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Women are more likely than men to need medical services. Nationally, women make 58% more visits each year to primary care physicians than do men and are more likely to take at least one prescription drug on a daily basis. Women have greater annual health care expenses than men ($2,453 vs. $2,316), and a greater proportion of their health care expenses are paid out of pocket (19% vs. 16%).

Up to Speed The latest buzz in L.A.'s car culture. « Previous Post | Up to Speed Home | Next Post » Price of a new car hits 30-year low -- but not in California May 14, 2009 | 8:00 am Dealerprices Californians may not agree, but a new car is more affordable to the average family now than at any time in the last 30 years, according to a new report. Buyers can expect to see an average of $2,931 in incentives off the price of a new vehicle. In some cases, such as buying a Chrysler, a consumer can expect to get as much as $6,000 off the price of a new vehicle as dealers seek to move inventory amid a recession -- and in Chrysler's case, a bankruptcy -- and a sudden downshift in sales nationwide. The average price of a new vehicle nationwide is $1,700 less than in the final quarter of 2008, according to Comerica Bank's Auto Affordability Index, which has tracked auto prices since 1979. California buyers likely will see a smaller drop in average price. A temporary 1% rise in the state's sales tax that began April 1 and a doubling of license fees to arrive May 19 add about $400 to the average price of a new car. A provision of the nationwide economic stimulus package, however, allows them to write off a portion of the sales tax and license fee on any new vehicle bought between Feb. 17 and Dec. 31 this year. Nationally, the survey found it took 21.5 weeks of work for a median family to buy an average-priced new car or truck, or 1.3 weeks less than in the fourth quarter of 2008. It also found that consumers are getting better interest rates from dealers as credit slowly returns to the market. Financing, though, may not be available to as many potential buyers as before.

send to a friend printable version What that car really costs to own Knowing a vehicle's cost over time can save you thousands in the long haul Illustration of a car blowing money out the exhaust Illustration by Carlo Stanga A less-expensive car can cost you more in the long run than a more-expensive alternative, our new ownership-costs comparisons have found. At about $17,500, a Mitsubishi Lancer could cost $4,000 less than a base Mini Cooper to drive home. But when you estimate the total costs of ownership for each car, the Lancer could cost you $5,000 more over five years. A Toyota Highlander can cost you $3,000 more to purchase than a Ford Explorer V6, but owning the Ford after five years can cost $6,750 more. In addition to shopping for a good deal, car buyers should also consider how much a model will cost them to own. That includes depreciation, fuel costs, interest, insurance, sales tax, and maintenance and repair costs. To help, Consumer Reports is introducing its new owner-costs estimates, which can help you compare models and could save you thousands of dollars. The "owner costs" Ratings cover one, three, five, and eight years of ownership and are based on a comparison of all models within the Consumer Reports database over eight years. Because depreciation is factored in our estimates, we assume that the vehicle will be traded in at the end of the term.

Earning less, paying more for health care: fighting a battle on two fronts By Hygeia | Tuesday, April 28th, 2009 Today, April 28th, is Blog for Fair Pay Day. In recognition of this important day, our guest post by Lisa Codispoti, Senior Counsel for Health and Reproductive Rights, National Women's Law Center, relates to health care and equal pay. Between 2000 and 2006, health insurance premiums increased 87.5 percent-4 times more than wages. In addition to the burden of inflated health care costs, women are still paid only 78 cents for every dollar earned by men-with women of color earning even less. In a world where women are earning significantly less than men for comparable work, how can they also afford health care? Pay inequity for women compounds the issues that already exist with our broken health care system. This is a system that makes unfair practices by insurance companies flourish, such as allowing health to be more expensive for women. For example, women pay higher premiums than men when they try to buy health insurance directly from an insurance company through the individual health insurance market (a practice known as gender rating.) Even worse is that many of these health plans do not cover maternity care or expect women to pay an additional fee (what is called a rider) to gain maternity coverage. Women are then left trying to stretch their already smaller paycheck for a much larger health care bill. (more…)

SCI Healthcare offers a full-service surrogacy program to Indian national and international clients. We currently have more than 600 successful surrogacy births with babies safely home with their families, and more than 100 pregnant surrogates for international clients. We cater to single men and women, and married and de facto couples.

We are proven SCI Healthcare's surrogacy program is proven, many times over! With one more than 600 babies now home with their families, and another 100 on the way, it's clear SCI Healthcare is doing a lot right! We can provide you with references from past and present clients, better still, read about our client satisfaction first-hand from the numerous online blogs praising our service. High success rates Dr Shivani Sachdev Gour and her team are one of the largest and most experienced IVF/surrogacy providers in India. Dr Shivani is "hands-on" - she performs all donor/client scans, egg collections and embryo transfers - she does not outsource this vital work to less experienced doctors. SCI Healthcare's embryology team is experienced and sought after by IVF and surrogacy centres across India. We enjoy a higher than normal positive pregnancy results with 75 per cent of donor egg/surrogacy clients achieving pregnancy on their first try. Ninety per cent of clients are pregnant on their second try, very few clients need to try a third time. Our miscarriage rate is lower than national and international averages. http://surrogacycentreindia.com

Surrogacy Centre India and Isis Hospital, where life begins. We are the leading provider of IVF and surrogacy services in India. Our sole aim is to create families.

women's health care versus health care for men

Report: Cost of Health Care Affects Women More than Men Women are more likely than men to see cost as a barrier to accessing health care services, including filling prescriptions, seeing a doctor and getting medical tests, according to a study conducted by a health-care research group.

Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c

Women Pay The Price For Health Insurance by Sarah Varney April 2, 2009 Listen to the Story Morning Edition [4 min 40 sec] * Add to Playlist * Download * Transcript In Depth Search For Health Insurance Learn About COBRA Read About A Government Subsidy For COBRA A State-By-State Guide to Health Insurance text sizeAAA April 2, 2009 During the last economic bust, I got laid off and couldn't afford the monthly COBRA payments for my health insurance. I applied for an individual plan through Blue Cross. I was 28 at the time and had no health problems. I was thin and athletic. In fact, I'd done a triathlon and biked from San Francisco to Los Angeles twice. I got a letter from Blue Cross saying I was denied. They told me it was because my medical records showed I'd gone to the doctor complaining of stomach pain. The pain had long since gone away, but Blue Cross said if I wanted insurance, my doctor would need to fax a note guaranteeing I didn't have stomach cancer. He faxed the letter, and eventually I got a plan. It makes you wonder, though, if Blue Cross didn't want to insure me - a healthy 20-something - how on earth do actuaries determine who's a good risk and who's not? "It's very scientific and fact-based," says Jeff Fluke a senior underwriter with the risk management company Ingenix in Minneapolis. Fluke says actuaries first calculate average health costs over a broad population like 28-year-old women or 50-year-old men. Then the underwriter adjusts those averages based on your medical history and health status - your height and weight, and whether you have high blood pressure, asthma or hay fever. "Maybe there's a heart condition," Fluke says. "How long ago was it? What were the treatments? Are you on treatment now? What are the medications you're taking? Because some medications [are] expensive and some aren't." Complex Calculations These complex algorithms boil down to: Will you cost the insurance company more money than the insurer c

AAA Estimates Drivers Pay Almost $8,100 per Year Media Contact: Jennifer Mack San Francisco, April 08, 2009 New research from AAA finds that the average annual cost of owning and operating a new car has remained fairly steady over the past year, despite lower fuel costs. The 2009 edition of AAA's annual "Your Driving Costs" study estimates the overall cost of owning and operating a typical new sedan at 54 cents per mile, just a tenth of a cent less than in 2008. For a car driven 15,000 miles a year, that amounts to $8,095 annually. That's $26 less than last year's estimated cost of $8,121.

Gender can cost you in individual health insurance June 22, 2008 When it comes to health insurance, Valencia resident Tova Hack's first problem is that she works part time and thus needs an individual policy for medical coverage because her employer doesn't offer one. Her second problem is that she's a woman. Ads by Google / Ad Feedback * Blue Cross Blue ShieldHealth insurance plans as low as $4/day. Call 1-8... FREE! www.Vimo.com * Individual BlueSave Big on Health Insurance Rates- Get Affordable Brand Name Care Now! www.YourFreeQuotes.com * Nevada Health PlansFree health insurance quotes! Find the right plan and apply online. www.GoHealthInsurance.com * Blue Cross Short Term InsHealth Insurance Quotes Online from Blue Cross. Plans from $50 month. www.healthinsurancesort.com Hack, 22, a grad student at Cal State Northridge, is insured by Blue Shield of California. She just found out that the cost of her bare-bones, high-deductible insurance plan is going up 20%, to $119 a month from $99. But the real surprise -- which Blue Shield neglected to point out in its recent letters to individual policyholders but which was apparent from a close reading of an accompanying chart -- is that men and women will now be charged different rates. The change takes effect July 1. "I don't think it's fair at all," said Hack. "I'm in perfectly fine health." That may be. But as far as Blue Shield is concerned, Hack and all other women are somehow more accident-prone, or more likely to break a bone, or more susceptible to costly ailments. Why? Because they're women. "Our egghead actuaries crunched the numbers based on all the data we have about healthcare," explained Tom Epstein, a Blue Shield spokesman. "This is what they found." That women get sicker than men? "It's all about the statistics," Epstein said. It's not about pregnancy, though. Hack's policy doesn't even cover pregnancy and maternity care. No, this is purely a matter of Blue Shield deciding t

Gender can cost you in individual health insurance June 22, 2008 When it comes to health insurance, Valencia resident Tova Hack's first problem is that she works part time and thus needs an individual policy for medical coverage because her employer doesn't offer one. Her second problem is that she's a woman. Ads by Google / Ad Feedback * Blue Cross Blue ShieldHealth insurance plans as low as $4/day. Call 1-8... FREE! www.Vimo.com * Individual BlueSave Big on Health Insurance Rates- Get Affordable Brand Name Care Now! www.YourFreeQuotes.com * Nevada Health PlansFree health insurance quotes! Find the right plan and apply online. www.GoHealthInsurance.com * Blue Cross Short Term InsHealth Insurance Quotes Online from Blue Cross. Plans from $50 month. www.healthinsurancesort.com Hack, 22, a grad student at Cal State Northridge, is insured by Blue Shield of California. She just found out that the cost of her bare-bones, high-deductible insurance plan is going up 20%, to $119 a month from $99. But the real surprise -- which Blue Shield neglected to point out in its recent letters to individual policyholders but which was apparent from a close reading of an accompanying chart -- is that men and women will now be charged different rates. The change takes effect July 1. "I don't think it's fair at all," said Hack. "I'm in perfectly fine health." That may be. But as far as Blue Shield is concerned, Hack and all other women are somehow more accident-prone, or more likely to break a bone, or more susceptible to costly ailments. Why? Because they're women. "Our egghead actuaries crunched the numbers based on all the data we have about healthcare," explained Tom Epstein, a Blue Shield spokesman. "This is what they found." That women get sicker than men? "It's all about the statistics," Epstein said. It's not about pregnancy, though. Hack's policy doesn't even cover pregnancy and maternity care. No, this is purely a matter of Blue Shield deciding t

New Health Dialogue - logo Health Policy Facts February 27, 2008 - 1:57pm - admin "We're raising the first generation of children who may live sicker and die younger than their parents." --Risa Lavizzo-Mourey, president of the Robert Wood Johnson Foundation Upcoming Events February 27, 2008 - 2:11pm - Paul Testa Upcoming Events Obama and Health Care Reform Wednesday, September 23, 2009 12:00pm - 1:30pm American University Washington College of Law 4801 Massachusetts Avenue, NW Room 603 RSVP here Recent Events: Health CEOs for Health Reform To see a webcast of this event click here The Wireless Future of Health IT For a summary of this event click here New Health Insurance Marketplace For a summary of this event click here CEOs for Health Reform To see a webcast of this event click here For previous events click here Health Policy Links February 27, 2008 - 2:17pm - Joanne Kenen * Who We Are * NEW SITE: The State of State Health * Health Policy Program Website * Guide for Journalists * Guide for Hill Staff New America Blogs * The American Strategist * Blockbuster Democracy * Climate Action * Ed Policy Watch o Early Ed Watch o Ed Money Watch o Higher Ed Watch * The Ladder * New America Voices * New Health Dialogue * Political Reform * The Religious Center * US Budget Watch * Wireless Future * The New America Network Topics Ambulance Diversion California California Cancer Chronic Disease Comparative Effectiveness Comparative Effectiveness Congress Cost Cost Coverage Disparities Emergency Rooms Employer Burden Global Health Good News HC4HR Health Care Health Insurance Health Insurance Health IT Health Politics Health Reform Health Reform Hospitals Hospitals Individual Mandate In the News In the States Lessons of 93 Mandate Massachusetts Medicaid Medical Errors Medical Homes Medicare Nurses Obama palliative care Payment Policy Payment Reform Prevent

New Health Dialogue - logo Health Policy Facts February 27, 2008 - 1:57pm - admin "We're raising the first generation of children who may live sicker and die younger than their parents." --Risa Lavizzo-Mourey, president of the Robert Wood Johnson Foundation Upcoming Events February 27, 2008 - 2:11pm - Paul Testa Upcoming Events Obama and Health Care Reform Wednesday, September 23, 2009 12:00pm - 1:30pm American University Washington College of Law 4801 Massachusetts Avenue, NW Room 603 RSVP here Recent Events: Health CEOs for Health Reform To see a webcast of this event click here The Wireless Future of Health IT For a summary of this event click here New Health Insurance Marketplace For a summary of this event click here CEOs for Health Reform To see a webcast of this event click here For previous events click here Health Policy Links February 27, 2008 - 2:17pm - Joanne Kenen * Who We Are * NEW SITE: The State of State Health * Health Policy Program Website * Guide for Journalists * Guide for Hill Staff New America Blogs * The American Strategist * Blockbuster Democracy * Climate Action * Ed Policy Watch o Early Ed Watch o Ed Money Watch o Higher Ed Watch * The Ladder * New America Voices * New Health Dialogue * Political Reform * The Religious Center * US Budget Watch * Wireless Future * The New America Network Topics Ambulance Diversion California California Cancer Chronic Disease Comparative Effectiveness Comparative Effectiveness Congress Cost Cost Coverage Disparities Emergency Rooms Employer Burden Global Health Good News HC4HR Health Care Health Insurance Health Insurance Health IT Health Politics Health Reform Health Reform Hospitals Hospitals Individual Mandate In the News In the States Lessons of 93 Mandate Massachusetts Medicaid Medical Errors Medical Homes Medicare Nurses Obama palliative care Payment Policy Payment Reform Prevent

The contest between the two major varieties of pad (reusable and disposable pads) comes later, but first, we have to acknowledge the revolutionary existence of a sanitary napkin in a female's life. In older times, not only was the cloth used to prevent the menstrual flow but also issues like menstruation were hidden under covers. Apart from the cloth, there were rags, cotton or sheep's wool used by women to stem their blood flow.

In the United States, the average age is 12. This does not mean that all girls start at the same age. A girl can start her period anytime between the ages of eight and 15. Usually, the first period starts about two years after breasts first start to grow. If a girl has not had her first period by age 15, or if it has been more than two to three years since breast growth started, she should see a doctor.

A menstrual cup is a type of cup or barrier worn inside the vagina during menstruation to collect menstrual fluid. Unlike tampons and pads, the cup collects menstrual fluid rather than absorbing it.

Isis Hospital's embryology program is world-renowned. Our brand new facilities are equipped with the latest in medical equipment, and our embryology staff has decades of experience. This translates into higher than average success rates for our patients. http://isisivfhospital.com

In-vitro fertilization for self transfer SCI Healthcare offers a full range of infertility treatment to women including sono-hysteroscopy, IUI, IVF, abdominal oocyte collection, and embryo transfer to patients using embryos created with their own eggs or donor eggs. IVF/embryology Isis Hospital's embryology program is world-renowned. Our brand new facilities are equipped with the latest in medical equipment, and our embryology staff has decades of experience. This translates into higher than average success rates for our patients.

omen pay roughly 68 percent more in out-of-pocket medical expenses than men

Can Your Car Last 1 Million Miles? by Lauren DeAngelis | USNews.RankingsAndReviews.com Posted: May, 01 2009 With HP wireless printers, you could have printed this from any room in the house. Live wirelessly. Print wirelessly. Print | Email More Text Size A A A More Autos Stories Other auto articles from U.S. News & World Report: * 2009 Car Rankings * Best Cars for the Money * More Cars That Could Be Killed This Year * 6 Myths About GM, Ford, and Chrysler Americans are keeping their cars on the road longer than ever before. According to a March 2009 study released by R.L. Polk & Co., the median age of passenger cars in operation was 9.4 years in 2008 - a record high. That means that, assuming a car is bought new and driven 12,000 miles per year (which is about average), many Americans are logging 112,800 miles before selling or trading in their car.

Common Auto Insurance Claims Auto accidents can occur anywhere at any time. However, some auto insurance claims are filed more often than others. Esurance offers the following auto insurance claim trends so you can be more aware of your risk behind the wheel: Rear-Ender Fender Benders These days people drive distracted and in a hurry. Inattention and following too closely occur all too often and lead to a very common auto insurance claim: rear-ender fender benders.

Women Buying Health Policies Pay a Penalty * Sign in to Recommend * comments * Sign In to E-Mail * Print * Single Page * Reprints * ShareClose o Linkedin o Digg o Facebook o Mixx o MySpace o Yahoo! Buzz o Permalink o Article Tools Sponsored By By ROBERT PEAR Published: October 29, 2008 WASHINGTON - Striking new evidence has emerged of a widespread gap in the cost of health insurance, as women pay much more than men of the same age for individual insurance policies providing identical coverage, according to new data from insurance companies and online brokers.

Prevention First: Policy Initiatives Insurance coverage for birth control While most insurers generally cover prescription drugs, not all are required to cover prescription birth control. Women pay roughly 68 percent more in out-of-pocket medical expenses than men, mostly due to their reproductive health care needs. We have made some progress on this issue: today, 24 states have laws that require insurance companies to cover birth control. Despite this advancement, nearly 17 million women - most of whom are young, low-income or women of color - do not even have private insurance or Medicaid coverage and cannot benefit from these state mandates.

Women and older individuals are more likely to have high out-of-pocket costs. Individuals in high-cost households are, on average, 8 years older than those in lower-cost households. In addition, women represent 55 percent of individuals in high-cost households, compared with 50 percent of those in families without high out-of-pocket costs.7