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Insurance fraud is more common than you think and there is a good chance you may have already committed it. Homeowners who inflate their losses on a claim are committing insurance fraud and, while it may seem harmless, it adds up to big bucks every year - with jail time for perpetrators, in extreme cases.

Many homeowners are happy with a well-intact roof. They have no need to worry if there are no leaks coming through their ceiling, and their heating and cooling bills are in a normal range. They do not even think about other maintenance issues in their home until they become large enough to warrant an inspection. Many homeowners neglect their attic, unless maybe using it as storage space, even though this is one area that can benefit from a bit more attention.

Even if you live in an area prone to flooding, there are specific things you can do to lower your flood risk. This post gives homeowners practical tips.

Everyone you consider a "friend" on Facebook, may not have the friendliest intentions. That was the hard lesson homeowners in New Albany, Ind., believe they learned after their home was ransacked by two men.

It happens more often than you may think - a brick chimney suddenly collapses, resulting in thousands of dollars in repair and cleanup costs. As an independent adjuster, you may find yourself face to face with a distraught homeowner. What will you tell them?

Insurance fraud is more common than you think and there is a good chance you may have already committed it. Read this blog for more information.