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"Many areas in the United States are affected by natural disasters at various times of the year. However, there are a few states where natural disasters seem to occur more often. These areas have higher insurance premiums as a result of more claims and increased risk for loss. Considering the number of disasters that occur, there is a higher need for adjusters in the following areas."

As an independent adjuster, you may be called into an immediate investigation or situation. As a private contractor, there are no set office hours or scheduled work days. If you are called to investigate a claim, you should be prepared.

As a self-employed, independent adjuster, one of the first things to do for your business should be setting up a bank account. Most people already have a personal checking account but you should establish yourself the right way with the right checking account. There are a lot of benefits to having a business account but here are some of the top reasons you must have a separate account for your adjusting business.

It happens more often than you may think - a brick chimney suddenly collapses, resulting in thousands of dollars in repair and cleanup costs. As an independent adjuster, you may find yourself face to face with a distraught homeowner. What will you tell them?

As an independent adjuster, you want to work for the best companies. It can be difficult to find great places to work so we've put together a list or resources for you to use in your job search. These are some of the top sites to use when you are job hunting as an independent adjuster.

The life of an independent adjuster can be chaotic. Every day there are hundreds of emails to prioritize and many appointments or conference calls to schedule. How do you keep it all organized and maximize your time? One way is to master a tool most of us already have: Microsoft Outlook. Microsoft Outlook is a great email platform that offers folders, calendars, task lists and other great scheduling tools.

Most people love the idea of working from home. When you do work from home, you cut out commute time, you can stay in your pajamas and you can walk right into your own kitchen for lunch. It seems like working from home, in an isolated environment, would be ideal for productivity but working at home does come with its own set of challenges.

Empathy is perhaps the most important characteristic when it comes to being an insurance adjuster. As you navigate the delicate path of professionalism, you need to take the time to connect with your client, on a personal level.

If you want your friends to be spammed.. Terms of use: "Scrubly shall own all right, title and interest in and to all derivative works and compilations of User Content that are created by Scrubly, including all worldwide intellectual property rights therein... "

Shingles, like many other products on the open market, are often sold with warranties. These warranties help to comfort buyers and provide a guarantee for their large investment. Shingle manufacturers often offer extremely appealing warranties, sometimes offering their customers protection for up to 50 years after the purchase is made. Are these warranties helpful or simply too good to be true?

An estimated 13% of the American workforce consists of independent contractors, including many independent adjusters. Being self-employed, and/or working under the protection of a business entity such as a Limited Liability Company (LLC), means that you aren't privy to benefits that W2 employees may have. Retirement planning - including employer contributions and the ability to defer your own pay, tax-free - is one of those major benefits. You'll be happy to know, however, that there are retirement planning opportunities for the self-employed (including independent adjusters) that offer similar - if not superior - opportunities.

Hurricanes are a nightmare for everyone in the city, state, or region they disrupt. Some hurricanes that have hit the United States have effected over 90,000 miles of land before they dissipate. Hurricanes are high gusts of winds and water that come to shore from the ocean and obliterate everything in their wake. The winds spiral inward at speeds of 75-200 mph and then these tropical cyclones pick up heat and energy from the ocean as they move at 10-20 mph. When they reach shore, they claim every building, person, or tree in their way.

Limited Liability Companies ("LLCs") are great vehicles for individuals and groups of people who are interested in protecting their personal assets from business liabilities while keeping their corporate tax return preparations fairly simple. Single Member LLCs ("SMLLCs") - LLCs containing only one individual - are fairly new in the world of business entities. Their use has proven to be quite popular, but their existence has also posed some fundamental legal questions.

Social media has opened up the world of networking and influencing for independent adjusters. It is now easier to find like-minded people, as well as clients, once you start engaging and using social media on a regular basis. The three biggest sites to think about using are Facebook, LinkedIn, and Quora - which we will go over in this article so you can understand how to use them for your benefit as an independent adjuster.

Although winter got off to a rather late start across most of the U.S. this year, Jack Frost is making his grand entrance with a flurry of blizzards forecasted across the Northeast, riding in on the coattails of Winter Storm Stella.

Most Americans will not endure the stresses of an IRS audit. As an independent adjuster, however, you may be more vulnerable to the investigation. Research shows that individuals who earn more than $250,000 and/or file a Schedule C to report business expenses and losses are among those most likely to be targeted in an IRS audit. If you've received a notice from the IRS, you may start to panic - don't! The process is usually straightforward and, with the right information and assistance, you can make it through painlessly.

There are many professions in the world that promise to be rewarding and fulfilling. Becoming and independent claims adjuster is one of them. Though this might not be a profession you have heard of before, it does pay a substantial amount and is in high demand. It is a serious decision to follow this career path, and worth considering if you are looking for a stable career where you can help others and where you are able to make your own decisions. If you want to be in charge of your own day, travel, and set your own schedule, then this is the perfect opportunity, as an adjuster works independently in the field, and is responsible for his own work. This article will provide a look at the role of an independent claims adjuster, the duties it entails, and what the benefits are to taking on this type of position.