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IoT uses electronic sensors connected directly to assets to gather and report critical information to remote locations. This permits continuous, real-time and accurate monitoring of pipelines, vessels and tank farms.

The article discusses emissions at ports around the world and focuses on a measurement of a port's affects on the environment through a measurement called Port Environmental Index (PEI). The PEI consists of standards that will allow the tracking of emissions and effects on the environment for the port over time. The internet of things (IOT) will allow real time monitoring. (alterenate link: https://www.sciencedirect.com/science/article/pii/S1470160X20308888)

1. Increased automation and embedded financial services simplify daily activities 2. Cross-industry partnerships flourish allowing customers' financial and non-financial services needs to be addressed simultaneously 3. Customers will not think about financial services