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What is Retirement Income Planning We now have to figure out how to distribute all these assets that you've now accumulated. The basis of retirement is that you cannot have a retirement, or you cannot retire without income. That's why income planning is all that more important in retirement. There's three things, or three levels that I believe that you need to have when it comes to your income planning. One is you need to have the income to maintain your lifestyle. I know most of you, if you are a baby boomer, or a pre-retiree, or someone that's already retired, you want to make sure that you can have that same amount of income that you've been able to have throughout your entire life. What is Retirement Income Planning That way, you can maintain your lifestyle and do the things you want to do, still gift to your grandchildren, or you children and do those trips that you like to do, maybe travel the world, or golf. It's important to have that income when you retire to maintain your lifestyle. I hope, for everyone that's watching this video, is able to maintain their income, or maintain their lifestyle when they retire. What you need to do to make sure you can have enough income is first understand how much you are spending. Believe it or not, a lot of you do not know how much you're actually spending every year.

I want to talk to you about a recent article I just read about a financial advisor stealing their client's money. I want to make sure that you can avoid those same problems. We already know about Bernie Madoff and the issues that he's caused through all the ponzi schemes but they still exist today and you really do have to watch out for yourself. There's a recent article talking about a gentleman in Minnesota that stole about a million dollars from his clients over the last two years which is a lot of money. One of the things that he did is he basically took the money, put it into his own checking account, and he used it. Well even one scenario, he took $100,000 from a client, turned it around and went and bought a Maserati. This is a really, really nice car. How To Avoid Financial Fraud I want to make sure you can protect yourself from those same potential problems. There's some things you can do to make sure you will avoid those issues. The first thing to do is do a broker check or make sure they are a registered investment advisor or an investment advisor that is registered with the securities exchange commission. What you can do is you can go to brokercheck.com. At brokercheck.com you can enter in the person's name or even their firm to make sure they are registered. Another good site to go to is investor.gov. It does basically the same thing that brokercheck does and even while you're there, you can see what type of report will come up as far as if they have any blemishes, if they have any problems in the past, are they an advisor that has a lot of disputes. Right there will give you a lot of information but also some red flags. If they are not registered as an investment advisor though the securities exchange commission, they're not allowed to do any trading of stocks, bonds, mutual funds, exchange rate funds and really they're not allowed to give you much financial advice.

I think one of the biggest compliments we get from any customers is that, you know, they've been driving all over town looking for a particular part, and they get to us and we've got ten on the shelf. And it happens all the time. So, a lot of the guys now they are like, they almost take it for granted that we are going to have it, because that's what we do. And it's just staff like that we feel what we're doing is just normal, whereas a lot of customers they're like, they think it's amazing and we're Santa Clause that we had this huge amount of inventory in a small place, because it doesn't make sense that you can't find that product anywhere else in Montreal and Mississauga and we've got a pile of them on the shelf.

Justin Paperny: Hi everyone. I'm Justin Paperny with White Collar Advice, and I'm pleased to welcome my friend and colleague Michael Szafranksi to the program. Hey bud. Michael S.: Hey Justin. Justin Paperny: Let's jump right in with your experience through Miami Federal Prison Camp. You wrote a guest blog on the White Collar Advice site. I'm going to put up a link to the blog, but in that blog, you said, "Miami is different than a lot of another federal prison camps." Miami Federal Prison What did you mean? Michael S.: Well, Miami itself just outside of the world of prison sort of operates on its own set of rules. It's certainly South America within the United States. On top of that, when you get to the prison itself, you're a population that is less white collar than many of the other prison camps plus the fact that it's attached to a low security prison means a lot of inmates transition relatively early on from the low to the camp, so you have a population that's different, and as a result of that, you have different stringencies imposed on the inmates by staff. Justin Paperny: Okay, so we'll get into those stringencies in a minute. Let's first talk about how you got to the federal prison camp in Miami. The majority of my clients, our clients, self surrender to prison, but on occasion, they're remanded to custody in part because of the case or the judge. Tell us how you actually got to the federal prison camp.

Health care The health we experience in our lives is our responsibility to create and manage. If you have been studying health and the health care system as long as I have you will come to the conclusion that the current{ healthcare} system has nothing to do with holistic health and healing, rather they are in the business of manipulating the body with synthetic drugs and surgery. Health care : Health requires a holistic perspective touching on areas of nutrition, exercise, mental and emotional stress as well as environmental and physical stress. The good news is that you do have the power to create the health you want to experience through balancing your lifestyle, balancing your nervous system and reducing your exposure to environmental toxins. Health care When we can adjust our belief system and begin to believe in ourselves and the innate healing power that is within us we can begin to see the truth and see the true potential that we have to heal. Follow my videos for more inspiration and to go on this journey with me.

South Carolina Rates- South Carolina Home Loans South Carolina Rates Hello.This is Greg Tanner with Nations Lending. This is my very first podcast. I will tell you, this is probably going to be a short podcast, but it's definitely an important one. Unless you've been living under a rock, you know that South Carolina rates have been going up since the election. Unfortunately, they've gone up the most they've gone up in years. I don't see that that's going to be a trend that's going to stop any time soon. Hopefully, they're going to level off here very soon, but I don't know that we're going to see them go back down to record lows that they have been for the past few years.

Justin Paperny Dating After Federal Prison To be or not be' is the opening line in Shakespeare's Hamlet. We are not talking of Hamlet today, though I will steal from that and say to tell or not tell, as it related to dating after federal prison. I am going to share my experience and some of the experiences of my clients. So, let's get started. Dating After Federal Prison It's Justin Paperny at White Collar Advice and today we're going to talk about dating after prison. Now, I've been told by a number of really great clients my experience was easier, because I went to federal prison and I did not have children. And there's a lot of truth in that. I was 33 when I went to prison. I was single. So there is some truth to that. Incarceration is harder on your family and your loved ones and even though you're the one serving time it is harder on those that love and support you, namely your wife, your children, your husband.

{{service.description}}He would get the win, have his redemption and walk away with his head held high. But that win has been tainted by the tapout that referee Charles Robinson did not see. Undertaker went from being the cagey veteran who wouldn't say die to being the cheap-shot artist taking the easy way out. By all rights, The Phenom has turned heel. However, this was perhaps the best way to keep their rivalry going. Now fans are getting more than just a nice feud with a cliched ending; they're getting a dramatic twist and a reason for the heat between the two to continue. The fact is that two matches would never have been enough for Undertaker and Lesnar. There was too much intensity and too much bad blood to believe one more match was not needed to wrap things up. The two men proved they can still tell a compelling story, and that story

Hi. I'm Vince Oldre, certified financial planner. I want to talk to you about one of my favorite subjects, which is social security and help you figure out what the best way to take social security is. Now, social security is very complex so I'm just going to go over five things here today. But if you do want more help, please feel free to reach out to me. I'm more than happy to help you. Hi. I'm Vince Oldre, certified financial planner. I want to talk to you about one of my favorite subjects, which is social security and help you figure out what the best way to take social security is. Now, social security is very complex so I'm just going to go over five things here today. But if you do want more help, please feel free to reach out to me. I'm more than happy to help you. I do have our 25 secrets to maximizing social security that I'd put together and it's a free download if you want to go to our website to make sure you can download it. I'll put a link here on the video to make sure you can download my 25 secrets to maximizing your social security as well. One of the first things I want to talk about is when it comes to social security is make sure you're basing your social security on your overall retirement plan. You don't want to look at social security all on its own. You want to make sure that you're looking at social security with your overall retirement plan and that's because there are a lot of things that when it comes to your retirement plan that it can affect what your social security looks like, such as taxes, what your survivor check or your survivor income might look like if you're married, what the income will look like as far as your guaranteed income sources, and whether or not you have enough money to make it out to maximize your social security.

A lot of these retirement calculators that you can use online, they make too many assumptions. A lot of them use fixed rate of returns, and if you were around, which I assume you were, in 2001 and 2008, you would know that the market doesn't just go at a fixed rate of return at 8%. There are going to be bumps and hills along the way. That's why when you use too simple of a calculator, it may give you a false sense of security. Make sure when you're using a retirement calculator it's not going to be too simple. Minneapolis Financial Planner That's why you need to also point to other factors, like social security. The reason why a lot of these other retirement calculators do not work is because they don't actually look at your overall plan. I'm not just talking about the free ones you can use with your 401(k) plans, but the ones that even that some financial advisors use aren't going to look at everything like social security. The benefit with some of these financial retirement calculators is they will actually put your social security calculations in with your overall retirement plan. If you are going to be using one, make sure that you use one that's going to have that social security ability to plug into your overall retirement plan. Minneapolis Financial Planner

Still, imprisonment can be harder on those that love and support us, including our wives. For that reason, Ro Clausen and I proudly share a video that addresses how prison wives can both prepare for and thrive through that{ first day in federal prison.} To view our private video, 10 Things You Have To Know If Your Husband Is Going To Prison

Beginner treadmill workouts from traditional flat manually roller treadmills to advanced motorized treadmill that have many feathers such as , lED screen that show you all information about your workout including heart rate , the time you spent , how many calories are lost during your workout and your current heart rate. there are also some treadmills that...

The 80 20 rule dictates that 20% of what we do, gives us 80% of the results we want! Most people prioritize the wrong things, and waste SO much time on tedious tasks that don't get them the value they're after! We will take a look at the Pareto Law also known as the 80 20 rule which helps to prioritize what is most important in your life! Start to think about time management, and start to actively think about how to manage time, get organized and declutter your life! We will also discuss how to stop procrastinating through some real actionable, implementable secrets that will teach you exactly the causes of procrastination and exactly how to not procrastinate!

Investment Advisor Minneapolis I'll start with an article that the Wall Street Journal just came out with recently and that was the illusion of wealth and the illusion of poverty. What happened was there was a question about whether a million dollars was enough to retire around or would you rather have $5,000 of income per month. Now the illusion is that the million dollars is an illusion of wealth and the $5,000 a month is an illusion of poverty. What you really need to do when it comes to figuring out when you can afford to retire is actually combine those two things together and then you will no longer have an illusion. To know more visite our website

Society is run by the rich, those who don't know it or believe it simply don't understand the way things work. The ONLY WAY to adjust this paradigm is to become your own boss. Working for someone else will NEVER MAKE YOU TRUE WEALTH, its as simple as that. You can put in 16 hour days 7 days a week for years and can still make 100k a year, or sometimes even less How hard you work is NOT directly proportional to how much you make when you work for someone else, anyone who has worked in a corporation knows there are people who work harder and those who do less, and their wages do not reflect that in a linear fashion... When you work for yourself how hard/smart you work is EXACTLY proportionate to what you can create and earn, and this is a beautiful thing for the hustler... Society and the government and our upbringings too often program us to believe that the proper way to grow up is to go to school get grades go to college and get a normal job While this path works for some, entrepreneurs know from an early age they need something different, they NEED to break apart from the average and create the life of their dreams

Learn the Why Most Shopify Niches FAIL - And the Three Simple Tricks I Use to Find Home-Run Niches EVERY TIME! ★☆★ FREE Shopify Ninja Secrets (CLOSING SOON) ★☆★ https://go.officialkevindavid.com/sho... STEP #1 ➜ Join the Shopify Ninja FB Group! (CHEATSHEET) https://goo.gl/7K5agp STEP #2 ➜ Sign up for our Exclusive Shopify FREE TRIAL! https://goo.gl/eSgC12 STEP #3 ➜ Join the Shopify Ninja Masterclass + FREE 1-On-1 COACHING (YouTube EXCLUSIVE PROMO CODE = "KD250") ► https://goo.gl/uAg9gf Shopify Product Research Video: https://www.youtube.com/watch?v=mFE5V... Welcome to the video on how to find the worlds best Shopify niches, and how to find profitable niches, and trending niches for Shopify or eCommerce every single time! We are going to discuss methods that any beginner can follow, but advanced enough even for experienced sellers We will go over the common mistakes Shopify sellers make when selecting their niches, and the ONE MISTAKE that costs the most time energy and money I see beginners making again and again! By the end of this video you will know how to select a profitable niche, and know whether or not you will be able to advertise to that niche through HIGHLY TARGETED FACEBOOK ADS, BEFORE ever even setting up your store! You will know what to look for for a Shopify niche in 2018, and how to identify profitable niches in 2018 for Shopify, happy selling! For Advanced Product Research techniques make sure to check out our Shopify Product Research video below: https://www.youtube.com/watch?v=mFE5V...

As women, there are some things that specifically, as the female gender, that we do--or don't do--that tend to prevent us from going as far in our careers as we could.

The Internet is teeming with marketing platforms that don't cost a dime-you just need to know where to look. You may not have wads of cash to spend on marketing in the early stages of your startup, but that doesn't mean that there aren't effective ways to get your brand out there. Here's how you can promote your business digitally.

The speech that Mr. President gave at White House Correspondent's Dinnershowed that he really has agood sense of humor about his Obamacare.

Okay, so back in 1972 my uncle Jerry Boye- and he was a winder at a company called Westinghouse. And, he approached my stepfather with an idea that they should open up their own electric rewind business. So, the two of them decided to partner up. My aunt got involved; my mother was involved; was a real family business. It was just the four of them that were working it.