Proponents of comprehensive regulatory reform hope for sweeping measures to protect consumers from predatory lending, rein in high-stakes Wall Street trading in arcane derivatives, boost capital requirements for banks that want to bet big with depositors' money and spread some regulatory sunshine on the dark pools of the “shadow banking system” that caught regulators flat-footed when the market spiraled into the abyss in the fall of 2008. “We cannot afford to let the status quo continue,” Sheila Bair, head of the Federal Deposit Insurance Corp., told a meeting of business economists in Washington. The final law is still in doubt. Sen. Christopher Dodd, D-Conn., has pressed for reform during a year of intensely partisan bickering. On Friday, Dodd — a lame duck who announced his retirement after disclosures that he accepted favorable terms from subprime lender Countrywide Financial — claimed that the Senate Banking Committee he chairs was “days away” from wrapping up a bill. Any resolution faces a major political hurdle that has drawn the most public attention: a proposal to create a new agency to protect consumers from predatory lending and other abusive financial practices. While the "systemic risks" to the financial system may represent a bigger threat in dollar terms, voters might be more focused on the consumer impact.Dodd said that’s not hard to understand.“The subject matter of derivatives and swaps and the issue of systemic risk and too-big-to- fail seem somewhat removed from the general public,” he told CNBC after the Senate compromise was reached. “Watching my credit card go to 32 percent rates and huge fees, watching prepayment penalties on mortgages, these are things that millions of people understand.”
Mango Dash india on 19 Nov 14Tetra Pak Juice, nectar and still drinks are three categories of drinks with so many variants that all consumers, regardless of age, lifestyle and taste preferences, can find their favorites. Common to them all is that, to varying degrees, they contain the natural Mango juice or extract from fruit, vegetables or herbs. What the final product can be called is regulated by national and regional food legislation, but with some variation. Mango Tetra Pak Juice - 100% fruit Juice Juice contains only the natural ingredients contained in fruit and vegetables, i.e. fruit juice or fruit juice concentrate, water, natural flavorings and fruit pulp. Whether the juice comes from concentrate or not, it undergoes a mild pasteurization process before packaging to ensure that the consumer gets a safe, high quality product, without any risk of unwanted micro-organisms. Product content and labeling of fruit juices are subject to different regulations that vary globally. In the USA there are standards set by the FDA and USDA, in the EU there are both mandatory directives and recommendations, and other regions may have a mixture of mandatory and voluntary standards. Nectar Within the beverage industry nectar is a fruit juice that is too thick to drink for example, from apricots, peaches and pears. The mango juice, or rather the puree, must therefore be diluted with water and have sugar added to make it drinkable. The fruit juice content in nectar can vary between 25 and 99 per cent. Still drinks The next step on the scale for less juice content is still drinks, namely fruit drinks with less than 25 per cent of fruit content. Some countries require that the juice content is stated on the package and others have a minimum requirement for juice content.
