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Contents contributed and discussions participated by Tim Smith

Tim Smith

Welcome to new members - read this first - 15 views

buying estate investing questions real selling
started by Tim Smith on 07 Apr 07 no follow-up yet
  • Tim Smith
     
    Welcome to East Tennessee's Home Team Real Estate Group.
    Send questions to easttnhometeam@gmail.com
    Narrated by Tim Smith and Melissa Allen

    This group will help answer questions regarding real estate buying selling and investing. With so much information out there, we have found clients coming to us more educated (that is a good thing) and having tougher questions about how to manage all the newfound knowledge.

    "We love working with FTHB's (first time home buyers), they come with so many questions and bring real excitement & get-up-and-go to the table." say Tim. FTHB's are a lot of fun, but not very profitable from a business standpoint. That is a real cause for many agents not work with them. There is a need out there to help teach, explain and spend extra time during every step of the buying/selling process. The bottom line, if we do a good job, many will be able to either keep their current homes for a lifetime or upgrade on down the line. We rely on what we tell them to be accurate and truthful, so they will let us serve them in future transactions and investments.

    "We love our community and try to do as much as we can during any free time. The main reason we wanted to start this group is to help serve the community. Realtors are looked upon less favorably than lawyers and I want to change that. Serving and teaching is just one way to break the stigma" Say Melissa.

    Tim Smith and Melissa Allen work for Coldwell Bankers Wallace & Wallace Realty in East Tennessee. They have formed a great partnership call "East Tennessee Home Team". They love working with the first time homebuyers as well as the seasoned clients looking to upgrade their surroundings. In addition, they specialize in lake lots and development property for investor and retirees in the surrounding area.

    So make the smart move with "East Tennessee's Home Team". Ask any questions concerning real estate and market trends.

    Tim Smith
    865.755.4875 mobile
    865.966.1111 branch
    Tim.Smith@coldwellbanker.com

    Melissa Allen
    865.603.7583 mobile
    865.966.1111 branch
    Melissa.Allen@coldwellbanker.com
Tim Smith

Garage Door Troubleshooting | Garage Door Problems | How To Repair Garage Door - Genie ... - 0 views

  • How do I program my in-car transmitter to an Genie Intellicode or Chamberlain Security Plus system? Homelink in-car programming instructions: To program a built-in-car transmitter to a rolling code garage door opener (Genie rolling code is called Intellicode, Liftmaster/Sears is called Security plus), you should take the following steps. Clear out anything previously programmed into the in-car system from the factory by holding down on the 2-outside buttons simultaneously, until the in-car red light starts flashing rapidly.  This may take up to a minute.  (In a few cases, some make cars require the keys to be in the ignition, or the car motor must be running, or the car door must be shut) Decide which button you want to make to be your in-car garage door transmitter.  Hold your transmitter up near the selected button, pressing both the garage door remote and the selected in-car transmitter button simultaneously.  Hold down on the buttons until the in-car, red light flashes rapidly.  this sets the in-car transmitter to be your garage door openers make transmitter, but you are not done.  You now need to make this in-car transmitter your personal transmitter. Go to the Learn Button on your garage door opener.  The button is usually right next to the area the floppy antenna is connected to the motor head.  With Genie it is most often behind the light lens, and flashes red when pressed.  With Sears or Liftmaster (Chamberlain) it is near, or part of, the terminal screw board.  Press this learn button momentarily.  A red light should start to flash or an amber light should turn on and stay lit.  Go back to the in-car transmitter button you programmed and press this button 3 or 4 times, or until the door starts moving.  This should set your in-car transmitter to your garage door opener. How do I program my Intellicode or Security Plus Transmitter? The code changes every single time you press the button.  It is a rolling code transmitter and there are 4.5 billion combinations, so it is never on the same frequency twice!  If you've lost a transmitter you can delete out all of the transmitters programmed into you garage door opener by holdingdown on the learn button, or smart button until the light stops blinking.  The learn, or smart button is behind the light lens or on the back of the motor head and is close to the floppy antenna wire.  Some models require you to unscrew 2 bolts on the light lens to be able to remove the lens and access the learn button.  The smart button for Chamberlain openers is usually on the terminal board. To reprogram each transmitter, push the learn button momentarily and the red or amber light will start  blinking.  It will blink for up to 30 seconds.  In that time press one of your transmitters 3 or 4 times  until the garage door starts moving.  Keep the transmitter at least 2 feet away from the antenna.Perform the same process with each transmitter. If you are in need of an Intellicode transmitter (GIT-1), you can find them on our Web site in the Genie section.  If you need a Chamberlain (Liftmaster/Sears) Security Plus transmitter, go to the garage door transmitter section of our Chamberlain store.  Stanley and Linear have similar, rolling code transmitters.  To access our transmitters go to Transmitters and Receivers and click onto the appropriate manufacturer.
Tim Smith

101 Reasons to Consider a Real Estate Agent - Yahoo! Real Estate - 0 views

  • 101 Reasons to Consider a Real Estate Agent Appreciating the Numerous Steps an Agent Takes for Homeowners With more real estate resources available on the Internet, it may seem as if buying and selling a home is an easy task. These 101 reasons will show you the extent of knowledge and experience that an agent provides to help you through a real estate transaction. This list reflects actions, procedures and processes that a real estate agent may typically perform during a residential real estate transaction - and are all things that you could avoid doing yourself. Typical Pre-Listing Activities 1. Research Current Properties 2. Research Sales Activity from MLS and public records databases 3. Provide Average Days on Market Assessment 4. Review Property Tax Roll 5. Prepare a Comparable Market Analysis (CMA) 6. Verify Ownership and Deed Type 7. Verify County Public Property Records 8. Perform Curb Appeal Assessment 9. Provide Public School Value 10. Provide a Listing Presentation 11. Analyze Current Market Conditions 12. Present Credentials 13. Deliver CMA Results 14. Discuss Planning and Strategy 15. Explain Listing Contract, Disclosures & Addendum 16. Screen Calls from Buyers or Agents 17. Explain Homeowner Warranty Selling the Property Activities 18. Review Title Details 19. Order Plat Map 20. Create Showing Instructions 21. Obtain Mortgage Loan Information 22. Review Homeowner Association Fees and Bylaws 23. Submit Homeowner Warranty Application 24. Add Homeowner Warranty in MLS 25. Review Electricity Details 26. Arrange Inspections for City Sewer/Septic Tank Systems 27. Collect Natural Gas Information 28. Provide Security System Status 29. Determine Termite Bond Status 30. Analyze Lead-based Paint Status 31. Distribute Disclosure Packages 32. Prepare Property Amenities 33. Detail Inclusions & Conveyances with Sale 34. Compile Repairs Needed List 35. Send Seller Vacancy Checklist 36. Install Lockbox 37. Make Copies of Leases for Rental Units (if applicable) 38. Verify Rents, Utilities, Water, and Deposits for Rentals 39. Inform Tenants of Listing for Rentals 40. Install Yard Sign 41. Perform Interior Assessment 42. Perform Exterior Assessment Advertising and Marketing a Listing 43. Enter a Profile Sheet into the MLS Listing Database 44. Provide Copies of MLS Agreement 45. Take Additional Photos for MLS and Marketing 46. Create and Advertise Property Listing 47. Coordinate Showing Times 48. Create and Mail Flyers 49. Compare MLS Listings 50. Develop Marketing Brochure 51. Notify the Network Referral Program 52. Create Special Feature Cards 53. Analyze Feedback Emails and Faxes Handling Offers and Contracts 54. Receive Offer(s) to Purchase 55. Evaluate Net Sheet 56. Counsel and Mediate Offer(s) 57. Deliver Seller's Disclosure 58. Obtain Pre-qualification Letter 59. Negotiate Offers on the Seller's Behalf 60. Mediate Counteroffers or Amendments 61. Fax Contract Copies 62. Deliver �Offer to Purchase� Copies 63. Assist with Escrow Account 64. Distribute Under-Contract Showing Restrictions 65. Update MLS to �Sale Pending� 66. Review Credit Report 67. Deliver Unrecorded Property Information 68. Order Well Flow Test Reports (if applicable) 69. Order Termite Inspection (if applicable) 70. Order Mold Inspection (if applicable) 71. Confirm Deposit and Buyer's Employment 72. Follow Up with Loan Processing 73. Communicate with Lender 74. Confirm Approval of Loan 75. Remove Loan Contingency Home Inspection and Home Appraisal Activities 76. Coordinate Buyer's Home Inspection 77. Review Home Inspector's Report 78. Interpret Loan Limits 79. Verify Home Inspection Clauses 80. Contractor Preparation 81. Confirm Repair Completion 82. Attend Appraiser Appointment 83. Provide Appraiser Information and Remove Contingency Closing Preparations and Actions 84. Ensure Contract is Sealed 85. Coordinate Closing Process 86. Coordinate Closing Formal Procedure 87. Assist with Title Issues 88. Perform Final Walk-through 89. Verify Tax and Utility Preparations 90. Review and Distribute Final Closing Figures 91. Request Closing Document Copies 92. Confirm Receipt of Title Insurance Commitment 93. Make Homeowners Warranty Available 94. Review Closing Documents 95. Confirm and Assist with Final Deposit 96. Coordinate with Next Purchase 97. Ensure "No Surprises" Closing 98. Final MLS Update 99. Follow Up and Resolve Repairs 100. Documentation Follow Up 101. Hand the keys to the new owner
    • Tim Smith
       
      Brought to you by Yahoo! Real Estate Site Submit by: Tim Smith Coldwell Banker Wallace & Wallace tim.smith@coldwellbanker.com East Tennessee's Home Team
Tim Smith

Tennessee Real Estate on Yahoo! Real Estate � TN Homes for Sale, Mortgage Rates - 1 views

  • Tennessee Real Estate Track Tennessee real estate values including median price of real estate listings in Tennessee by each listing type. Then check Tennessee mortgage rates for various loan types and graph their trends over time. Also search Tennessee homes for sale using the search box above or by browsing the city list below to find real estate in any Tennessee city. Tennessee Real Estate Market Snapshot updated Tuesday, March 27, 2007 Listing Type Number Median Price Price Changefrom Feb Homes for Sale (MLS) 51,746 $184,900 0.0% New Homes 748 $250,900 +5.9% Real Estate Classifieds 27,967 $179,900 +2.1% Foreclosures 8,793 $75,650 +0.9% 1 Year Market Value Change 1 yr | 5 yr | 10 yr | See more city graphs & data at Zillow.com
    • Tim Smith
       
      this is an interesting article about real estate trend in tn.
  • Top Tennessee Cities Brentwood real estate Chattanooga real estate Clarksville real estate Cleveland real estate Cookeville real estate Franklin real estate Gatlinburg real estate Germantown real estate Hendersonville real estate Jackson real estate Johnson City real estate Kingsport real estate Knoxville real estate Lebanon real estate Maryville real estate Memphis real estate Murfreesboro real estate Nashville real estate Pigeon Forge real estate Sevierville real estate
  • Tennessee Mortgage Rates Friday, April 6, 2007 Mortgage Type Today Last Week Change Graph 30-yr Fixed 5.75% 5.69%  0.06% graph 15-yr Fixed 5.50% 5.43%  0.07% graph 30-yr Jumbo 6.10% 6.04%  0.06% graph 5/1 ARM 5.53% 5.42%  0.11% graph 5/1 Jumbo ARM 5.79% 5.69%  0.10% graph
Tim Smith

Sales Associate details - 0 views

    • Tim Smith
       
      Tim Smith Associate Broker Coldwell Banker Wallace & Wallace, Realtors 10815 Kingston Pike Knoxville, TN 37934 print save Specialty markets First Time Buyers Buyer Representative Lot/Land Retirement
Tim Smith

Mish's Global Economic Trend Analysis: The Changing Business of Real Estate (Part 1) - 0 views

  • Like it or not (and the NAR doesn't like it one bit) the business of buying and selling a home is changing
  • Joe Fox said the percentages in Iggy's Facts come straight from the NAR. So if 64% of home buyers find a home without the help of an agent (24% online and the rest driving around neighborhoods or by other means),
  • BuySide Realty operates on the principle that people who find the home they want to buy should get paid for their effort. So BuySide actually shares with the buyer 75% of the commission
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  • a $500,000 home with a 6% commission spit equally, BuySide Realty would return $11,250 to the buyer of the house. If the commission was split 4% to the buyer's agent (not uncommon in this market) BuySide Realty would return $15,000 to the new home buyer
  • BuySide keeps the other 25% for providing expert advice
  • Once you register you can print out a business card to hand to the agent at any open house you attend. BuySide will also arrange appointments on your behalf
  • BuySide agents are paid a regular salary as opposed to the commission based structure
  • distinguishing feature of the BuySide model is pre-approval not just pre-qualification. Before scheduling a private showing on any listing in their system, a buyers must be pre-approved. If someone can not afford a house they want to look at, it simply will not be shown
  • Currently BuySide is doing business in 5 states: Illinois, California, Florida, Virginia, and Georgia
    • Tim Smith
       
      in another article as of april 5-07. buyside is ready to do business in washington state and texas. t.s. cbww
  • Buyside expands to all 50 states, that is going to result in a big dent in the pockets of real estate agents as buyers flock to take advantage of BuySide's significant improvement over the current business model
  • These changes will dramatically affect the current real estate commission structure and who benefits.
  • Joseph Fox, CEO of both BuySide Realty and its sister company IggysHouse
  • "In contrast, our model is based on service, customer satisfaction, and trust".
  • BuySide will be rolling out additional states soon and eventually plans to be in all 50 states.
  • Tomorrow we will take a look at the sell side of the equation from BuySide's sister organization known as Iggys. I will have some final thoughts at that time as well. Stay tuned.
Tim Smith

The Effect of Typeface on the Perception of Email - 0 views

  • When choosing a typeface for a document, the level of appropriateness should be taken into account in order to avoid sending unintentional messages.
  • DISCUSSION The results from this study suggest there is a relationship between typeface selection and the reader’s perception of an email. The email presented in the typeface that was judged in previous studies to be low in appropriateness for email (Gigi) was perceived to be less stable, less practical, more rebellious, and more youthful than either Calibri (highly appropriate) or Comic Sans (moderately appropriate).
  • Table 2. Means and standard deviations for 15 adjective pair list. This was used to assess the personality of the email documents. Those in bold were significant.
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  • Figure 6. Example question of perception of author’s employment level.
  • Figure 5. Example question of perception of author’s ethos based on a seven-point scale.
  • The Effect of Typeface on the Perception of Email
  • Summary: This study investigated the effect that a font has on the reader’s perception of an email
  • Since email is commonly used for personal as well as professional communication, it is imperative to understand the ramifications of personal choices when composing emails
  • type has the ability to communicate on its own
  • Typefaces can influence the mood of a document in three possible ways: the typeface may reinforce the text and mood; the typefaces may conflict with the message/mood; or there may be no influence resulting in a neutral effect.
  • Table 1 shows the percentages for each of the 20 fonts for the use of email. The three fonts chosen for this study represent either a high (Calibri), medium (Comic Sans), or low (Gigi) level of appropriateness as deemed by the users. Table 1. Rank order of fonts that should be used for email
  • The ethos section was divided into two parts. Part 1 examined perception of the author based on five areas: knowledge, believability, maturity, professionalism, and trustworthiness
  • The millions of people that email friends, family members, and co-workers should be aware of the fact that typeface can have an effect on the perception of the content. Typefaces should be chosen to reflect the message of the content and care should be taken to ensure that the typeface does not conflict with the intentions of the author
  • METHOD Participants A total of 120 participants (58% male, 42% female) completed the survey and were compensated $10
  • Selection of Stimuli A sample email was displayed in one of three fonts (Calibri, Comic Sans, or Gigi)
  • Procedure Participants were shown the email document in one of three fonts (Calibri, Comic Sans, or Gigi).
  • Personality Traits(4/1 scale) Calibri m(SD) Comic m(SD) Gigi  m(SD) stable/unstable 3.00 (1.09) 2.63 (1.06) 2.05 (.99) flexible/rigid 3.17 (1.06) 3.25 (.81) 3.25 (.87) conformist/rebel 2.87 (.98) 2.85 (.86) 2.18 (.90) creative/unimaginative 2.73 (.93) 2.62 (1.08) 2.95 (.93) sad/happy 1.53 (.60) vAlign=bottom noWra
  • Table 3. Mean and Standard deviations for the second section of survey. This was used to assess the perception of the author and intended audience. Those in bold were significant. Ethos Questions(1-7 scale) Calibri m(SD
Tim Smith

Palm - Support - WebSphere Everyplace Micro Environment Download - 0 views

  • Windows Installation Instructions Download WEME571.zip (1.77MB ZIP File) Extract the contents of the zip file using a standard unzip utility. Note the location where the folder WEME571JVM is unzipped to. Launch Palm Desktop. Select Quick Install icon. Select the correct user name from the User list. Navigate to the WEME571JVM folder that was unzipped in Step 2. In that folder, open the JVM folder. In that folder, open the ARM4T folder. In that folder, select J9JavaVMMidp20.prc and JavaVMCheck_enUS.prc. If you want a non-English version, you must install these files: J9JavaVMMidp20.prc file J9JavaVMMidp20_xx.prc file with your language version ("de" is German, "es" is Spanish, "fr" is French, "it" is Italian, "ja" and "jp" are Japanese, "zh" and "CN" are Chinese) JavaVMCheck_xxXX.prc file with your local version Drag and drop the selected files to the Quick Install window. Depending on your setup and requirements, you can explore the other folders and install the other files. The ones listed above are mandatory; the others are optional. Consult the Java software developer for more information about which files you need to run the application on your device. Perform a HotSync operation.
Tim Smith

HomeGain -- Find a real estate agent - Realtor - Real Estate - Homes for sale - Home Bu... - 0 views

  • Interview Your Agent HomeGain's anonymous profile service allows you to review sales proposals from local agents without pressure or commitment. In comparing sales proposals, consider several factors, including experience, local knowledge, credentials, brokerage services, cost and marketing plan. After comparing proposals and backgrounds of agents, then schedule an interview with at least three agents. Questions to ask a prospective agent "Do you work full-time or part-time as a real estate agent?" Full-time work typically means more attention for you. "How well do you know the area(s) I am interested in?" An agent who specializes in the area in which you are interested is preferable. Definitely interview the agent who has the most for-sale signs in your neighborhood. "How many other sellers or buyers are you representing now?" The busiest agents often are the most efficient."Will you handle all aspects of my transaction or will you delegate some tasks to a sales associate or administrative assistant?" A knowledgeable assistant can be invaluable, but make sure that you can connect with your agent when you need to."How much can I expect to pay?" Commissions are negotiable depending on what kind of listing arrangement you have with your agent. "Can you give me a comparative market analysis of recent sales in the area and homes currently on the market?" This should contain listing and sales prices for recently sold homes as well as sales prices and the listing date of homes currently for sale. It also should include detailed property descriptions (such as square footage and numbers of bedrooms and baths)."What does your marketing package contain in addition to a comparative market analysis?" Listing presentations should also include a suggested asking price; information on the local housing market; advertising plans; a discussion of various listing agreements; and an analysis of sale proceeds at various price points and commission levels."Can I list the house with you for 60 to 90 days?" Most consumer experts agree that a three-month listing period, or less, is best. You can always renew the listing agreement at that time. "Is your license in good standing?" You should check an agent's certification yourself with your state's department of real estate. "How many years of education and experience do you have?" Experience and continuing education typically make for better agents. "Are you also a broker and/or a Realtor?" Brokers have more stringent licensing requirements and responsibilities. Realtors are voluntary members of the National Association of Realtors, a trade group.
    • Tim Smith
       
      should know how to answer these basic questions in our sleep... speeking of sleep... im outta here for the night.
Tim Smith

KAAR MLS - 0 views

  • What is RSS?RSS = Advanced Bookmarking Do you hear the term RSS but don't know exactly what it means or how it works? Here's an easy to understand explanation on how to sign up and why it's becoming so popular.
  • Once you've picked an RSS reader, you can add feeds to it. A feed is information obtained from a Web site, usually a list of the Web site's content with links, that updates any time the site updates. Most sites with available feeds will have a specific link, or an orange icon like this , or maybe like this , that will let you know a feed is available. When you see that icon, you have the ability to subscribe to that site's feed. Subscribing is like advanced bookmarking, only this is a bookmark that comes to you instead of you going to it. To add a feed, follow the site's link and the instructions your reader provides. Since there are many readers, and each can add feeds its own way, it's best to follow your reader's specific instructions. Once subscribed, you should see a slimmed-down version of the content with your reader. It could be a heading only or a heading with a brief description. Want to read the full article? It should have a link to visit the full version on the site. Why is RSS becoming so popular? Imagine you add 12 feeds to your reader. If you want to check to see what feeds have new content, just open your reader and refresh the feeds. It cycles though and shows which ones have new content since you last visited them. You no longer have to visit every site to see what's new. In just seconds you can see all your feeds and what has new and updated content. This is a major time-saving tool that more people use every day.
  • RSS means "Really Simple Syndication", which is a way for a Web site to provide updates that you can subscribe to using an RSS reader. There are hundreds of RSS readers out there for Mac and PC. Some are based online, like Bloglines or Google Reader, and others are programs you run from your computer. Some are free and some are not. Below are lists for:
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  • Available Feeds Although available to agents, THESE FEEDS ARE NOT DISTRIBUTABLE TO THE PUBLIC. Offering these links to the public will violate your terms of use. My SearchWatch Items http://kaar.realfocus.com/rss/?feed=searchwatch&feedhash=347... My ListWatch Items http://kaar.realfocus.com/rss/?feed=listwatch&feedhash=34710... Newest Listings http://kaar.realfocus.com/rss/?feed=new&feedhash=34710c50645... Newest Listings - Commercial/Industrial http://kaar.realfocus.com/rss/?feed=new&feedhash=34710c50645... Newest Listings - Lots/Acreage http://kaar.realfocus.com/rss/?feed=new&feedhash=34710c50645... Newest Listings - Multi-Family http://kaar.realfocus.com/rss/?feed=new&feedhash=34710c50645... Newest Listings - PUD/Condominium http://kaar.realfocus.com/rss/?feed=new&feedhash=34710c50645... Newest Listings - Residential http://kaar.realfocus.com/rss/?feed=new&feedhash=34710c50645... Newest Listings - Timeshare http://kaar.realfocus.com/rss/?feed=new&feedhash=34710c50645... Hottest Listings http://kaar.realfocus.com/rss/?feed=hot&feedhash=34710c50645... Hottest Listings - Active http://kaar.realfocus.com/rss/?feed=hot&feedhash=34710c50645... Hottest Listings - Back on Market http://kaar.realfocus.com/rss/?feed=hot&feedhash=34710c50645... Hottest Listings - Closed http://kaar.realfocus.com/rss/?feed=hot&feedhash=34710c50645... Hottest Listings - Expired http://kaar.realfocus.com/rss/?feed=hot&feedhash=34710c50645... Hottest Listings - Extended http://
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