior to the exam, since it can raise blood pressure and unfavorably disturb elements of the blood work. High blood pressure can be the alteration
Axis Capital Group Insurance: Assessing Final Expense Insurance - 2 views
Final expense insurance, regularly called burial insurance, was retailed door to door as late as the 1960s. Then it turns out to be the domain of mid-sized life insurers, funeral home directors ...
How to ensure health insurance plans for extended family - 0 views
A lot of people are planning for a life without a complete health insurance cover for their family as insurance companies are busy executing caps, sub-limits, co-payment clause, amongst other thing...
How to ensure health insurance plans for extended family - 0 views
A lot of people are planning for a life without a complete health insurance cover for their family as insurance companies are busy executing caps, sub-limits, co-payment clause, amongst other thing...
Indonesia: Health Care Mega-Spending -Whose Have No Complaints? - 1 views
AXIS Capital is a group of global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, i.e. health insurance ...
Disability Income Insurance Some Features Say It All - 1 views
Prospective insurance buyers are often confused about disability income insurance because the features and benefits vary widely from one policy to another. Especially now that there are a lot of f...
Co-Insurance and how it Works - 1 views
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We often see co-insurance clauses in our policies. Have you ever understood what it is? Co-insurance is one of the terminologies in insurance industry which are often misunderstood and misinterpreted. Of course, you can ask your insurance agent to better explain what it is. For our readers, Axis Capital, with a group of insurance and reinsurance companies scattered around globe from Bermuda to Singapore, Australia, United Kingdom and more than ten states in the US of A, has summarized the definition of Co-insurance in layman's terms. Co-insurance, in a sense, is the amount you have to share for the cost of your insurance. It is often computed in percentage. For instance, a man's health insurance covers 85% of his hospital dues. The remaining 15% of the fee is your coinsurance. For that, you'd think you have figured it all out until you stumble upon the term, "deductible". This in itself is a little bit similar with co-insurance and is often mistaken for the other and/or interchanged. Deductible is the amount you have to pay before your insurance begins to pay. Blue cross has provided this best example: Let's say your plan's deductible is $1,500.
Insurance Industry to Incorporate Social Media Strategy - 1 views
For years, many insurance agents have had the same sales pitch, "review your annual premium… here are the list of what needs doing… the important thing is"… With the advancement of technology, tho...
Covers of Life Insurance - 1 views
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Life insurance is a vital financial must have that is right for practically every person. There are countless situations that ensuring life insurance is advantageous. If you are thinking of purchasing a life insurance, consider Axis Capital, a group of companies in Bermuda and has many more offices worldwide. Term life insurance is a certain kind of life insurance, which protects you for a definite time frame, or term. The timespan you decide on besides the total coverage is entirely in your hands. Your family would collect financial benefit amounting to what you stated when you began the policy if that you die during the period of the term. Life insurance coverage is usually consumed as an income substitute to settle debts as well as to cover your family's living expenses. Many in Jakarta, Indonesia have weighty financial debts. Your family is liable to pay off your debt on the condition that you die with obligations. This additional financial liability could be crippling for your grief-stricken family when you leave them with large debts. Term life insurance is intended to cover these balances, covering your family from possible financial problem if you were to pass away. A lot of times huge medical charges lie ahead for a grieving family when a loved one dies from accident or illness. Even your funeral would furthermore cause a big financial problem for your family, and will leave everyone with many complaints. You would be able to guarantee your term life insurance covers these expenditures thus making your family worry free and can be able to grieve and recover emotionally. Life insurance would make certain your family and loved ones are well taken care of if there is something unfortunate happen to you. This may be used to fund for a future college fee or cover present everyday living expenses if you have children and if you have another half who has no job or who depend on dual-income to finance your family, this coverage c
How Insurance Companies Spot Insurance Scams - 1 views
Insurance companies like Axis Capital, a group of companies in Bermuda with many offices worldwide, have many means to spot insurance scams, and a lot has complete fraud detection departments assi...
Why You Need an Insurance against Accidents and How to Buy One - 1 views
You have a huge life insurance cover with a term plan to protect your family's financial future. You also have a complete health insurance plan to pay your hospital bills. Your car is insured agai...
Healthy Indonesia Cards might incorporate JKN insurance program: Indonesians has no com... - 1 views
Observers have said President-elect Joko "Jokowi" Widodo may rename the existing national health insurance (JKN) program the Healthy Indonesia Card (KIS) program, as both health programs share a si...
Life Insurance: Best Insurance to Have - 1 views
We know almost all people are in fear of dying. Too harsh of a topic to start this article with but it is true. Death is imminent in every second of the day, everywhere in the world. We cannot do a...
Weirdest Insurance Filed - 1 views
Insurance companies have been around for hundreds of years that almost all of things needed to be insured are already listed, yes, even the unimaginable. Here are some of the weirdest insurance cla...
Health Insurance: Use multiple plans effectively - 1 views
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AXIS Capital is a group of global insurer and reinsurer, providing clients and distribution partners with a broad range of specialized risk transfer products and services, i.e. health insurance. We serve a host of industries and diverse coverage needs through our operating subsidiaries and branch offices in Bermuda, Australia, Canada, Europe, Latin America, Singapore and the United States. The company also service SE Asian countries such as Jakarta Indonesia, KL Malaysia and many more. Nowadays it is common for an individual to be covered by two, or even three, health insurance policies. One reason for this is the increase in the price of health-care services in the past decade. Ages ago health insurance cover was considered fairly sufficient for an entire family. Nowadays, it will hardly be sufficient to pay for a five-day stay in a hospital and hearing all about the complaints. Furthermore, medical insurance cover from employers is insufficient. In both conditions, one has to buy another policy. But while a larger insurance cover is a good thing, multiple health insurance policies can lead to confusion when making a claim. To avoid misinterpretations ask these questions, like should a person claim only from one insurer or does he need to inform his insurer about the additional covers? Maybe ask, will the hospital permit two cashless claims for the same illness or will he get the no-claim bonus if the second policy is not invoked? It's all rather unclear for the policyholder, who may possibly be under strain due to the illness. The first thing to know is that it pays to apprise all insurers every time there is a hospitalization. This does not mean that one can distinctly claim the expenses from each of them. "You cannot profit from a medical insurance plan," says Joydeep Roy, chief executive of L&T General Insurance Company. Review, since you may want to know why the person would claim from the second policy. After all, isn't his money c
Understanding insurance fraud - 1 views
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Health insurance is a method of insurance that compensates for medical expenses. Saying that you have a health insurance, you must pay a certain sum of premium each year to an insurance company like Axis Capital, a group of companies in Bermuda and other offices around the world, and then if you unfortunately had an accident or if you must go through a surgery or an operation, the insurance company will pay for your medical expenses. Through the health insurance financing a world of benefits to people, fraudulent claims increase. Frauds can be executed by anyone, meaning by a health insurance company, a policyholder or even its employees and is chronic in Jakarta Indonesia. Frauds carried out by a policyholder possibly will be made up of associates that are not qualified, suppression of age, cover-up of pre-existing illnesses, failure to state any important data, giving made-up info re self or whoever other relative, insolvency in settling previously cleared or declined claims, deceits in physician's medicaments, fabricated documents, untrue bills, overstated claims, etc. Schemes by health insurance companies or by its personnel consist of planning of false claims through a phony physicians, charging for products or services not provided, overstated claims compliance, billing made for advanced level of provisions, changes or revisions completed in submission of health insurance claims, alteration of patient's diagnosis, counterfeit documentation, and con performed by the workers of a hospital or some other healthcare product or service contributor so it can create a fast cash. Deceitful health insurance claims are a foremost moral risk not just for the health insurance business nevertheless even for the whole country's economy. Actual evidence as proof consisting of documentation, testimonials rendered by the policyholder and his relatives and also neighbors are considered. http://carterhanco
Safeguard Your Business with Insurance Products - 1 views
It endures a great deal of diligence to operate a business in Jakarta Indonesia and to any part of the world. In the beginning, you must guarantee that you get customers or clients that you can ...
Internet of Things and Insurance - 2 views
The Internet of Things (IoT) has been everywhere. Even in developing cities such as Bangkok, Thailand, Jakarta, Indonesia and Kuala Lumpur, Malaysia, the internet has been greatly advancing and inf...
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