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Dave, a fellow 8th grade classmate needs help from the Club. Someone in Mr. B's class plagiarized their own paper-and since Mr. B has a bell curve it affects everyone. Dave's grade is lowered and his parents are sending him to Boarding School! Adina's Deck takes the case in order to help Dave get the grade he deserves. In this who-done-it, there are four main suspects, and the club needs to investigate each of their alibis to catch the cheater and save Dave. After a difficult case, the club learns about the true nature of plagiarism- and that doing things right the first time just might be a trustworthy solution.

Flames of Moral Panic: You may have noticed that the media has fully embraced "sexting" [a term invented by the media] as the latest horror story about teens and technology. First it was about how the internet is teeming with predators a la "To Catch A Predator," with the most dramatic stories focusing on girls who met these predators in real life [read the real deal here: Online "Predators" And Their Victims]. Next it was about cyberbullying, highlighting the most extreme cases that ended in young people having to switch schools or even more tragically committing suicide. The latest is "sexting," where teens are naively sending and receiving sexually explicit photos or video of themselves to friends via cell phone, again, with the most dramatic cases highlighted.

EFF (Electronic Frontier Foundation) created Teaching Copyright as a balanced curriculum encouraging students to make full and fair use of technology that is revolutionizing learning and the exchange of information. The Teaching Copyright curriculum was developed with the input of educators from across the U.S. and has been designed to satisfy components of standards from the International Society for Technology in Education and the California State Board of Education.

Too often, entrepreneurs who start their own small businesses have almost no experience in managing a company. It's common practice for business owners, especially new ones, to conduct research and consult with experts on how to run a business. This endeavor will give you great insight so you are able to anticipate unwanted events that could send your company spiraling out of control, and to allow you to build a contingency plan to get things back on track. There will, however, always be time-robbers and inefficiencies in your staff or workforce that will incur drawbacks and get your business a few calls from disappointed clients or customers.

It's common for most companies to have an accounts receivable department to help satisfy their customers during the course of business; however, some companies have complicated methods of managing accounts receivables, causing them to lose profits. This is largely due to their dispute resolution process being weak or nonexistent, business technology that makes the business even more inefficient, and poor tracking. Because of this, the staff in the company's finance department will be out of touch when it comes to creating income strategies, all the while trying their best to achieve certain objectives, maximize sales, and put out the fires of debt.

A solopreneur is a person who runs his or her business all by themselves. Getting almost zero assistance from anyone like employees, for example, being a solopreneur requires you to maintain certain habits and follow rules in order to effectively manage your time. This time then converts to money. Although you're not a freelancer or a contractor, you need to understand that, if you're not in the office working things out for your business, then you won't earn a single cent!

Insurance fraud is more common than you think and there is a good chance you may have already committed it. Homeowners who inflate their losses on a claim are committing insurance fraud and, while it may seem harmless, it adds up to big bucks every year - with jail time for perpetrators, in extreme cases.

If your small business enterprise relies on your ability to maintain an online presence (most small businesses do), then maybe it's time to focus on the important things to draw interested people in, engage customers and boost sales - like your website, blog and social media portals. You need to continuously add high-quality content in order to keep feeding readers new information, make navigation simple so they won't lose interest on your site due to long load times and other issues, and ensure that there will be a call-to-action button/phrase that will nudge customers to buy - and buy more, all the time.

The first camera we will examine is the Olympus Stylus TOUGH TG-4 . This camera is the definition of durable. It is waterproof up to 50 feet, freeze proof to 14 degrees Fahrenheit, shock proof to 7 feet, and crush/smash proof up to 221 pounds - making it durable to the almost maximum. Durability is important and is something this camera possesses, but some other features it holds are the high-definition video capability, RAW image and Live Composite modes, Wi-Fi and GPS capabilities, wide-angle zoom, and a f2.0 speed lens, making this camera not only durable, but a testament to its name.

Each year, when tax season rolls around, you're bound to hear people talk about all of the things they're going to "write-off" on their taxes. While write-offs are a great tool for independent adjusters who want to minimize tax liability and maximize the money in their pocket, it is important to understand the basics of tax deductions. Keys to success include understanding what a write-off is, how it affects tax liability and, most importantly, what exactly can be written off.

The goal of the insurance company is to settle a claim for as little money as possible. It's why insurance policies are laden with legal terms and doublespeak to the point that policyholders really have no idea what their policy does and doesn't cover. This confusion may prompt policyholders to hire a public adjuster unnecessarily. The truth is, many public adjusters don't review every detail of a policy and may even, occasionally, represent a claim that is not even covered.

As an independent adjuster, clothing is an important piece of your role. The field requires adjusters to present themselves professionally in various climates and disaster areas, requiring one's clothing to possess durability and be adjustable for a diverse set of elements. While adjusters travel to flooded areas, climb roofs with abrasive material, or undergo prolonged periods in the sun, they also need to maintain a professional appearance. Below, we have found a few of the top performing brands for the most industrious adjuster.

Credit scores are used to assess risk in most financial applications; qualifying for a credit card, buying a car, or getting approved for a mortgage. One thing that most people are not aware of is the impact a credit score can have on homeowner's insurance premiums. Most states allow the use of credit scores to determine insurance rates as they help to assess the homeowner's risk of potentially submitting a claim.

Being classified as an independent contractor (or a small business enterprise), rather than an employee, has its pros and cons. Having the power to negotiate and charge what you think is fair for your services, deciding what hours you will work, and flexibility of work location are all great features of working as an independent contractor. When it comes time to file your taxes each year, however, the cons rise to the surface and make themselves apparent.

Staff adjusters, independent adjusters, and CAT adjusters all work for insurance companies. Public adjusters work for the policy holder. An adjuster will assess the damage to property and/or person, determine the insurance coverage, investigate the claim, and negotiate a settlement. Each type of adjuster works in a different type of setting with varying daily schedules.

If you are anything like me who has one of those jobs that require travel, you're in this business - first and foremost - to make money and secure your financial future; everything after that comes in second. Traveling around the country is great, helping others in times of need is fantastic, even being able to attend this conference and write it off as a taxable expense is a beneficial experience. All of these wonderful perks are nothing more than that: perks.

Errors and Omissions ("E/O") Liability Insurance is a must-have for independent adjusters. No matter how good you are at your job, and no matter how meticulous your records, you can't escape the fact that you're still human and bound to make a mistake every now and again. To protect yourself and your company from financial disaster it is incredibly important to be prepared with E/O Liability Insurance.