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Android applications downloaded by as many as 185 million users can expose end users' online banking and social networking credentials, e-mail and instant-messaging contents because the programs use inadequate encryption protections, computer scientists have found. The researchers identified 41 applications in Google's Play Market that leaked sensitive data as it traveled between handsets running the Ice Cream Sandwich version of Android and webservers for banks and other online services. By connecting the devices to a local area network that used a variety of well-known exploits, some of them available online, the scientists were able to defeat the secure sockets layer and transport layer security protocols implemented by the apps. Their research paper didn't identify the programs, except to say they have been downloaded from 39.5 million and 185 million times, based on Google statistics.

" It is, Julio Vildosola concedes, a very big bet. Enlarge This Image Warrick Page for The New York Times Julio and Eva Vildosola and one of their two children. Mr. Vildosola will join a small software company in Cambridge. Readers' Comments Readers shared their thoughts on this article. Read All Comments (269) » After working six years as a senior executive for a multinational payroll-processing company in Barcelona, Spain, Mr. Vildosola is cutting his professional and financial ties with his troubled homeland. He has moved his family to a village near Cambridge, England, where he will take the reins at a small software company, and he has transferred his savings from Spanish banks to British banks."

The goal of the workshop is to explore ways to become better providers and connectors of knowledge in a world where the sources of knowledge are increasingly diverse and dispersed. At the World Bank, for example, we are seeking ways to connect with new centers of research, emerging communities of practice, and tap the practical experience of development organizations and the policy makers in rapidly developing economies. Our goal is to find better ways to connect those that have the development knowledge with those that need it, when they need it.

"Bitcoin-Central got the go-ahead thanks to a deal with French financial firms Aqoba and Credit Mutuel. The exchange is one of many that swaps bitcoins, computer generated cash, for real world currencies. The change in status makes it easier to use bitcoins and bestows national protections on balances held at the exchange."

Having at least six months of expenses provides financial stability, helps you avoid debt with high interest payments, and lowers stress levels. We have a full year of expenses put aside in liquid cash, and it lets me sleep well at night. Emergency funds can actually have a better return on investment than what you see on a bank account. But that doesn't mean I shouldn't still maximize my interest earned, especially as cash is an asset class where you can increase your return without having to take on additional risk (if you stay FDIC-insured or equivalent).