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SecureSpend Guide: How to Check Your Balance, Activate Your Card, and More The SecureSpend prepaid card, available as both a Visa and Mastercard, offers a convenient and secure way to manage spending without needing a bank account or credit check. It allows users to load a specific amount of money for purchases online, in stores, or anywhere the card's network is accepted. Whether you have a SecureSpend gift card or a standard SecureSpend prepaid Visa card, this guide answers common questions to help you use it effectively. From checking your SecureSpend card balance to activating your card, we provide clear, step-by-step instructions in a professional and straightforward manner.